KGiSL: Pricing, Free Demo & Features

Last Updated Jul 29, 2026

Overview

KGiSL provides insurance software for policy administration, claims, pricing, reinsurance, and policy distribution through connected applications. Users can implement individual solutions or expand to broader modular insurance products over time. Although implementation may be laborious, KGiSL's extensive insurance portfolio offers multiple capabilities that reduce prolonged management effort.

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Starting Price

Custom

KGiSL Specifications

Policy Management
Claims Management
Underwriting Management
Quote Management
Premium Billing Management
Agent Management
Broker Management
Customer Management (CRM)
Policy Renewal Management
Risk Assessment And Analysis

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What Is KGiSL?

KGiSL develops insurance software for life, general, conventional, and takaful insurers. Its portfolio includes products for policy administration, claims management, policy issuance, pricing, financial operations, and reinsurance. These products support the policy lifecycle and enable organizations to configure workflows, business rules, and deployments according to operational requirements. Beyond insurance, KGiSL also develops solutions for capital markets and wealth management.

What Is KGiSL Best For?

Takaful solution is KGiSL's standout product, making it best suited for insurers and takaful providers that require Shariah-compliant insurance operations. It supports various takaful models while incorporating compliance requirements under International Financial Reporting Standard 17 (IFRS 17). As a result, organizations can calculate and track the Contractual Service Margin (CSM) alongside takaful operations within the same platform.

How Much Does KGiSL Cost?

Subscription costs typically begin around $3,000 – $5,000/month. The company provides custom quotations based on factors such as the selected products, deployment scope, implementation requirements, integrations, and customization needs. Beyond this, organizations should also account for the following costs when estimating the total cost of ownership:

Implementation And Initial Setup: Typically ranges from $10,000 – $150,000+, depending on deployment complexity, system configuration, and implementation scope
Customization And Configuration: May cost approximately $5,000 – $50,000+, based on workflow customization, business rules, and regional or regulatory requirements
Data Migration: Generally ranges from $5,000 – $30,000, depending on the volume and complexity of legacy data being transferred
User Training And Onboarding: Typically costs $2,000 – $10,000, depending on the number of users and the level of training required
Third-Party Integrations: Can range between $5,000 – $40,000+, depending on the number and complexity of integrations with external systems
Annual Support And Maintenance: Typically estimated at 15% – 20% of the annual software license cost, depending on the selected support agreement
Additional Product Modules: Products or modules may be priced separately, with additional costs varying according to the selected functionality and deployment requirements

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Disclaimer: The Pricing references are based on publicly available third-party information and industry benchmarks. Actual costs may vary.

KGiSL Integrations

KGiSL supports integration with a range of third-party and enterprise systems across its product lines. Reported integration capabilities include:

Oracle WebLogic Server
Oracle SOA Suite
IBM WebSphere Application Server
IBM WebSphere MQ
WSo2
NodeJS

How Does KGiSL Work?

Here is how KGiSL products are typically implemented and used:

Review KGiSL price and select the appropriate insurance product based on your organization's policy administration, claims, pricing, distribution, or reinsurance requirements
Work with KGiSL's implementation team to configure the software according to organizational processes, regulatory requirements, and business workflows
Integrate the platform with existing enterprise applications and third-party systems where required
Configure user roles and permissions to manage access across departments and business functions
Begin managing day-to-day operations through the relevant product modules, such as policy administration, claims processing, brokerage operations, or wealth management
Monitor business activities using built-in dashboards, reports, and analytics to track operational performance
Add products or modules as organizational requirements expand or new business functions are introduced
Maintain and optimize the deployment with ongoing support, updates, and system enhancements from KGiSL

You can also book a free KGiSL demo to experience its products first-hand.

Who Is KGiSL For?

KGiSL is designed for insurance companies of various sizes, particularly those managing policy administration, claims, pricing, reinsurance, and insurance distribution. It is commonly used by the following teams:

Policy administration teams
Claims management teams
Underwriting teams
Insurance finance teams
Insurance distribution and sales teams
Compliance and risk management teams

KGiSL Use Cases

Based on KGiSL's product portfolio, we identified the following key scenarios where its solutions can support financial institutions:

Claims Teams Reducing Manual Claim Handling

Large claim volumes often require adjusters to move information between emails, spreadsheets, and claims applications before case settlement. NSure Claims centralizes claim information and processing activities, which claims professionals say reduces the time spent coordinating updates and allows them to resolve more claims in less time.

Policy Administration Teams Managing The Insurance Lifecycle

Managing policy issuance, endorsements, renewals, and cancellations across separate systems can slow policy servicing and increase administrative effort. NSure Core consolidates these activities through configurable workflows, helping insurers manage policy administration more consistently throughout the policy lifecycle.

Product Managers Launching New Insurance Products

Introducing a new insurance product or revising premium rates often requires IT-led configuration changes, which can delay product launches. However, users report that with the NSure Pricing Engine, pricing rules can be modified quickly. As a result, insurers can introduce pricing updates quickly when business requirements change.

Reinsurance Managers Monitoring Risk Exposure

As policy portfolios expand, tracking treaty limits, retention levels, and facultative arrangements becomes increasingly difficult through spreadsheets alone. One of the KGiSL features, Reinsurance supports policy-level risk evaluation with analytics and integrated data, making reinsurance exposure available for review before underwriting decisions are finalized.

Is KGiSL Right For You?

Insurance organizations looking to modernize customer engagement may consider KGiSL's digital solutions to manage policyholder and agent interactions through a connected platform. This connected approach reduces manual handoffs across customer-facing processes by centralizing interactions within a single platform.

Managing policy sales across agents, brokers, and bancassurance partners often requires distribution teams to coordinate quotations, policy issuance, commissions, and customer onboarding through separate processes. Organizations with this distribution model may consider KGiSL's Channel Portal if they want to give distribution partners direct access to policy sales activities through a single workspace.

Still have doubts about investing in the KGiSL software? Contact us at (661) 384-7070, and we will clear up any doubts to help you make an informed decision.

KGiSL Features

NSure Core

NSure Core is a rules-based insurance suite that supports policy administration, claims management, financial operations, and sales processes across life, general, conventional, and takaful insurance. It connects these operations through configurable workflows that can be introduced gradually or deployed as a complete solution, helping insurers improve operational efficiency across different insurance lines.

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NSure POS

It's a policy management system designed for general insurance companies, supporting instant electronic policy generation. By enabling immediate policy issuance, the system delivers coverage faster while streamlining operational workflows. Through its mobile app, customers can purchase or renew policies and access policy information on the go, while agents can track customer policy requests in real time.

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Pricing Engine

Built as an AI-driven software, NSure Pricing Engine creates data-driven pricing strategies using customer insights and predictive modeling. With it, users can update pricing models, modify business rules through decision tables and visual tools, and implement cost-related changes without lengthy implementation cycles. As a result, insurers can introduce new insurance products more quickly.

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Reinsurance

This is a reinsurance management solution that supports treaty and facultative reinsurance through configurable retention, quota share, and surplus arrangements. It provides policy-level risk evaluation, analytics, and integrated data to help insurers assess reinsurance exposure and make more informed underwriting and contract decisions.

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Pros And Cons of KGiSL

A quick look at KGiSL's strengths and weaknesses to
help you decide if it's the right fit

Pros

Supports modular rollout without full-system replacement
Provides configurable insurance workflows and business rules
Converts images and handwritten records into structured data
Reduces manual data entry by extracting information from multiple document types

Cons

Supports a limited range of data formats for data exchange
Multiple modules increase administrative overhead

KGiSL Reviews

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Frequently Asked Questions

Quick answers to common questions to help you better understand the product, features, and services.

Who are the typical users of KGiSL?

Typical users of KGiSL include insurance claims teams, policy administrators, and finance departments working across life, general, conventional, and takaful insurance organizations.

What type of pricing plans does KGiSL offer?

KGiSL pricing typically starts at around $3,000/month. Get a flexible KGiSL cost based on your organization’s requirements and size.

Does KGiSL offer an API?

Yes, KGiSL offers an API to its users.

What other apps does KGiSL integrate with?

KGiSL integrates with Oracle WebLogic Server, Oracle SOA Suite, IBM WebSphere Application Server, IBM WebSphere MQ, RedHat JBoss, and NodeJS.

Does KGiSL have a mobile app?

Yes, KGiSL has a mobile app available on iOS and Android devices.

What language does KGiSL support?

KGiSL supports the English language.

What level of support does KGiSL offer?

KGiSL offers phone, email, and online contact form support options.