Jamie H.
Oil & Energy, 51-100 employees
“simple setup on retail sites”
Pros
It is simple to get running on many retail websites. When I sell items, the money usually appears in my account pretty quickly.
Cons
I havent faced any issues yet. The fees feel fairly low especially considering how reliably the service works.
Rating Distribution
Ease of use
10
Value for money
10
Customer Support
10
Functionality
10
Ari P.
Higher Education, 51-100 employees
“Well-organized interface”
Pros
Using it feels very simple, with a clear and concise interface that makes everything simple to follow. I also appreciate how well it communicates any potential monthly updates to users.
Cons
Customer service could be better when it comes to refunding certain purchases since the refund process is often not very simple.
Rating Distribution
Ease of use
10
Value for money
10
Customer Support
10
Functionality
10
Will D.
Mental Health Care, 11-50 employees
“great for moving money between accounts”
Pros
Getting paid is convenient and it works well for moving money between accounts when I need to make payments. Having the option to use the PayPal card is also a nice bonus if you decide to get it.
Cons
At times it gives the impression that scammers can take advantage of the platform too easily and the security feels weaker than it should be.
Rating Distribution
Ease of use
8
Value for money
8
Customer Support
8
Functionality
8
Pratik P.
Civil Engineering, 1-10 employees
“Handy app with useful service”
Pros
The service works well, the overall setup is well designed and the app is simple to use. Making payments for anything is convenient and the app itself is good.
Cons
Everything is good overall. It would be even better if it were more advanced and supported more sources so it could be used everywhere and feel more universal.
Rating Distribution
Ease of use
10
Value for money
10
Customer Support
10
Functionality
10
Brigitte T.
Hospital & Health Care, 51-100 employees
“tidy interface”
Pros
Sending and receiving money through it feels really simple thanks to the clean interface and the transfers usually happen fast.
Cons
At times transfers do get delayed and overall the customer support responses can be slower than I'd expect.
Rating Distribution
Ease of use
10
Value for money
10
Customer Support
9
Functionality
9
Lela W.
Legal Services, 1-10 employees
“keeps personal information private”
Pros
It is really simple to use and I can use it on so many different websites when I need to pay for something. I also appreciate that it helps keep my personal payment information private.
Cons
I would change how it automatically saves my card details. I wish there were an option to choose whether to save them or not. That's really my only complaint.
Rating Distribution
Ease of use
10
Value for money
10
Customer Support
10
Functionality
10
Tomia R.
Entertainment, 1-10 employees
“Hassle-free transactions”
Pros
Making transactions with it is really simple, whether I'm paying locally or sending money overseas. The whole process feels simple and hassle-free which is why I end up using it all the time.
Cons
I haven't run into anything that would make me stop using it. I've used it for years and I really haven't had any bad experiences with it.
Rating Distribution
Ease of use
10
Value for money
10
Customer Support
10
Functionality
10
Melanie M.
Consumer Services, 1-10 employees
“Well laid out”
Pros
It has become more and more convenient over time. The clean, simple layout works really well for sending invoices especially for a small business or independent contractor. I almost never run into bugs or glitches. Even the free version gives me plenty to work with, including the option to create a custom PayPal.me link which makes it much easier to share my business and get paid. On the few occasions I've contacted customer support, the messaging system has felt a little outdated but I usually get a response the same day.
Cons
A couple of times, I had to contact PayPal support to request a refund for something I purchased. The messaging system can feel somewhat buggy and support usually ends up calling back by phone anyway. I'm not a big fan of having to deal with that part but the agents do seem knowledgeable and usually handle things efficiently.
Rating Distribution
Ease of use
10
Value for money
10
Customer Support
10
Functionality
10
Heather M.
Mental Health Care, 51-100 employees
“effortless payments”
Pros
PayPal is simple to operate, whether you're brand new to it or have been using the platform for years. Sending money to a friend or family member, transferring funds or even paying a bill takes less than 30 seconds.
Cons
Nothing at all. It really seems to have covered everything in the way the platform is set up. Since it's so user-friendly and useful so often, I honestly don't have any complaints.
Rating Distribution
Ease of use
10
Value for money
10
Customer Support
10
Functionality
10
Violet B.
Arts and Crafts, 1-10 employees
“budget-friendly option”
Pros
Amazing how convenient, affordable and user-friendly it is. I can also manage multiple "shops" or locations under one setup with the same account which has been really helpful. Another plus is being able to send clear, easy-to-read invoices straight to my clients with all the important details they need.
Cons
I can't speak to a live person anymore when I run into a customer service issue. The AI assistant is pretty underwhelming and it takes far too long to get answers to my questions.
Rating Distribution
Ease of use
9
Value for money
9
Customer Support
8
Functionality
8
Murphy L.
Consumer Goods, 11-50 employees
“connects well with e-commerce platforms”
Pros
It has been a reliable free option for sending and receiving money internationally. It connects nicely with e-commerce platforms which makes online selling much more convenient. The brand has built a strong reputation over the years so it feels secure to use and the mobile app is practical and simple for everyday transactions.
Cons
Merchant transaction fees are still on the higher side which can add up quickly. Support also tends to move slowly when the issue is more complicated. Account holds and verification checks can interrupt cash flow at the worst time and there is not much flexibility when it comes to deeper business customization. Refunds do get completed consistently but depending on the bank or card, they can sometimes take much longer than they should. I have also run into occasional glitches when creating invoices and those delays can be pretty annoying.
Rating Distribution
Ease of use
10
Value for money
10
Customer Support
9
Functionality
9
Giovanni A.
Insurance, 500+ employees
“Simple to get the hang of”
Pros
Pretty easy to understand, the interface is user-friendly and lets me send and receive payments in just a few seconds. I also really appreciate the level of security it provides since it helps protect both transactions and personal data. Another big advantage is being able to pay online without having to enter card details every single time and because it is so widely used, it's accepted on a huge number of websites.
Cons
I dont like the fee structure, it can be fairly high in some situations especially for people receiving payments. On top of that, customer support is not always quick when it comes to solving issues and certain procedures such as temporary account limitations or security checks, can be unclear and inconvenient. Lastly, the exchange rate applied to international transactions is not always the most favorable.
Rating Distribution
Ease of use
10
Value for money
10
Customer Support
10
Functionality
10
Pepukai Loyd C.
Non-Profit Organization Management, 51-100 employees
“Good value for money”
Pros
You get amazing value for the money. It delivers solid overall quality especially when it comes to brand trust, worldwide reach and how accessible it is to use. It brings a dependable and convenient payment experience.
Cons
That said it usually comes at a higher price than some other payment providers. The processing fees particularly for international transactions and currency conversion, tend to be on the expensive side.
Rating Distribution
Ease of use
10
Value for money
10
Customer Support
10
Functionality
10
Hana Ř.
Accounting, 500+ employees
“Works on a wide range of websites”
Pros
It makes paying online fast and I appreciate not having to type in my card details every single time. It also gives me a sense of security and the fact that it works on so many websites is a big plus.
Cons
What I like least about it is the fees especially when it comes to international payments or currency conversion. I also think the customer support needs improvement because getting issues resolved can sometimes take longer than it should.
Rating Distribution
Ease of use
8
Value for money
8
Customer Support
8
Functionality
8
Nikki C.
Construction, 1-10 employees
“all transactions in one place”
Pros
Sending and receiving money through it is really quick which is the part I appreciate most. It's accepted by so many websites and services, feels secure to use and keeps online payments simple without having to give out bank account information. It's also handy to have all my payments and transactions tracked and managed in one place.
Cons
The biggest drawbacks with it are the fees especially when using it for business payments, along with those occasional fund holds that can interrupt cash flow. On top of that, getting help from customer support can take time and they're not always easy to reach when something goes wrong.
Rating Distribution
Ease of use
10
Value for money
10
Customer Support
10
Functionality
10
JoBeth E.
Design, 1-10 employees
“Valuable product”
Pros
It has been most valuable to me because it's convenient and simple to use. I can send and receive money fast, keep track of all my transactions in one place and pay for products or services securely without entering my financial details over and over again. The buyer protection and the fact that it's accepted almost everywhere make it a dependable choice for both personal and business use.
Cons
I'm not a fan of the fees and the occasional account restrictions. Charges for instant transfers or business transactions can build up pretty quickly. On top of that, when problems come up like payment holds or disputes, the resolution process can feel a bit slow and the communication is not always as clear as it should be.
Rating Distribution
Ease of use
10
Value for money
10
Customer Support
9
Functionality
9
Caleb C.
Consumer Goods, 1-10 employees
“encrypted transactions”
Pros
transactions are encrypted so my sensitive banking information never gets passed along to merchants.
Cons
5% cash back only covers certain purchase categories and I still have to activate it every month.
Rating Distribution
Ease of use
8
Value for money
8
Customer Support
8
Functionality
8
Anonymous
Business Supplies and Equipment, 11-50 employees
“Beginner-friendly program”
Pros
The interface is user-friendly so sending and receiving money is fast and doesn't take much technical know-how which makes it very beginner-friendly. It's also especially helpful for international payments. Even though there are fees, the convenience and level of trust usually make the cost worth it particularly for freelancers and small businesses. The invoicing tool looks clean and professional and putting together and sending an invoice only takes a few clicks which works really well for handling smaller business payments. On top of that, the buyer and seller protection policies add a strong sense of security when making transactions online.
Cons
Customer service can be a weak spot. Replies are sometimes slow and getting an issue fully resolved may take longer than expected. It can also be difficult to reach direct human support when it's needed. The transaction and currency conversion charges can feel expensive especially if you use it often or deal with smaller payments. There are also occasional bugs such as delayed notifications or login problems, that interrupt the experience. Refund handling is not always consistent either-some refunds go through quickly, while others can take several days which gets frustrating. Invoice and dashboard customization is also fairly limited compared with more advanced platforms.
Rating Distribution
Ease of use
10
Value for money
10
Customer Support
9
Functionality
9
Anonymous
International Trade and Development, 1-10 employees
“powerful security features”
Pros
PayPal makes sending and receiving money really simple and because it's accepted almost everywhere, transactions feel smooth across countries and currencies. I especially appreciate the solid security features and the buyer and seller protection since they add a strong sense of trust when handling business online. It also works well with a lot of other tools and websites so it's a dependable option for both personal use and professional payments.
Cons
The fees can feel pretty expensive especially when it comes to international transactions and currency conversion. There are also times when accounts get limited or funds are placed on hold without clear or prompt communication which can be frustrating to deal with. On top of that, customer support tends to be slow when the issue is more complex.
Rating Distribution
Ease of use
10
Value for money
9
Customer Support
9
Functionality
10
Anonymous
Accounting, 1-10 employees
“Quick way to send money”
Pros
Using it has been one of the quickest and most convenient ways to send and receive money. The interface is simple, the transactions feel secure and it's accepted by so many websites that paying online is really convenient.
Cons
For me the fees can sometimes feel a little high especially on certain types of transactions.
Rating Distribution
Ease of use
10
Value for money
10
Customer Support
10
Functionality
10