Marina Viviana M.
Real Estate, 1-10 employees
“adaptable features”
Pros
Setting up an account making payments and requesting money is very simple. It also integrates well with websites and the features are flexible enough to adapt to different needs.
Cons
It doesn't allow access to more banking options and withdrawing funds can be complicated.
Rating Distribution
Ease of use
7
Value for money
8
Customer Support
8
Functionality
8
Bishoy K.
Information Technology and Services, 51-100 employees
“Diverse integrations”
Pros
It has been a reliable option because it's widely accepted and feels secure to use. The payment process is convenient and fast and setting it up or integrating it with e-commerce platforms is pretty simple. It also offers solid customer support, buyer protection and several payment options which makes it flexible for different kinds of transactions.
Cons
There are still some downsides like fees on certain transactions and occasional limits on accessing funds. Security concerns can come up from time to time and some users have reported problems with customer support. It also lacks a few advanced features available in other payment systems and doesn't always work well with non-IT platforms.
Rating Distribution
Ease of use
10
Value for money
9
Customer Support
9
Functionality
9
Craig M.
Sports, 1-10 employees
“Wouldn't recommend”
Pros
It worked well when it was functioning but I still wouldn't recommend it because of the issues mentioned below.
Cons
After using this account for many years for both business and personal transactions, it was suddenly suspended for allegedly violating the terms of service. The frustrating part is that there was absolutely no explanation about which term had supposedly been broken so we were left with no clue about what we had done wrong or how to fix it. At the very least, customers should be given a clear reason when something this serious happens. We were asked to submit documents which we did, only to then receive notice that the account had been cancelled because of the same unspecified breach. They included a link to the terms of service but without telling us what the issue actually was, that was completely pointless. To make matters worse, they then informed us in a very heavy-handed way that we would have to wait 180 days to receive instructions on how to recover the money in the account. In our view, this company has shown extremely poor communication and unreliable systems and it has come across as untrustworthy. I would not be surprised if this kind of conduct violates several consumer rights.
Rating Distribution
Ease of use
2
Value for money
1
Customer Support
1
Functionality
1
Parker M.
Broadcast Media, 1-10 employees
“Professional feel”
Pros
Professional and simple to use for e-commerce.
Cons
I'd just like to see it made fully available in more African countries.
Rating Distribution
Ease of use
10
Value for money
10
Customer Support
10
Functionality
10
Rizwan Q.
Retail, 1-10 employees
“easy to get started”
Pros
Getting started with payment processing is pretty easy. There's no need to visit a bank or deal with piles of paperwork, just sign up and you can begin accepting payments right away.
Cons
Accounts do get restricted fairly often and in many cases it happens without any clear or valid reason.
Rating Distribution
Ease of use
8
Value for money
8
Customer Support
8
Functionality
7
Osmando F.
Civil Engineering, 1-10 employees
“free to use service”
Pros
Transactions are quick, the service is free to use and the platform is very user-friendly.
Cons
Getting help when I had questions was difficult. For instance, when I needed to update my phone number, I couldn't do it from my mobile and had to use a computer instead.
Rating Distribution
Ease of use
9
Value for money
10
Customer Support
10
Functionality
9
Anna L.
Motion Pictures and Film, 1-10 employees
“Changed how I handle payments”
Pros
It completely changed how I feel about paying online. Before using it, I was a little nervous about shopping on the internet with my credit card but now I always feel protected. On top of that, it's an excellent way to send and receive money instantly with family and friends.
Cons
There isn't really anything I dislike about it. It has been excellent in every way for me.
Rating Distribution
Ease of use
10
Value for money
10
Customer Support
10
Functionality
10
arnaud l.
Banking, 1-10 employees
“so convenient”
Pros
With it, you can send and receive money from almost anywhere in the world and shop online without any hassle. It's really convenient especially since there's no need to travel to the bank anymore. Once you link your bank account to it, everything is set up and ready to use.
Cons
It's still not available in every country especially in parts of Africa. In some cases, you even have to use and pay for a foreign address just to be able to open an account.
Rating Distribution
Ease of use
10
Value for money
10
Customer Support
10
Functionality
10
Emma s.
Online Media, 1-10 employees
“frustrating holds and poor support”
Pros
At first, the biggest appeal was letting overseas customers pay with just one click.
Cons
The downside is the 21-day hold on your first two invoices, on top of the 14 to 30 days clients may already take to pay and then another 5 to 7 days before the money finally reaches your account after PayPal releases it. It honestly feels very suspicious like they are making millions in interest while businesses are left waiting. On top of that, customer service is terrible if you ever have to call support.
Rating Distribution
Ease of use
2
Value for money
1
Customer Support
1
Functionality
1
Anonymous
Higher Education, 500+ employees
“Lets me pay online quickly”
Pros
It lets me pay online quickly and securely across a huge number of e-commerce sites. It feels like a real safeguard when I buy from lesser-known platforms or places where I'm not fully sure about their reliability. The option to send money to friends and people I know for free is also really convenient.
Cons
From the customer side, I honestly haven't noticed any major downsides since all the services are free for me and the fees which are fairly high, are covered by the merchant.
Rating Distribution
Ease of use
8
Value for money
7
Customer Support
7
Functionality
8
Ashley O.
Hospital & Health Care, 1-10 employees
“secure way to pay”
Pros
Using it is very simple for customers. It feels like a secure way to pay, send money or make purchases online.
Cons
I haven't come across anything that really needs changing. It's probably one of the most simple apps I've ever used.
Rating Distribution
Ease of use
10
Value for money
10
Customer Support
10
Functionality
9
Francesca D.
Telecommunications, 1-10 employees
“Everyone knows it”
Pros
Everyone knows it and that's exactly why I keep using it. It lets me handle my payments quickly and without any hassle. I've been using it for years and honestly wouldn't switch to another digital payment service. Payments feel secure and having different options available is a real plus.
Cons
The transaction fees are a bit on the high side.
Rating Distribution
Ease of use
10
Value for money
9
Customer Support
10
Functionality
10
Michael K.
Museums and Institutions, 1-10 employees
“a fast way to send payments”
Pros
With everything moving online and ecommerce taking center stage these days, PayPal gives both businesses and individuals a fast, convenient and secure way to send and receive payments.
Cons
The speed of completing transactions while on the go could still be improved.
Rating Distribution
Ease of use
10
Value for money
9
Customer Support
10
Functionality
10
Silvio B.
Marketing and Advertising, 11-50 employees
“One of the strongest options”
Pros
For international payments and receiving money, this is the best option. It's fast, practical and one of the strongest choices because the fees are very attractive.
Cons
Service is very good and secure, it just should be accepted in every store around the world.
Rating Distribution
Ease of use
10
Value for money
10
Customer Support
9
Functionality
10
Moyosore S.
Entertainment, 1-10 employees
“user-friendly app”
Pros
PayPal has been simple to use and it's accepted as a payment method by most online businesses. The app is also very user-friendly which makes everything more convenient.
Cons
I can't personally point to any problems although I've heard from some friends that disputes can sometimes be an issue.
Rating Distribution
Ease of use
8
Value for money
8
Customer Support
8
Functionality
7
Umair A.
Education Management, 500+ employees
“Better security than others”
Pros
Compared with other service providers, it feels more secure. It's simple to use while still offering a higher level of safety and security.
Cons
Things get more complicated when you need to recover your credentials. The service also isn't available in some countries and customer support is only average.
Rating Distribution
Ease of use
9
Value for money
10
Customer Support
9
Functionality
10
Jan v.
Information Technology and Services, 1-10 employees
“account deactivated without reason”
Pros
there's nothing positive I can point to. Just like with other companies, the account ended up getting deactivated for no clear reason.
Cons
Customer service is really poor especially when you're trying to get an actual issue resolved.
Rating Distribution
Ease of use
2
Value for money
2
Customer Support
1
Functionality
2
Estefane r.
Marketing and Advertising, 1-10 employees
“No unnecessary complications”
Pros
It's a solid platform that's simple to access and use without feeling overly complicated.
Cons
One downside I noticed was that the app took quite a while to verify my bank account.
Rating Distribution
Ease of use
8
Value for money
8
Customer Support
8
Functionality
7
Anonymous
Furniture, 1-10 employees
“customers trust this brand”
Pros
Having used and managed it daily at a company level for about 10 years, including PayPal Business across several different companies, the reason we keep relying on it is simple, customers trust the brand. They have invested heavily in digital security and fraud-prevention systems and offering PayPal as a payment option gives customers a real sense of confidence. The newer features they keep adding are also very good especially B2B invoicing, sending quotes and shipping management through partners such as Packlink.
Cons
The mobile app still needs a few refinements. For example, when trying to add shipment tracking inside a received transaction for an order, entering and selecting the courier is still quite difficult.
Rating Distribution
Ease of use
9
Value for money
9
Customer Support
10
Functionality
9
Veronique B.
Medical Practice, 1-10 employees
“false promises”
Pros
Nothing at all. I would not recommend using it. They make big promises about helping you if something goes wrong but that is simply not true.
Cons
Filing a dispute is impossible. You just end up dealing with a robot. It opens a session the next day but like many people, you are at work. Then the session expires because there was no response and you have to start over again, only for the exact same thing to happen. Eventually, you manage to get someone on the phone but by then the one-day deadline has already passed. After that, your request is rejected with no attempt to question the process or take responsibility. It is disgraceful.
Rating Distribution
Ease of use
2
Value for money
2
Customer Support
2
Functionality
1