Selective Insurance Group

Selective Insurance Group

15 Reviews

What Is Selective Insurance Company?

Overview

Selective Insurance Company is a regional insurance provider operating in the United States since 1926. The company offers property and casualty insurance products to individuals, businesses, and public entities. It employs a unique business model that combines field-based underwriting and insurance claims processes with leading-edge agency automation technology. With a dedicated workforce of over 2,000 engaged personnel, Selective Insurance Company maintains a strong team committed to delivering quality service and customer support.

Selective Insurance Company Pricing

The cost of Selective products and services may differ depending on the individual/organization type and needs. Click Get Quote for a customized pricing plan. 

Who Is Selective Insurance Company For?

Selective Insurance Company of America caters to individuals, employers, and businesses of all sizes across various industries, such as:

    • Construction
    • Manufacturing
    • Private Schools
    • Automotive Repair Shops
    • Technology
    • Professional Offices
    • Child Care Facilities
    • Retail Stores

Selective Insurance Company Services

Homeowners Insurance

The company offers homeowners insurance to protect individuals' homes and belongings from various risks. This coverage includes protection against fire, theft, vandalism, and certain natural disasters. Selective homeowners insurance provides financial assistance in case of damage or loss to the insured property and liability coverage for personal injuries or property damage caused to others.

Flood Insurance

Selective flood insurance covers both residential and commercial properties across the United States. It helps protect against flood-related damages to buildings and contents caused by events like heavy rains, hurricanes, or overflowing rivers.

Business Insurance

The company offers various insurance solutions for businesses, both broad and specialized. Selective business insurance covers property, general liability, business interruption, workers' compensation, and more. These policies are tailored to address different industries' specific risks and needs, protecting against financial losses from property damage, lawsuits, employee injuries, and other business-related incidents.

Insurance For Automotive Repair Shops

This provides specialized insurance options designed specifically for automotive repair shops. Selective auto insurance policies offer coverage for various risks associated with operating an auto repair business, including property damage, theft of tools or equipment, liability for customer injuries, and errors in workmanship.

Is Selective Insurance Company Right For You?

Selective Insurance Company operates through a network of distribution partners to offer various insurance products and services. Rated "A+" (Superior) by A.M. Best, they are recognized as a reliable and financially stable organization. 

The company is also the 4th largest "Write Your Own" insurance carrier in the National Flood Insurance Program. With a strong focus on safety and risk management, this regional insurance provider is committed to delivering tailored coverage options and exceptional support to their valued customers.

You can also read Selective Insurance reviews to learn more.

Still not sure if Selective Insurance Company is right for you? Call our customer support team at (661) 384-7070 and our team will help you make the best decision.

Selective Insurance Group Reviews

Overall Rating

4

15 Reviews

Rating Distribution

5

star

5

4

star

6

3

star

3

2

star

1

1

star

0

Aug 17, 2023

Satisfactory Home Insurance

S. Miller

Miller Family

Ease of use

6

Value for money

6

Customer Support

7

Functionality

8

Pros

Weve had a satisfactory experience with Selectives homeowners insurance, which has provided prompt assistance in the event of property damage.

Cons

However, their rates have increased over the years, impacting our budget for insurance expenses.

Aug 05, 2023

Great Home Insurance

E. White

Individual

Ease of use

10

Value for money

10

Customer Support

8

Functionality

8

Pros

Selectives home insurance coverage has been great in protecting our property and belongings. The claims process was efficient, and their agents were helpful.

Cons

There was one incident where it took longer than expected to resolve a claim due to paperwork discrepancies.

Jul 28, 2023

Reliable Business Insurance

J. Williams

Williams Automotive

Ease of use

8

Value for money

9

Customer Support

8

Functionality

7

Pros

Selective Insurance Companys business insurance has been reliable in covering our auto repair shops needs. The policies are comprehensive and well-suited to our industry.

Cons

Nevertheless, the premium rates have seen some increases over the past year, impacting our operational costs.

Jul 07, 2023

Industry-Specific Coverage

E. Clark

Clark Auto Repair

Ease of use

8

Value for money

7

Customer Support

8

Functionality

7

Pros

As an auto repair shop owner, I appreciate Selectives industry-specific coverage options. Their policies are tailored to our business needs, providing protection against the unique risks we face.

Cons

Nonetheless, there were delays in processing a recent claim, which caused some inconvenience.

Jul 02, 2023

Highly Recommended

D. Martinez

Martinez Builders

Ease of use

9

Value for money

9

Customer Support

9

Functionality

8

Pros

I highly recommend Selective Insurance Company. Their business insurance coverage, customer service, and competitive rates make them a reliable partner for protecting our construction business.

Cons

I have not encountered any significant issues or drawbacks to date.

Jun 28, 2023

Excellent Customer Service

K. Johnson

Johnson & Co.

Ease of use

10

Value for money

10

Customer Support

10

Functionality

9

Pros

We have had an excellent experience with Selective Insurance Companys customer service team. They are responsive, knowledgeable, and have helped us navigate our policies effectively.

Cons

On the downside, the online platform for policy management could be more user-friendly.

Jun 16, 2023

Good Coverage for the Price

L. Roberts

Roberts Family

Ease of use

8

Value for money

7

Customer Support

8

Functionality

7

Pros

We found Selective Insurance Companys coverage to be satisfactory for our home and vehicles. The rates were reasonable, and the claims process was smooth overall.

Cons

However, there were a few instances where the customer support representatives were not fully knowledgeable about policy details.

May 04, 2023

Tailored Coverage Options

L. Davis

Davis Tech Solutions

Ease of use

7

Value for money

8

Customer Support

6

Functionality

6

Pros

Selectives tailored coverage options for our technology company have been valuable in addressing our specific risks. The flexibility in their policies is commendable.

Cons

Nevertheless, the claims process could be more streamlined to reduce processing times.

Apr 21, 2023

Solid Business Partnership

M. Turner

Turner Manufacturing

Ease of use

7

Value for money

8

Customer Support

7

Functionality

7

Pros

Our partnership with Selective Insurance Company has been solid. Their business insurance coverage and risk management solutions have supported our growth and risk mitigation efforts effectively.

Cons

However, the website interface for policy management could be more intuitive and user-friendly.

Apr 14, 2023

Dependable Coverage

A. Thompson

Thompson Enterprises

Ease of use

8

Value for money

8

Customer Support

7

Functionality

8

Pros

Selective Insurance Company has provided our business with dependable coverage over the years. Their policies have given us peace of mind, knowing that we are protected against unexpected risks.

Cons

However, their pricing tends to be slightly higher compared to some other providers weve considered.

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