Last Updated
Overview
Cleo AI is an effective tool for budgeting and financial management, offering an AI-powered chat interface and useful savings features. However, it may not be ideal for users seeking in-depth investment guidance. Still, Cleo excels at helping you track spending and set personalized financial goals.
Overall Rating
Based on 4 users reviews
3.8
Rating Distribution
Positive
75%
Neutral
0%
Negative
25%
Starting Price
Custom
Cleo AI Specifications
- Natural Language Dialogue
- Automation
- Bot Design & Deployment
- Predictive Capabilities
What Is Cleo AI?
Cleo is a smart, AI-powered financial assistant that helps you manage your money with ease. It offers tools for budgeting, tracking spending, setting savings goals, and receiving personalized financial advice. With its simple chat interface, Cleo makes managing your finances feel less stressful. You can also access features like cash advances, a credit-building card, and automated savings options to help grow your finances. It's a great tool for anyone looking to take control of their financial future.
Cleo AI Pricing
Cleo AI Integrations
Who Is Cleo AI For?
Cleo AI is for individuals looking to manage their personal finances. It’s ideal for users seeking budgeting tools, spending tracking, savings goals, and personalized financial advice.
Is Cleo AI Right For You?
Cleo AI is perfect for anyone looking to take control of their finances in a simple, easy-to-use way. Whether you're trying to track spending, set savings goals, or build credit, Cleo offers personalized insights and smart budgeting tools. Features like cash advances and automated savings are particularly helpful for millennials and Gen Z.
Still unsure if Cleo AI is right for you? Reach out to us at (661) 384-7070 for further guidance.
Cleo AI Features
AI-Powered Budgeting
Cleo’s AI helps you manage your money by tracking your spending habits. It analyzes your purchases and automatically creates a personalized budget based on your spending patterns. It also alerts you when you’re approaching your budget limit, helping you stay on track and save more effectively without needing to manually track everything.
Cash Advance
With Cleo AI's Cash Advance feature, you can access up to $250 when you need extra cash. There are no interest or credit checks involved, making it a quick and easy way to access the money you need. However, eligibility for this service depends on your account and usage.
Credit Builder Card
Cleo AI’s Credit Builder Card is designed to help you improve your credit score over time. The card is issued by WebBank, helping you build a stronger credit history by making regular payments. It’s an easy way to establish or improve your credit without high interest rates for better financial security.
Smart Save
Smart Save uses AI to understand your income, expenses, and financial goals. Based on this information, Cleo calculates how much you can afford to save each week. It automatically sets aside small amounts, helping you save without having to think about it. This makes it easier to build savings over time.
Habits Tracker
Cleo AI's Habits Tracker helps you understand and break bad spending habits. It monitors your purchases and provides challenges and reminders to help you make better financial choices. It also summarizes your spending patterns and gives tips on how to save more, helping you reach your financial goals more easily.
Pros And Cons of Cleo AI
Pros
Users enjoy the personalized financial advice
Many appreciate the free features, like spending categorization
Cleo’s interest-free cash advances are a hit
Cons
Some new users feel that the initial cash advances are smaller than expected
Some users feel that Cleo has limited integration options with financial institutions and third-party apps
Cleo AI Reviews
Total 4 reviews
3.8
All reviews are from verified customers
Rating Distribution
5
Stars50%
4
Stars25%
3
Stars0%
2
Stars0%
1
Stars25%
Share your experience
Small Business, 11-50 employees
“Classy with a bit of sass”
Pros
It is a micro-loan app that comes in handy when you need some quick cash. Also the app has a playful, sassy AI that likes to have a bit of fun with users which is something I really enjoy. Plus tt strikes a great balance between being positive and business focused all while making sure CLEO gets paid back.
Cons
The AI's use of profanity really crosses the line at times. It goes from being sassy to downright crass, which is not helpful when I am trying to get things done. Also I do not like that it struggles to verify banks or credit unions and cannot confirm a user's income. This makes getting a bigger advance tough and just sends me back to using services where I have to wait three days for my funds.
Rating Distribution
Ease of use
10
Value for money
10
Customer Support
10
Functionality
8
Small Business, 11-50 employees
“Helps with small loans when you need it”
Pros
I like the fact that the app delivers on its promises and adds a layer of snarky yet simple humor, providing both honest advice and a bit of entertainment all at your expense.
Cons
If I am splitting my paycheck between multiple accounts, it can get tricky to get the right amount of funds because not every account is compatible with apps like this.
Rating Distribution
Ease of use
10
Value for money
10
Customer Support
10
Functionality
8
Small Business, 11-50 employees
“Not a bad app”
Pros
One thing I love is the fun and comical twist it puts on budgeting.
Cons
It randomly disconnects from accounts sometimes which frustrates me a lot.
Rating Distribution
Ease of use
8
Value for money
8
Customer Support
7
Functionality
8
Frequently Asked Questions
Does Cleo AI offer an API?
Cleo AI does not offer a public API for developers or third-party integrations.
What language does Cleo AI support?
Cleo AI supports multiple languages, including English, Spanish, Arabic, Russian, French, Chinese, and Korean.
What types of pricing plans does Cleo AI offer?
Cleo AI cost is tailored to meet the unique needs of your business. Users can request pricing for the plan that best suits them.
Does Cleo AI have a mobile app?
Yes, Cleo AI offers a mobile app available for both iOS and Android devices.
What other apps does Cleo AI integrate with?
Watch the Cleo AI demo to learn about its integrations.
Who are the typical users of Cleo AI?
Cleo AI is for individuals managing personal finances, offering budgeting, spending tracking, savings goals, and personalized financial advice.
What level of support does Cleo AI offer?
Cleo AI software offers in-app chat support and email assistance.