Information Technology and Services, 500+ employees
More than a year
“A useful tool”
Pros
Credit Karma is an excellent credit monitoring app. It provides a wealth of information that helps me stay on top of my financial situation and understand my financial standing, while also guiding me toward achieving my financial goals.
Cons
So far there are no cons with using it, as it meets my expectations perfectly.
Rating Distribution
Ease of use
10
Value for money
10
Customer Support
10
Functionality
10
Computer Software, 1-10 employees
More than a year
“I'm fine with Credit Karma”
Pros
I used it for a while and it offered lots of useful tips to help with my credit. It was convenient to get my credit reports from them.
Cons
There are too many loan offers that never work out.
Rating Distribution
Ease of use
8
Value for money
6
Customer Support
6
Functionality
6
Health, Wellness and Fitness, 51-100 employees
More than a year
“A must-have”
Pros
Overall the app is good. It's important for people to stay informed about their credit score and what affects it. However I wish it offered more detailed explanations about why my score fluctuates. It shows me my score and existing loan balances but more context would be helpful.
Cons
The app has too many advertisements pushing more credit card options.
Rating Distribution
Ease of use
10
Value for money
8
Customer Support
10
Functionality
8
Consumer Services, 1-10 employees
More than a year
“Great experience with this tool!”
Pros
Had a great experience with this tool. It's easy to use, gives quick insights and I can access it at any time without any issues.
Cons
There is nothing I dislike about Credit Karma.
Rating Distribution
Ease of use
10
Value for money
10
Customer Support
10
Functionality
10
Events Services, 1-10 employees
More than a year
“Credit Karma provides peace of mind for credit monitoring”
Pros
I can monitor my credit directly from my phone! It offers multiple spend and savings options and it's simple to move money between external accounts and my Credit Karma account.
Cons
It doesn't track my Experian report, only Equifax and TransUnion.
Rating Distribution
Ease of use
10
Value for money
8
Customer Support
8
Functionality
10
Market Research, 51-100 employees
More than a year
“The number one choice”
Pros
I get paid two days earlier and they offer overdraft protection up to $200, I really like that.
Cons
I haven't had a bad experience with Credit Karma yet.
Rating Distribution
Ease of use
10
Value for money
10
Customer Support
10
Functionality
10
Cosmetics, 1-10 employees
More than a year
“I'm good with Credit Karma”
Pros
I love the fraud alerts, notifications for new items on my credit report and alerts about data breaches that they provide.
Cons
The information about which credit card I should apply for is often inaccurate.
Rating Distribution
Ease of use
10
Value for money
4
Customer Support
6
Functionality
6
Child Day Care Services, 11-50 employees
More than a year
“You should try it”
Pros
What I like most about it is that it tells you when someone runs your credit and gives you tips on how to improve your score.
Cons
I recommend using it on an iPhone rather than on an Android, as it provides better quality and there was one feature on the iPhone that the Android didn't have.
Rating Distribution
Ease of use
10
Value for money
10
Customer Support
10
Functionality
10
Warehousing, 500+ employees
More than a year
“Simple way to monitor your credit score”
Pros
It's there to help you with things like car insurance, loans and more.
Cons
It would be great if they offered Experian in addition to Equifax and TransUnion.
Rating Distribution
Ease of use
10
Value for money
10
Customer Support
10
Functionality
10
Pharmaceuticals, 500+ employees
More than a year
“Credit Karma is indispensable”
Pros
The best part is the easy access to my credit score without affecting it. The tips they offer to improve your score quickly are fantastic. If you have a low score, there is no need to hire a company to fix it, the app's tips will guide you. Another great feature is that I can monitor all my open accounts and balances in one report and the data visualization is excellent!
Cons
At this moment, I don't have any concerns with the app.
Rating Distribution
Ease of use
10
Value for money
10
Customer Support
10
Functionality
10
Food & Beverages, 51-100 employees
More than a year
“A lifesaver for your finances”
Pros
It's extremely helpful in keeping track of my credit score and it gives great advice on how to improve it. I love that they communicate with me via the platform and email to keep me up to date.
Cons
There's sometimes a lag between TransUnion and Equifax updates.
Rating Distribution
Ease of use
10
Value for money
10
Customer Support
10
Functionality
9
Real Estate, 1-10 employees
More than a year
“A great way to stay updated on your credit”
Pros
So easy to use! It's also highly secure so I feel confident that my information is safe. It stays up to date on my balances and I love being able to see my credit scores without impacting my credit.
Cons
I don't like the constant flood of credit card and loan offers. I already have excellent credit and know what's available. While I understand they make money this way, it can be annoying. I also don't like that they offer tax preparation services, it feels too invasive for me.
Rating Distribution
Ease of use
10
Value for money
10
Customer Support
10
Functionality
9
Law Enforcement, 51-100 employees
More than a year
“Fast and effective”
Pros
It's quick and accurate. It provides a list of both open and closed accounts and it sends emails whenever there's a change.
Cons
Credit score changes sometimes happen for the most trivial reasons and I get bombarded with ads and emails about credit card offers I can qualify for.
Rating Distribution
Ease of use
10
Value for money
8
Customer Support
10
Functionality
8
Package/Freight Delivery, 51-100 employees
More than a year
“Simple tool with good results”
Pros
Signing up and adding my credit information was simple!!! no assistance needed.
Cons
The software is great but I don't enjoy the constant emails that aren't relevant to my credit.
Rating Distribution
Ease of use
10
Value for money
9
Customer Support
10
Functionality
10
Writing and Editing, 1-10 employees
More than a year
“It has been great”
Pros
This app is a great guide for tracking my accounts. It's precise and reliable.
Cons
For now everything works fine for me. I just hope it keeps improving.
Rating Distribution
Ease of use
8
Value for money
10
Customer Support
6
Functionality
8
Retail, 11-50 employees
More than a year
“I enjoy the daily updates”
Pros
I love that it now provides daily updates and I can check my accounts anytime.
Cons
I wish there was a way to list all my accounts and available balances in one place.
Rating Distribution
Ease of use
10
Value for money
10
Customer Support
10
Functionality
10
Environmental Services, 1-10 employees
More than a year
“A strong and effective credit tool”
Pros
When I needed a small loan to start my business, I had no idea what my credit score was or how to check it. A business associate recommended Credit Karma to help me track my credit and I quickly found out that my credit wasn't in great shape. But they immediately gave me suggestions to improve it. I followed their advice and within three months, my score went up enough for me to qualify for the loan! The app made everything easy to navigate and it also offers identity and credit protection, which has given me peace of mind. Daily monitoring and staying on top of my credit has been invaluable. Credit Karma played a huge role in helping me get and keep my business running, and I'm very grateful for that.
Cons
Honestly I can't think of any improvements or dislikes. I'm sure the team at Credit Karma has thought of everything!
Rating Distribution
Ease of use
10
Value for money
10
Customer Support
10
Functionality
10
Research, 11-50 employees
Less than a year
“Very Amazing!”
Pros
I use the app regularly to check my credit score and see which credit cards are best for me, it has been very helpful for me.
Cons
Sometimes the app doesn't load properly especially when I'm abroad.
Rating Distribution
Ease of use
10
Value for money
10
Customer Support
10
Functionality
9