“I use it to collect payments”

Pros

It has worked really well for mobile payments. I've used it to collect payments for my piano lessons and I've also sent payments to other people for their services. I choose it for online purchases whenever it's offered too, mainly because I trust the security and feel confident that my information is very well protected.

Cons

My only real annoyance with it is the recent update that added 2-step authentication since it means my husband and I need to keep separate accounts so each of us can use our own phone to log in.

“Saves me time”

Pros

Feels simple and convenient. Everything is clear, it saves me time and I can get things done without any hassle.

Cons

I honestly don't have any real complaints about it. If there's ever something I don't like, I simply choose not to use it.

“We use it daily”

Pros

We find it to be userfriendly and payments go through instantly.

Cons

We haven't run into any issues with this app and end up using it every day.

“Been a valuable partner”

Pros

Since 2013, it has been a valuable partner in building my online business. I'm especially grateful for the customer support which has consistently been excellent. The card features have also been a major step forward for us. Thank you very much and I hope we continue working together for a long time.

Cons

I don't have anything negative to mention.

“Wonderful payment tool”

Pros

Sending and receiving money with it is really simple for customers which makes everyday payments much more convenient.

Cons

The rates may not be as competitive as what some other platforms offer.

“Convenient to use anywhere”

Pros

It works with a huge number of stores around the world which makes it really convenient to use almost anywhere.

Cons

Currency conversion comes with pretty high fees.

“Simple for everyday transactions”

Pros

Using this is really simple and it's very convenient for everyday transactions.

Cons

The login verification process can take quite a while which makes signing in feel slower than it should.

“Sending invoices is easy”

Pros

Sending invoices to my customers is really convenient and the payments come through very quickly.

Cons

I don't have any complaints at all.

“Instant setup”

Pros

Setting up an account was quick and sending or receiving money is really simple.

Cons

Customer support hasn't been very reliable and the bugs are definitely one of its weaker points.

“Lovely concept”

Pros

Using it from just about anywhere has been really convenient and the whole concept works well because it's simple to use no matter where I am.

Cons

there isn't anything about it that I dislike.

“fee-free payments”

Pros

One of the best things about it is how simple it is to use and the fact that there's no fee for using it makes it even better.

Cons

it still isn't accepted everywhere so you can't use it for every purchase.

“Helps speed things up”

Pros

Adding it as a payment option really helps speed things up. Buyers can complete their purchase without having to type in their payment and shipping details every time which makes the checkout process much more convenient.

Cons

Its a handy way to let customers buy products quickly using their existing account information so they can place orders on your site without re-entering payment or shipping details. On the downside, people do need to have an it account to use the service and that can be inconvenient if they normally rely on other payment processors or point-of-sale systems.

“Paypal now backs shady sellers”

Pros

At this point, there's really nothing positive I can say because they seem to support fraudulent sellers.

Cons

It used to be a good service and was simple to use and whenever something went wrong you could report the issue to PayPal.

“Proven itself over the years”

Pros

Along with having a Venmo account, I still prefer using this one. It feels secure, it's simple to use and I've never run into any problems with payments or my account. It's been reliable and proven itself over the years.

Cons

I've noticed that younger friends and family seem to be moving more toward Venmo. I don't really think that's the company's fault and I only keep a Venmo account for their convenience. Even so, I still prefer this one and I'm not really sure why it doesn't get used more by younger people.

“Money not returned”

Pros

A purchase was made through my account by someone else and they still refused to give my money back. The amount involved was around $84.

Cons

Nothing positive to mention. They do not protect their users at all so be careful.

“Accessible anywhere”

Pros

Being able to use it from almost anywhere in the world is a huge plus and it's consistently fast and reliable whenever I need it.

Cons

having to verify my phone number after nearly every login attempt is frustrating.

“handles payments, receipts, online orders”

Pros

Using it gives real peace of mind. It handles payments, receipts, online orders and receiving money all in one place which makes everything feel reliable and convenient.

Cons

I don't have anything negative to say about it. It pretty much speaks for itself.

“Impressive security”

Pros

The security is really impressive and being able to make payments through mobile is a big plus.

Cons

I don't have any real complaints though I do hope it can connect with more apps in the future so receiving money directly through apps like Uber and Bolt becomes possible.

“Global business made manageable”

Pros

It has made global business feel much more practical. Money can move across borders without the usual limitations and without the kind of stress that used to come with international transactions.

Cons

it still isn't accessible in some countries, including Ghana where I live. I suspect several other African countries face the same problem too. That feels unfair and makes doing business more complicated.

“Safe to use”

Pros

Using it on any device feels secure which is something I really appreciate.

Cons

You need to have a credit card in order to use the service.