Unexpected expenses like car repairs or medical bills don’t wait for payday. In such cases, traditional payroll cycles can leave employees struggling to manage essential costs when they need help the most. 

Paylocity’s ‘Earned Wage Access’, also known as ‘On-Demand Payment’, addresses this challenge by giving employees access to a portion of their earned wages ahead of payday. This feature helps reduce financial stress, offers greater flexibility, and gives workers more control over their day-to-day finances. 

How Paylocity’s On Demand Payment Works?

It is an on-demand payment solution that allows employees to withdraw a portion of their earned wages between pay cycles. The feature helps to enhance employees' financial well-being, by offering early access to a portion of their earned wages.  

Here is how this feature can help your employees transparently access their earnings during emergencies: 

  • Real-Time Access: As employees work and earn, Paylocity tracks their accrued earnings. When they need funds, they can request a portion of these earnings through the ‘On Demand Payment’ feature
  • Financial Wellness Support: By offering access to wages already earned, Paylocity helps reduce the need for payday loans and improves financial stability
  • Accurate Net Pay Calculation: The portal offers a real-time net pay calculation, showing actual earnings during the active pay cycle—not an estimate
  • Flexible Withdrawals: Employees can choose how much to withdraw (as long as it meets the minimum threshold), giving them the flexibility to cover urgent expenses without waiting
  • Streamlined Experience: Once approved, funds are delivered directly to the pre-set deposit method

How To Use Paylocity On Demand Pay: Step-By-Step Instructions

Getting started with Paylocity’s ‘On Demand Payment’ is simple and user-friendly. Follow these steps to access your earnings:

  • Step 1: Ensure the ‘On Demand Payment’ feature is enabled by your organization
  • Step 2: Use your credentials to log in to your Paylocity account via mobile app or web portal
  • Step 3: From the dashboard, go to the ‘Self-Service Portal,’ where you can manage your payroll and personal information
  • Step 4: Select the ‘Pay’ tab to access payment options
  • Step 5: Click on ‘OnDemand Payment’ to view your available earned balance
  • Step 6: Withdraw the full amount or enter a custom amount (note: the minimum withdrawal limit is $50)
  • Step 7: The money will be transferred directly to your pre-set deposit method, usually the same day—no paperwork or approval needed

That’s it! You now have quicker access to your earnings whenever you need them the most.