Insillion

What Is Insillion?

Insillion is a modular low-code insurance platform that enables insurers to configure products, automate underwriting, and manage distribution through configurable applications. Rather than requiring organizations to rebuild rating logic or replace existing core systems, the platform supports modular deployment for product development, underwriting, distribution, and other insurance processes. It is designed for carriers and managing general agents (MGAs) looking to modernize insurance operations through configurable applications.

What Is Insillion Best For?

Insillion's standout capability is its Excel to API technology, which converts existing Rater-Excel files into live rating engines and APIs. Instead of recreating rating logic in a new system, insurers can reuse existing models across product launches, underwriting, and distribution, reducing migration effort and accelerating implementation.

How Much Does Insillion Cost?

Insillion pricing starts at $1,250/month for the Starter plan. A Sandbox plan is available at no cost for 180 days. Actual costs may vary depending on annual Gross Written Premium (GWP), implementation requirements, integrations, and enterprise service needs. Other plans include:

• Pro: $2,500/month
• Enterprise: Custom pricing

In addition to the subscription fee, organizations may incur the following costs:

• Implementation And Onboarding: $0–$10,000 — depends on product configuration, onboarding assistance, and implementation scope
• Data Migration: $0–$15,000+ — depends on the number of products, policies, and historical data being migrated
• Custom Integrations And APIs: $2,000–$25,000+ — depends on the number of third-party systems and integration complexity
• Additional Storage: Custom — depends on storage requirements beyond the included plan limits
• Professional Services And Enterprise Customization: Custom — depends on workflow customization, automation, and project scope

The total cost is primarily influenced by the selected plan, annual GWP, number of insurance products, storage requirements, integration complexity, and any custom enterprise services.

Disclaimer: The pricing is subject to change.

Insillion Integrations

Insillion software integrates with existing policy administration systems, underwriting and claims platforms, distribution partners, payment gateways, and third-party risk data providers through APIs and microservices.

How Does Insillion Work?

Insillion is cloud-based and requires no on-premises installation. Here is how carriers and MGAs typically get started:

• Begin with the free 180-day Sandbox to build and test insurance products using existing Rater-Excel files
• Upload Rater-Excel files, which Insillion converts into live rating engines without rebuilding rating logic
• Configure product parameters, underwriting rules, and eligibility criteria using low-code tools to reduce reliance on developers
• Set up quote-to-bind workflows, including agent and D2C portals, forms, online payments, and customer communications
• Enable underwriting workflows for submission intake, automated triage, and risk data enrichment
• Connect distribution channels through APIs and producer portals
• Configure claims workflows, including First Notice of Loss (FNOL), and enable available AI-powered capabilities
• Launch the product, with most implementations completed in a few weeks depending on complexity
• Upgrade plans or add storage as business needs grow

Who Is Insillion For?

The tool is built for carriers and MGAs across lines and geographies, including:

• Managing General Agents (MGAs)
• Insurance carriers
• Managing General Underwriters (MGUs)
• Program administrators
• InsurTech companies
• Embedded insurance providers
• Digital insurance startups

Insillion Use Cases

Based on our review of Insillion's capabilities and available user feedback, we've identified key scenarios where this platform is a strong fit for property and casualty (P&C) insurers, carriers, and MGAs:

MGAs Launching New Insurance Products Without Building A Custom Platform

This scenario is common among MGAs that need to introduce new insurance products without investing in a proprietary technology stack. Insillion fits these organizations by supporting configurable product development while allowing existing rating models to be reused. Users often mention that the platform shortens the path from product design to launch, making it well suited for teams focused on growing their portfolios quickly.

Carriers Modernizing Insurance Operations While Keeping Existing Core Systems

For carriers with established policy administration systems, replacing core infrastructure is not always the preferred approach. Insillion is well suited to organizations that want to modernize selected processes while continuing to rely on their existing platforms. Feedback indicates that this phased deployment model helps insurers introduce new capabilities without disrupting day-to-day operations.

Insurers Expanding Distribution Through Embedded And Partner Channels

As insurers diversify their distribution strategies, connecting with partners and digital channels becomes increasingly important. Insillion supports organizations extending their reach through embedded insurance, producer networks, and partner ecosystems while maintaining consistent operational workflows. Teams frequently note that the platform simplifies the rollout of new distribution initiatives across multiple channels.

Product Teams Managing Frequent Rating And Underwriting Changes

In insurance markets where pricing and underwriting rules evolve regularly, business teams need to respond without lengthy development cycles. Insillion is a good fit for carriers that regularly refine products to meet changing market or regulatory requirements. Users often mention that product updates can be managed more efficiently, allowing business teams to adapt more quickly to new demands.

Insurers Developing Parametric Insurance Offerings

This is particularly relevant for insurers introducing products based on predefined events rather than traditional claims assessment. Insillion supports these organizations by providing a framework for configuring parametric insurance products within their broader product portfolio. Feedback indicates that insurers value the ability to expand into newer insurance models without adopting a separate platform.

Is Insillion Right For You?

Insillion is well suited for insurers looking to modernize insurance operations incrementally rather than replacing their entire core technology stack. Its modular architecture allows organizations to introduce new capabilities alongside existing systems, making it a practical option for phased digital transformation projects.

The platform emphasizes configuration over custom development, enabling organizations to configure products and operational workflows through a low-code approach. This makes it easier to adapt insurance processes while preserving existing technology investments.

A key strength of Insillion is its modular deployment model, allowing insurers to modernize specific processes without replacing existing core systems.

Still not sure about Insillion? Contact our support team at (661) 384-7070 for further guidance.