What Is Horace Mann Insurance Company?

Overview

Horace Mann is a leading insurance company specializing in providing coverage and financial products to educators. The company offers a range of insurance products, including auto, home, and life insurance and retirement annuities. It specializes in providing coverage and services tailored to teachers, administrators, and other school employees' unique needs.

In addition, Horace Mann insurance company offers retirement planning services and other financial products to help educators prepare for their future financial needs. It provides educational resources and financial literacy programs to help educators make informed financial decisions.

Horace Mann Insurance Company Pricing

The cost of Horace Mann insurance products and services may differ depending on the type of insurance. Please click Get A Quote for a customized pricing plan.

Who Is Horace Mann Insurance Company For?

Horace Mann insurance agency provides coverage and financial products exclusively tailored to the unique needs of educators and their families.

Horace Mann Insurance Company Services

Auto Insurance

Horace Mann auto insurance provides security for personal vehicles used by teachers, administrators, and school employees. It includes protection against accidents, theft, vandalism, and damage caused by natural disasters.

Home Insurance

The company offers homeowner insurance policies designed to safeguard the homes and personal belongings of educators. Horace Mann home insurance policies protect against damage from natural disasters, theft, and accidents.

Life Insurance

Horace Mann life insurance policies serve as a safety net in the event of an educator's untimely passing. Overall, life insurance coverage helps ensure that loved ones are financially supported, covering mortgage payments, education costs, and other financial obligations.

Supplemental Insurance

In addition to traditional insurance offerings, Horace Mann offers various supplemental insurance products. These policies help educators manage both medical and non-medical out-of-pocket expenses. Supplemental insurance coverage may include critical illness, accident, or disability insurance.

Is Horace Mann Insurance Company Right For You?

Horace Mann insurance company stands out as a premier provider of insurance and financial solutions tailored to the needs of America's educators and community service professionals. With a solid reputation for financial stability cultivated over 75 years, Horace Mann has earned top ratings from esteemed agencies. The company maintains an "A" Financial Strength Rating from AM Best, S&P, and Fitch Ratings, along with an "A2" Financial Strength Rating from Moody's Investors Service.

Horace Mann Insurance claims are also handled professionally and efficiently, ensuring a seamless experience for policyholders. Moreover, the company offers student loan solutions to assist educators in qualifying for loan forgiveness programs. Read Horace Mann insurance reviews to learn more about the company.

Still not sure if Horace Mann insurance company is right for you? Call our customer support team at (661) 384-7070, who will help you make the best decision.

Horace Mann Educators Corporation Reviews

Overall Rating

3.3

15 Review(s)

Rating Distribution

5

star

4

star

(7)

3

star

(5)

2

star

(3)

1

star

August 2023

Decent Coverage for Our Progressive Education Center

J. Baker

Education

Ease of use

6

Value for money

7

Customer Support

6

Functionality

6

Pros

Horace Mann Insurances coverage has provided decent protection for our progressive education center, LearningHorizons School. Their auto and home insurance policies align with our commitment to educators unique needs. The claims process has been satisfactory, allowing us to prioritize experiential learning.

Cons

While the coverage meets our basic needs, weve encountered occasional discrepancies between policy documentation and verbal communication. Ensuring consistency in information would prevent confusion for policyholders.

August 2023

Mediocre Experience for Our STEM Education Center

G. Thompson

Education

Ease of use

6

Value for money

5

Customer Support

4

Functionality

4

Pros

Our experience with Horace Mann Insurance has been middling at best. While their focus on educators initially appealed to us at STEMExplorers Academy, weve faced challenges in understanding the scope of their auto and home insurance policies. The claims process has been slower than expected, causing disruptions to our operations.

Cons

We anticipated clearer policy documentation that aligns with educators needs, but weve encountered confusion in deciphering certain coverage details. Additionally, the premiums weve paid havent translated into the level of service we hoped for.

August 2023

Disappointing Coverage for Our Environmental Education Center

W. Harris

Education

Ease of use

4

Value for money

5

Customer Support

4

Functionality

6

Pros

Our experience with Horace Mann Insurance has been underwhelming. The coverage for educators, including their auto and home insurance policies, hasnt met our expectations at GreenSolutions School. The claims process has been sluggish, leading to frustration among our team members.

Cons

We anticipated coverage that aligns with the unique needs of educators in the environmental sector, but weve faced limitations that werent clearly communicated upfront. Clarity in coverage terms and consistent communication would enhance the experience.

August 2023

Unsatisfactory Coverage for Our Performing Arts School

O. Martinez

Education

Ease of use

6

Value for money

5

Customer Support

5

Functionality

6

Pros

Our experience with Horace Mann Insurance has left much to be desired. The specialized focus on educators, as seen in their auto and home insurance policies, hasnt translated well for us at RisingStars Academy. The claims process has been disappointing, causing disruptions in our performing arts programs.

Cons

We expected coverage tailored to the unique needs of educators in the arts, but weve encountered limitations and exclusions that werent adequately explained. A more transparent approach to policy terms and better communication would enhance policyholders confidence.

August 2023

Tailored Coverage for Our Early Education Center

N. Walker

Education

Ease of use

9

Value for money

7

Customer Support

8

Functionality

9

Pros

Horace Mann Insurances coverage has been fitting for our early education center, Youthful Minds Academy. Their auto and home insurance policies offer protection that aligns with the unique needs of our staff, ensuring that theyre covered both personally and professionally. The claims process has been satisfactory, allowing us to prioritize childrens development.

Cons

While the coverage is relevant, weve encountered some challenges in obtaining timely responses from their customer support team. More efficient communication would enhance the overall experience.

August 2023

Tailored Coverage for Our Vocational Education Center

R. Cooper

Education

Ease of use

9

Value for money

7

Customer Support

7

Functionality

7

Pros

Horace Mann Insurances specialized coverage for educators has been valuable for our vocational education center, FutureBuilders Institute. Their auto and home insurance policies cater to the unique needs of our instructors, ensuring theyre protected both personally and professionally. The claims process has been satisfactory, allowing us to focus on skill development.

Cons

While the coverage is suitable, weve noticed that the policy terms can be a bit overwhelming to understand. Providing clearer explanations of coverage details would enhance policyholders confidence.

August 2023

Decent Coverage for Our Environmental Education Center

P. Allen

Education

Ease of use

7

Value for money

8

Customer Support

7

Functionality

8

Pros

Horace Mann Insurances auto and home insurance policies have provided decent coverage for our environmental education center, GreenFutures Academy. Their focus on educators aligns with our values, and the claims process has been satisfactory, minimizing disruptions to our educational programs.

Cons

While the coverage is relevant, weve encountered some challenges in navigating the policy documentation. Simplifying the language and layout of the policy documents would improve policyholders understanding.

August 2023

Adequate Coverage for Our Creative Education Center

M. Thompson

Education

Ease of use

7

Value for money

7

Customer Support

6

Functionality

8

Pros

Horace Mann Insurances coverage has provided adequate protection for our creative education center, ArtisticMinds School. Their auto and home insurance policies align with our commitment to supporting educators unique needs. The claims process has been satisfactory, allowing us to continue fostering artistic growth.

Cons

While the coverage is appropriate, weve noticed that policy changes can be slow to process. Streamlining policy modification procedures would make adjustments more efficient for policyholders.

July 2023

Tailored Coverage for Our Childcare Facility

L. Garcia

Education

Ease of use

8

Value for money

7

Customer Support

8

Functionality

8

Pros

Horace Mann Insurances auto and home insurance policies have provided tailored protection for our childcare facility, StarBright Learning Center. Their focus on educators ensures that our staff is covered both personally and professionally. The claims process has been satisfactory, allowing us to prioritize the childrens well-being.

Cons

While the coverage is relevant, weve experienced occasional communication challenges with their customer support team. More responsive and clear communication would enhance the overall experience.

July 2023

Tailored Coverage for Our Tech Education Center

K. Smith

Education

Ease of use

6

Value for money

6

Customer Support

7

Functionality

6

Pros

Horace Mann Insurances specialized auto and home insurance policies have been fitting for our tech education center, LearnTech Academy. Their coverage for educators aligns with our mission to support our instructors unique needs. The claims process has been satisfactory, allowing us to focus on delivering quality education.

Cons

While the coverage meets the basics, weve encountered challenges in obtaining clear explanations of certain policy terms. Improving the clarity of coverage details would enhance policyholders understanding.