Payday predictability matters—especially when budgeting, paying bills, or waiting on that long-anticipated deposit. If your company uses Paylocity for payroll, you might be wondering exactly when your paycheck will land in your account. 

Hence, this support article walks you through when to expect your direct deposit with Paylocity, what factors can affect the timing, and how to check your deposit status. Read more below to learn what time does Paylocity’s direct deposits hit your bank account. 

Timings For Direct Deposit Payments

In general, Paylocity processes direct deposits based on the employer's payroll schedule and the Automated Clearing House (ACH) network's processing times. Typically, funds are available in employees' bank accounts on the designated payday.​ 

Other key factors that affect payment times are: 

  • Processing Time: Once payroll is submitted, it generally takes one to two business days for the ACH network to process direct deposits
  • Activation Period: For new direct deposit setups, there may be a pre-note verification process, which can take up to seven days. During this period, employees might receive a paper check
  • On Demand Payment: This feature allows employees to access earned wages before the scheduled payday. Requests made by 2 PM Central Time are typically processed the same day

External Factors Influencing Deposit Timings

Besides Paylocity itself, other external factors can also influence the time for a direct deposit to hit your bank account. Some of these are: 

  • Bank Policies: Some banks may post direct deposits at different times, often early in the morning on payday
  • Weekends And Holidays: If a scheduled payday falls on a weekend or bank holiday, the deposit may be processed on the preceding business day

Wrapping Up

If employees are facing any discrepancies or have questions regarding direct deposit timing, they should contact their HR or payroll department.