Open GI: Pricing, Free Demo & Features

Last Updated Jul 28, 2026

Overview

Open GI offers insurance software used by brokers, insurers, and Managing General Agents (MGAs) to handle policy administration, quoting, underwriting, and renewals. While it may require a structured setup to align with existing operating processes, its reporting dashboard and real-time pricing support ongoing insurance operations.

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Starting Price

Custom

Open GI Specifications

Policy Management
Underwriting Management
Quote Management
Broker Management
Policy Renewal Management
Risk Assessment And Analysis
Compliance Management
Fraud Detection And Prevention
Document Management
Customer Portal

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What Is Open GI?

Open GI is an insurance software platform for policy lifecycle management. The platform brings policy administration for personal and commercial lines into one place, so teams can manage quotes, mid-term adjustments, and renewals without switching between systems. The software also includes AI-powered virtual assistants that take on repetitive tasks like policy queries, which frees staff to focus on work that actually needs their attention. It suits growing brokerages that want to scale without proportionally growing their headcount.

What Is Open GI Best For?

Open GI is best known for its Insurer Hosted Pricing capability, built for insurers, MGAs, and brokers. It is particularly known for its cloud-based Ratings and IHP Plus platforms, which allow organizations with delegated authority to build, price, and monitor their own insurance schemes in real time. The software is a strong fit for those managing delegated authority arrangements or transitioning away from fragmented pricing tools.

How Much Does Open GI Cost?

Open GI pricing is generally estimated to range from $8,000 to $60,000/month based on typical costs seen in insurance core administration systems. This range is meant to give a general sense of budget expectations. Actual costs will vary depending on how many users need access, which modules the business selects, and the volume of policies and third-party connections the platform needs to handle.

In addition to the base subscription costs, organizations should account for the following expenses:

Implementation: Usually priced between $250,000–$2,000,000 (one-time), covering system deployment, environment setup, and aligning insurance workflows across multiple business units
Data Migration: Commonly priced in the range of $50,000–$500,000 (one-time), depending on the volume and complexity of moving legacy policy, claims, and customer data into the core system
Training And Onboarding: Typically falls around $20,000–$200,000 (one-time), covering practical training for brokers, administrators, and underwriting teams as they get familiar with the system
Integrations: Often priced between $50,000–$750,000 (one-time), depending on how many external systems need to be connected and how complex those connections are
Customization And Configuration: Usually ranges from $100,000–$1,500,000 (one-time), covering workflow adjustments, product setup, and regulatory requirements based on business needs
Premium Support: Typically priced at $5,000–$40,000/month, covering SLA-based support, technical help, and issue resolution when operational needs arise
Hosting: Typically ranges from $10,000–$100,000/month, covering cloud or hybrid hosting, system scaling, security controls, and data storage needs

For accurate pricing based on your organization’s needs, it’s recommended to request a custom Open GI price estimate.

Disclaimer: Pricing references are based on publicly available third-party information and industry benchmarks. Actual costs may vary.

Open GI Integrations

The software supports integration with multiple systems and platforms, such as:

OpenDialog
Ordnance Survey
Royal Mail
Aspose APIs
Unified Software

How Does Open GI Work?

Log in to your Open GI account to access a centralized insurance management platform and follow the steps below to make use of its features:

Set up your product configuration by defining policy rules, eligibility criteria, and pricing logic that reflect your insurance schemes and business requirements
Create and manage quotes for personal or commercial lines by entering risk information and retrieving real-time pricing from connected insurers
Issue policies by converting approved quotes into active coverage, with related documents generated and stored within the system
Process mid-term adjustments by updating active policies, with the system recalculating premiums and updating records automatically
Manage renewals by reviewing upcoming policies, applying revised pricing, and sending renewal invitations through the platform
Track scheme performance through the IHP dashboard to review pricing activity, identify anomalies, and adjust rates without relying on external resources
Generate reports on portfolio performance, transaction volumes, and underwriting activity to support business planning and compliance requirements

You can also schedule a free Open GI demo to explore its full functionalities.

Who Is Open GI For?

Open GI is suitable for a variety of organizations and business models within the insurance industry, including:

Insurance brokerage firms
Managing general agents
General insurance carriers
Underwriting agency networks
Commercial lines specialists
Personal lines distributors

Open GI Use Cases

Based on our analysis of Open GI’s current capabilities, we have identified key scenarios where this software is a good fit for insurance organizations managing policy administration, pricing, and distribution workflows:

MGAs Managing Delegated Authority Schemes

MGAs operating under delegated authority arrangements manage multiple insurance schemes while keeping pricing, underwriting decisions, and insurer requirements in check. When scheme updates depend on external input or slow approval cycles, that pressure builds fast. Open GI may suit MGAs dealing with this. Its Insurer Hosted Pricing capability gives teams direct control over product rules and pricing logic, with near real-time visibility into scheme performance.

Brokers Transitioning Away From Legacy Administration Systems

Brokers running older or fragmented policy administration systems tend to deal with disconnected workflows, manual processing, and poor visibility at the policy level. Open GI may be relevant for brokerages in this position, as its configurable policy administration environment can fit around existing workflows without a full system rebuild.

Insurance Businesses Distributing Products Through Price Comparison Sites

Personal lines brokers in competitive markets depend on aggregator channels to get quotes out and win new business. Inconsistent connectivity may affect quote speed and pricing accuracy where it matters most. Open GI may suit organizations here as it connects to major UK price comparison platforms and supports quote distribution through multiple channels from a single system.

Brokers Looking To Reduce Operational Workload Through Customer Self-Service

Brokerages handling large policy volumes dedicate a lot of staff time to routine tasks such as mid-term adjustments, renewals, and policy queries. That steady workload eats into capacity for more complex work. Open GI may be worth considering for brokers facing this issue. Its customer portal and virtual assistant tools allow policyholders to complete routine tasks on their own, which takes pressure off internal teams and helps keep customer support consistent.

Insurers And Brokers Managing Both Personal And Commercial Lines

Organizations managing both personal and commercial insurance lines run into real difficulty when each product type needs different workflows or processes. Open GI could help in these situations as it supports both lines within a single platform, so teams can handle high-volume personal policies and more complex commercial risks side by side.

Is Open GI Right For You?

If you manage delegated authority, multi-line portfolios, or high transaction volumes in the insurance sector, Open GI could be a strong fit. More than 600 customers in the UK use the platform for policy administration and real-time pricing. The software has 45 years of industry history behind it and is built for regulated environments. With audit trails, role-based access controls, secure data handling, and FCA-aligned workflows, Open GI supports compliance and operational governance.

Still unsure about Open GI? Connect with us at (661) 384-7070 for further guidance.

Open GI Features

Policy Administration System

Open GI's policy administration system manages the full insurance lifecycle in one place, covering quotation, binding, mid-term adjustments, and renewals. It handles both personal and commercial lines through a shared structure and can be deployed either on-premises or as a SaaS cloud-hosted setup depending on what the business needs.

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AI Powered Virtual Assistants

Routine insurance workflows are handled by AI-powered virtual assistants, covering tasks like virtual assistant concierge, policy query handling, and mid-term adjustments. These interactions are built around common service requests such as MTAs, which typically take around 24 minutes to process manually, and are completed without any human agent involvement.

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Customer Self Service Portal

Policyholders can view documents, submit claims, and manage mid-term adjustments, renewals, cancellations, and payments through a dedicated self-service portal. The portal is built in a PAS-agnostic format, meets WCAG accessibility standards, and supports configurable branding for insurers and distribution partners.

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Quote And Buy Websites

Customer-facing insurance journeys connect directly to the core policy administration system through quote and buy websites. Quotation data, underwriting rules, and policy issuance logic are exchanged in real time, so insurance products can be quoted and purchased within a continuous digital workflow.

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Fraud Detection Rule Setting

Within the IHP platform, fraud detection rule setting lets teams define structured conditions for identifying and flagging suspicious activity during pricing and quotation stages. Rule-based logic works alongside external data enrichment inputs to evaluate transactional patterns at scheme level.

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Pros And Cons of Open GI

A quick look at Open GI's strengths and weaknesses to
help you decide if it's the right fit

Pros

Speeds up insurance pricing and decision-making processes
Cuts down manual work in policy administration tasks
Helps teams maintain control over delegated authority work
Supports quicker responses to customer policy requests
Improves visibility into scheme and portfolio performance

Cons

Setting up configurations may need technical or specialist help
Customer support response times may vary
Getting full value may require coordinated system adoption

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Frequently Asked Questions

Quick answers to common questions to help you better understand the product, features, and services.

What language does Open GI support?

Open GI software primarily supports English.

Who are the typical users of Open GI?

Open GI features are used by insurance brokers, managing general agents, insurers, underwriting teams, and personal and commercial lines distributors.

What other apps does Open GI integrate with?

Open GI supports integration with systems such as OpenDialog, Royal Mail, Ordnance Survey, Aspose APIs, and Unified Software.

Does Open GI offer an API?

Yes, Open GI offers an API.

What level of support does Open GI offer?

Open GI offers support through multiple channels, including a customer service desk, support center, online contact form, email assistance, and an extranet login for managed access and updates.

What types of pricing plans does Open GI offer?

Open GI pricing is estimated at $8,000 to $60,000/month, based on typical insurance core system costs. Get a detailed Open GI cost breakdown to make an informed decision.

Does Open GI have a mobile app?

No, Open GI does not offer a dedicated mobile app.