What Is Selective Insurance Company?

Overview

Selective Insurance Company is a regional insurance provider operating in the United States since 1926. The company offers property and casualty insurance products to individuals, businesses, and public entities. It employs a unique business model that combines field-based underwriting and insurance claims processes with leading-edge agency automation technology. With a dedicated workforce of over 2,000 engaged personnel, Selective Insurance Company maintains a strong team committed to delivering quality service and customer support.

Selective Insurance Company Pricing

The cost of Selective products and services may differ depending on the individual/organization type and needs. Click Get Quote for a customized pricing plan. 

Who Is Selective Insurance Company For?

Selective Insurance Company of America caters to individuals, employers, and businesses of all sizes across various industries, such as: 

  • Construction
  • Manufacturing
  • Private Schools
  • Automotive Repair Shops
  • Technology
  • Professional Offices
  • Child Care Facilities
  • Retail Stores

Selective Insurance Company Services

Homeowners Insurance

The company offers homeowners insurance to protect individuals' homes and belongings from various risks. This coverage includes protection against fire, theft, vandalism, and certain natural disasters. Selective homeowners insurance provides financial assistance in case of damage or loss to the insured property and liability coverage for personal injuries or property damage caused to others.

Flood Insurance

Selective flood insurance covers both residential and commercial properties across the United States. It helps protect against flood-related damages to buildings and contents caused by events like heavy rains, hurricanes, or overflowing rivers.

Business Insurance

The company offers various insurance solutions for businesses, both broad and specialized. Selective business insurance covers property, general liability, business interruption, workers' compensation, and more. These policies are tailored to address different industries' specific risks and needs, protecting against financial losses from property damage, lawsuits, employee injuries, and other business-related incidents.

Insurance For Automotive Repair Shops

This provides specialized insurance options designed specifically for automotive repair shops. Selective auto insurance policies offer coverage for various risks associated with operating an auto repair business, including property damage, theft of tools or equipment, liability for customer injuries, and errors in workmanship.

Is Selective Insurance Company Right For You?

Selective Insurance Company operates through a network of distribution partners to offer various insurance products and services. Rated "A+" (Superior) by A.M. Best, they are recognized as a reliable and financially stable organization. 

The company is also the 4th largest "Write Your Own" insurance carrier in the National Flood Insurance Program. With a strong focus on safety and risk management, this regional insurance provider is committed to delivering tailored coverage options and exceptional support to their valued customers.

You can also read Selective Insurance reviews to learn more.

Still not sure if Selective Insurance Company is right for you? Call our customer support team at (661) 384-7070 and our team will help you make the best decision.

Selective Insurance Group Reviews

Overall Rating

4

15 Review(s)

Rating Distribution

5

star

(5)

4

star

(6)

3

star

(3)

2

star

(1)

1

star

August 2023

Satisfactory Home Insurance

S. Miller

Miller Family

Ease of use

6

Value for money

6

Customer Support

7

Functionality

8

Pros

Weve had a satisfactory experience with Selectives homeowners insurance, which has provided prompt assistance in the event of property damage.

Cons

However, their rates have increased over the years, impacting our budget for insurance expenses.

August 2023

Great Home Insurance

E. White

Individual

Ease of use

10

Value for money

10

Customer Support

8

Functionality

8

Pros

Selectives home insurance coverage has been great in protecting our property and belongings. The claims process was efficient, and their agents were helpful.

Cons

There was one incident where it took longer than expected to resolve a claim due to paperwork discrepancies.

July 2023

Reliable Business Insurance

J. Williams

Williams Automotive

Ease of use

8

Value for money

9

Customer Support

8

Functionality

7

Pros

Selective Insurance Companys business insurance has been reliable in covering our auto repair shops needs. The policies are comprehensive and well-suited to our industry.

Cons

Nevertheless, the premium rates have seen some increases over the past year, impacting our operational costs.