servicePalomar Holdings Inc. Reviews
15 Reviews
Overall Rating
3.5
15 Reviews
Rating Distribution
5
(4)
4
(2)
3
(6)
2
(3)
1
(0)
Satisfaction Score
Ease of use
7
Value for money
7
Customer Support
7
Functionality
7
Overall Rating
3.5
15 Reviews
Rating Distribution
5
(4)
4
(2)
3
(6)
2
(3)
1
(0)
Satisfaction Score
Ease of use
7
Value for money
7
Customer Support
7
Functionality
7
Filters
Industry
Provider Size
Time Used
Limited Resort Coverage
Limited Resort Coverage
Pros
Our experience with Palomar Specialty Insurance has been mixed. As part of Tranquil Escapes Resort, weve found their coverage options for the hospitality industry to be limited. While they provide some protection for common hospitality risks, the lack of coverage for niche services and luxury amenities is a drawback.
Cons
The limited coverage for luxury hospitality services has left our resort exposed to potential financial losses. Enhancing coverage options to include a broader range of hospitality-related risks and amenities would significantly enhance the suitability for high-end resorts like ours.
Ease of use
6
Value for money
8
Customer Support
8
Functionality
6
D. Nguyen
Hospitality, 40-50 employees employees
Aug 15, 2023
Moderate Protection for Retail
Moderate Protection for Retail
Pros
Our experience with Palomar Specialty Insurance has been moderate. As part of FashionFlair Boutique, weve found their retail insurance coverage to be somewhat comprehensive. While they cover common risks faced by retailers, the lack of coverage for online sales and e-commerce-related challenges is a limitation.
Cons
The absence of coverage for online retail risks has left our business exposed to potential losses from digital sales. Expanding coverage options to include e-commerce-related challenges would significantly improve the suitability for retail businesses like ours.
Ease of use
7
Value for money
6
Customer Support
6
Functionality
6
A. Lewis
Retail, 10-40 employees employees
Aug 14, 2023
Partial Construction Coverage
Partial Construction Coverage
Pros
Our experience with Palomar Specialty Insurance has been mixed. As part of CityConstruct Developers, weve found their construction insurance coverage to be partial in addressing our needs. While they provide protection for certain aspects, the lack of coverage for specialized risks in our industry is a limitation.
Cons
The limited coverage for specialized construction risks has left our business exposed to potential financial losses. Enhancing coverage options to include a wider range of construction-related risks and challenges would greatly enhance the suitability for construction companies like ours.
Ease of use
6
Value for money
8
Customer Support
8
Functionality
8
S. Patel
Construction, 50-100 employees employees
Aug 13, 2023
Mixed Experience with Claims
Mixed Experience with Claims
Pros
Our experience with Palomar Specialty Insurance has been mixed. As part of Elite Wellness Clinic, weve found their insurance offerings for healthcare businesses to be somewhat comprehensive. While they cover the essentials, the claims process has been less than smooth, causing delays in reimbursement and affecting our operations.
Cons
The claims handling process has been a point of frustration, leading to financial setbacks and disruptions. Streamlining the claims process and improving communication with policyholders would significantly enhance the overall experience for healthcare businesses.
Ease of use
8
Value for money
7
Customer Support
8
Functionality
6
M. Clark
Healthcare, 15-30 employees employees
Aug 11, 2023
Adequate Coverage for Tech Startups
Adequate Coverage for Tech Startups
Pros
Our experience with Palomar Specialty Insurance has been moderate. As part of TechVision Innovations, weve found their coverage options for tech startups to be adequate. While they provide basic protection against technology-related risks, there is room for improvement in addressing more complex and evolving threats.
Cons
The coverage for tech startups lacks depth in addressing emerging risks and cybersecurity challenges. Enhancing the coverage to include comprehensive protection against data breaches and intellectual property disputes would better cater to the needs of technology businesses.
Ease of use
6
Value for money
7
Customer Support
7
Functionality
6
E. Williams
Technology, 20-25 employees employees
Aug 09, 2023
Limited Support for Agricultural Risks
Limited Support for Agricultural Risks
Pros
Our experience with Palomar Specialty Insurance has been limited in terms of agricultural coverage. As part of GreenHarvest Farms, weve found their offerings for agricultural risks to be inadequate. While they offer some basic coverage, the lack of comprehensive protection for our crops and farming operations is a significant drawback.
Cons
The limited support for agricultural risks has left our business exposed to potential losses. Enhancing coverage options and tailoring solutions to address the unique challenges of farming would significantly improve the suitability for agricultural businesses like ours.
Ease of use
4
Value for money
4
Customer Support
4
Functionality
4
J. Martin
Agriculture, 15-25 employees employees
Aug 04, 2023
Smooth Inland Marine Coverage
Smooth Inland Marine Coverage
Pros
Our experience with Palomar Specialty Insurance has been smooth. As part of Tranquil Retreats Spa, weve found their inland marine coverage to be beneficial. The protection for property in transit and specialized equipment has been invaluable for our spa business.
Cons
We havent encountered any significant drawbacks with their offerings. The smooth claims process and clear policy terms have contributed to a consistently positive experience.
Ease of use
10
Value for money
9
Customer Support
10
Functionality
10
S. Johnson
Wellness and Spa, 10-12 employees employees
Aug 01, 2023
Complex Policy Terms
Complex Policy Terms
Pros
Our experience with Palomar Specialty Insurance has been complex. As part of CosmoDine Restaurants, weve found their policy terms to be difficult to understand. While they offer essential coverage for our industry, the intricate language and technical terms make it challenging to fully grasp the extent of our coverage.
Cons
The complexity of policy terms has resulted in difficulties in accurately assessing our coverage. Simplifying the language and providing clearer explanations would greatly enhance policyholders understanding and overall satisfaction.
Ease of use
6
Value for money
6
Customer Support
6
Functionality
6
L. Rodriguez
Hospitality, 25-30 employees employees
Jul 24, 2023
Limited Coverage Options
Limited Coverage Options
Pros
Our experience with Palomar Specialty Insurance has been less than ideal. As part of QuickTech Solutions, weve found their coverage options to be limited for technology-related risks. While they offer some protection, weve encountered gaps in coverage that leave our business exposed to certain liabilities.
Cons
The limited coverage options have resulted in challenges in adequately protecting our technology assets. The lack of comprehensive coverage and customization options is a significant drawback for businesses like ours.
Ease of use
4
Value for money
4
Customer Support
5
Functionality
5
K. Mitchell
Technology, 30-45 employees employees
Jul 19, 2023
Invaluable General Casualty Insurance
Invaluable General Casualty Insurance
Pros
Our experience with Palomar Specialty Insurance has been exceptional. As part of Apex Contractors, weve found their general casualty insurance to be invaluable. The coverage against liability risks and legal expenses has allowed us to navigate potential lawsuits and protect our financial security.
Cons
We havent encountered any significant drawbacks with their offerings. The comprehensive general casualty coverage and prompt claims handling have contributed to a highly positive experience.
Ease of use
8
Value for money
10
Customer Support
10
Functionality
9
A. Thompson
Construction, 40-50 employees employees
Jul 09, 2023
Reliable Flood Insurance
Reliable Flood Insurance
Pros
Our experience with Palomar Specialty Insurance has been consistently reliable. As part of Prime Properties Management, weve found their flood insurance coverage to be dependable. The protection against flood-related losses, including property damage and business interruption, has been a crucial asset.
Cons
We havent encountered any significant drawbacks with their offerings. The reliable flood coverage and clear policy terms have contributed to a consistently positive experience.
Ease of use
9
Value for money
9
Customer Support
8
Functionality
8
J. Patel
Property Management, 20-25 employees employees
Jun 17, 2023
Swift Recovery with Hurricane Coverage
Swift Recovery with Hurricane Coverage
Pros
Our experience with Palomar Specialty Insurance has been exceptional. As part of SolarTech Solutions, weve found their hurricane insurance to be invaluable. The coverage against wind damage, storm surge, and related perils has allowed us to swiftly recover and rebuild after hurricane events.
Cons
We havent encountered any significant drawbacks with their offerings. The comprehensive hurricane coverage and prompt claims processing have contributed to a highly positive experience.
Ease of use
9
Value for money
9
Customer Support
8
Functionality
8
E. Ramirez
Renewable Energy, 15-45 employees employees
May 04, 2023
Limited Customization Options
Limited Customization Options
Pros
Our experience with Palomar Specialty Insurance has been mixed. As part of EverGreen Builders, weve found their offerings for construction projects in high wildfire risk areas to be limited in customization. While they cover the essentials, more flexibility in tailoring policies to our specific projects would be beneficial.
Cons
The limited customization options have resulted in gaps in coverage for certain project aspects. Enhancing the ability to customize policies according to specific project needs would improve the overall suitability for businesses like ours.
Ease of use
7
Value for money
6
Customer Support
6
Functionality
8
S. Thompson
Construction, 30-50 employees employees
Apr 19, 2023
Essential Earthquake Coverage
Essential Earthquake Coverage
Pros
Our experience with Palomar Specialty Insurance has been positive. As part of Coastal Ventures Hospitality, weve found their earthquake insurance to be essential for our properties located in earthquake-prone areas. The coverage against structural damage and losses has been crucial for maintaining the safety and integrity of our assets.
Cons
The earthquake insurance is essential, but weve faced challenges in understanding policy details. Clearer explanations on coverage limits and deductibles would enhance policyholders understanding.
Ease of use
8
Value for money
9
Customer Support
9
Functionality
8
L. Mitchell
Hospitality, 50-100 employees employees
Mar 09, 2023
Tailored Coverage for High-Value Properties
Tailored Coverage for High-Value Properties
Pros
Our experience with Palomar Specialty Insurance has been outstanding. As part of Urban Heights Real Estate, weve found their coverage options for high-value homes to be comprehensive and tailored to our clients needs. The ability to insure properties that are often challenging to cover ensures peace of mind for both us and our clients.
Cons
While the coverage is excellent, weve encountered occasional delays in claims processing. Streamlining the claims handling process would further enhance our overall experience.
Ease of use
9
Value for money
7
Customer Support
7
Functionality
8
M. Roberts
Real Estate, 25-50 employees employees
Jan 14, 2023
Filters
Limited Resort Coverage
Limited Resort Coverage
Pros
Our experience with Palomar Specialty Insurance has been mixed. As part of Tranquil Escapes Resort, weve found their coverage options for the hospitality industry to be limited. While they provide some protection for common hospitality risks, the lack of coverage for niche services and luxury amenities is a drawback.
Cons
The limited coverage for luxury hospitality services has left our resort exposed to potential financial losses. Enhancing coverage options to include a broader range of hospitality-related risks and amenities would significantly enhance the suitability for high-end resorts like ours.
Ease of use
6
Value for money
8
Customer Support
8
Functionality
6
D. Nguyen
Hospitality, 40-50 employees employees
Aug 15, 2023
Moderate Protection for Retail
Moderate Protection for Retail
Pros
Our experience with Palomar Specialty Insurance has been moderate. As part of FashionFlair Boutique, weve found their retail insurance coverage to be somewhat comprehensive. While they cover common risks faced by retailers, the lack of coverage for online sales and e-commerce-related challenges is a limitation.
Cons
The absence of coverage for online retail risks has left our business exposed to potential losses from digital sales. Expanding coverage options to include e-commerce-related challenges would significantly improve the suitability for retail businesses like ours.
Ease of use
7
Value for money
6
Customer Support
6
Functionality
6
A. Lewis
Retail, 10-40 employees employees
Aug 14, 2023
Partial Construction Coverage
Partial Construction Coverage
Pros
Our experience with Palomar Specialty Insurance has been mixed. As part of CityConstruct Developers, weve found their construction insurance coverage to be partial in addressing our needs. While they provide protection for certain aspects, the lack of coverage for specialized risks in our industry is a limitation.
Cons
The limited coverage for specialized construction risks has left our business exposed to potential financial losses. Enhancing coverage options to include a wider range of construction-related risks and challenges would greatly enhance the suitability for construction companies like ours.
Ease of use
6
Value for money
8
Customer Support
8
Functionality
8
S. Patel
Construction, 50-100 employees employees
Aug 13, 2023
Mixed Experience with Claims
Mixed Experience with Claims
Pros
Our experience with Palomar Specialty Insurance has been mixed. As part of Elite Wellness Clinic, weve found their insurance offerings for healthcare businesses to be somewhat comprehensive. While they cover the essentials, the claims process has been less than smooth, causing delays in reimbursement and affecting our operations.
Cons
The claims handling process has been a point of frustration, leading to financial setbacks and disruptions. Streamlining the claims process and improving communication with policyholders would significantly enhance the overall experience for healthcare businesses.
Ease of use
8
Value for money
7
Customer Support
8
Functionality
6
M. Clark
Healthcare, 15-30 employees employees
Aug 11, 2023
Adequate Coverage for Tech Startups
Adequate Coverage for Tech Startups
Pros
Our experience with Palomar Specialty Insurance has been moderate. As part of TechVision Innovations, weve found their coverage options for tech startups to be adequate. While they provide basic protection against technology-related risks, there is room for improvement in addressing more complex and evolving threats.
Cons
The coverage for tech startups lacks depth in addressing emerging risks and cybersecurity challenges. Enhancing the coverage to include comprehensive protection against data breaches and intellectual property disputes would better cater to the needs of technology businesses.
Ease of use
6
Value for money
7
Customer Support
7
Functionality
6
E. Williams
Technology, 20-25 employees employees
Aug 09, 2023
Limited Support for Agricultural Risks
Limited Support for Agricultural Risks
Pros
Our experience with Palomar Specialty Insurance has been limited in terms of agricultural coverage. As part of GreenHarvest Farms, weve found their offerings for agricultural risks to be inadequate. While they offer some basic coverage, the lack of comprehensive protection for our crops and farming operations is a significant drawback.
Cons
The limited support for agricultural risks has left our business exposed to potential losses. Enhancing coverage options and tailoring solutions to address the unique challenges of farming would significantly improve the suitability for agricultural businesses like ours.
Ease of use
4
Value for money
4
Customer Support
4
Functionality
4
J. Martin
Agriculture, 15-25 employees employees
Aug 04, 2023
Smooth Inland Marine Coverage
Smooth Inland Marine Coverage
Pros
Our experience with Palomar Specialty Insurance has been smooth. As part of Tranquil Retreats Spa, weve found their inland marine coverage to be beneficial. The protection for property in transit and specialized equipment has been invaluable for our spa business.
Cons
We havent encountered any significant drawbacks with their offerings. The smooth claims process and clear policy terms have contributed to a consistently positive experience.
Ease of use
10
Value for money
9
Customer Support
10
Functionality
10
S. Johnson
Wellness and Spa, 10-12 employees employees
Aug 01, 2023
Complex Policy Terms
Complex Policy Terms
Pros
Our experience with Palomar Specialty Insurance has been complex. As part of CosmoDine Restaurants, weve found their policy terms to be difficult to understand. While they offer essential coverage for our industry, the intricate language and technical terms make it challenging to fully grasp the extent of our coverage.
Cons
The complexity of policy terms has resulted in difficulties in accurately assessing our coverage. Simplifying the language and providing clearer explanations would greatly enhance policyholders understanding and overall satisfaction.
Ease of use
6
Value for money
6
Customer Support
6
Functionality
6
L. Rodriguez
Hospitality, 25-30 employees employees
Jul 24, 2023
Limited Coverage Options
Limited Coverage Options
Pros
Our experience with Palomar Specialty Insurance has been less than ideal. As part of QuickTech Solutions, weve found their coverage options to be limited for technology-related risks. While they offer some protection, weve encountered gaps in coverage that leave our business exposed to certain liabilities.
Cons
The limited coverage options have resulted in challenges in adequately protecting our technology assets. The lack of comprehensive coverage and customization options is a significant drawback for businesses like ours.
Ease of use
4
Value for money
4
Customer Support
5
Functionality
5
K. Mitchell
Technology, 30-45 employees employees
Jul 19, 2023
Invaluable General Casualty Insurance
Invaluable General Casualty Insurance
Pros
Our experience with Palomar Specialty Insurance has been exceptional. As part of Apex Contractors, weve found their general casualty insurance to be invaluable. The coverage against liability risks and legal expenses has allowed us to navigate potential lawsuits and protect our financial security.
Cons
We havent encountered any significant drawbacks with their offerings. The comprehensive general casualty coverage and prompt claims handling have contributed to a highly positive experience.
Ease of use
8
Value for money
10
Customer Support
10
Functionality
9
A. Thompson
Construction, 40-50 employees employees
Jul 09, 2023
Reliable Flood Insurance
Reliable Flood Insurance
Pros
Our experience with Palomar Specialty Insurance has been consistently reliable. As part of Prime Properties Management, weve found their flood insurance coverage to be dependable. The protection against flood-related losses, including property damage and business interruption, has been a crucial asset.
Cons
We havent encountered any significant drawbacks with their offerings. The reliable flood coverage and clear policy terms have contributed to a consistently positive experience.
Ease of use
9
Value for money
9
Customer Support
8
Functionality
8
J. Patel
Property Management, 20-25 employees employees
Jun 17, 2023
Swift Recovery with Hurricane Coverage
Swift Recovery with Hurricane Coverage
Pros
Our experience with Palomar Specialty Insurance has been exceptional. As part of SolarTech Solutions, weve found their hurricane insurance to be invaluable. The coverage against wind damage, storm surge, and related perils has allowed us to swiftly recover and rebuild after hurricane events.
Cons
We havent encountered any significant drawbacks with their offerings. The comprehensive hurricane coverage and prompt claims processing have contributed to a highly positive experience.
Ease of use
9
Value for money
9
Customer Support
8
Functionality
8
E. Ramirez
Renewable Energy, 15-45 employees employees
May 04, 2023
Limited Customization Options
Limited Customization Options
Pros
Our experience with Palomar Specialty Insurance has been mixed. As part of EverGreen Builders, weve found their offerings for construction projects in high wildfire risk areas to be limited in customization. While they cover the essentials, more flexibility in tailoring policies to our specific projects would be beneficial.
Cons
The limited customization options have resulted in gaps in coverage for certain project aspects. Enhancing the ability to customize policies according to specific project needs would improve the overall suitability for businesses like ours.
Ease of use
7
Value for money
6
Customer Support
6
Functionality
8
S. Thompson
Construction, 30-50 employees employees
Apr 19, 2023
Essential Earthquake Coverage
Essential Earthquake Coverage
Pros
Our experience with Palomar Specialty Insurance has been positive. As part of Coastal Ventures Hospitality, weve found their earthquake insurance to be essential for our properties located in earthquake-prone areas. The coverage against structural damage and losses has been crucial for maintaining the safety and integrity of our assets.
Cons
The earthquake insurance is essential, but weve faced challenges in understanding policy details. Clearer explanations on coverage limits and deductibles would enhance policyholders understanding.
Ease of use
8
Value for money
9
Customer Support
9
Functionality
8
L. Mitchell
Hospitality, 50-100 employees employees
Mar 09, 2023
Tailored Coverage for High-Value Properties
Tailored Coverage for High-Value Properties
Pros
Our experience with Palomar Specialty Insurance has been outstanding. As part of Urban Heights Real Estate, weve found their coverage options for high-value homes to be comprehensive and tailored to our clients needs. The ability to insure properties that are often challenging to cover ensures peace of mind for both us and our clients.
Cons
While the coverage is excellent, weve encountered occasional delays in claims processing. Streamlining the claims handling process would further enhance our overall experience.
Ease of use
9
Value for money
7
Customer Support
7
Functionality
8
M. Roberts
Real Estate, 25-50 employees employees
Jan 14, 2023