“effortless payments”

Pros

It has been very simple and the security it offers is one of its biggest strengths. It really does a good job on both usability and protection.

Cons

There really are no major drawbacks to using it, aside from the fees that come with certain transactions.

“Handy for sending payments”

Pros

works well when dealing with other people and using it is pretty simple.

Cons

The fees are on the high side which cuts into revenue.

“Perfect for international payments”

Pros

I'm getting ready to use it for international transactions and that matters a lot to me as an artist.

Cons

For some time, I wasn't able to get one but that has changed since the card is now available in the country where I'm living abroad.

“customers prefer it”

Pros

It has been very user-friendly and since it's such a well-known and trusted platform, customers feel comfortable and confident when making payments.

Cons

At this point I haven't come across anything I dislike about it yet.

“Practical features”

Pros

The app stands out for how practical and functional it is. It handles what I need reliably and offers useful features that make everyday use convenient.

Cons

One limitation is the small number of banks accepted for debit. That can be inconvenient for users who have accounts with lesser-known institutions since support may be restricted.

“quick payments”

Pros

I appreciate how quickly payments go through. The speed of the whole process is definitely the part I value the most.

Cons

If I had to point out something I like the least, it would be the layout. It works but I do think the design and overall arrangement could be improved.

“Impressed by it”

Pros

I've been using it for more than five years and I'm still really impressed by how quickly transactions go through, whether I'm sending money or moving funds to a bank account. If someone tries to scam you, it also offers the option to get your money refunded which is fantastic.

Cons

The exchange rate for different currencies is a little low.

“Accurate and reliable”

Pros

The app works really well and the payment process for online purchases is accurate and reliable.

Cons

The only downside is that the transaction list for account activity does not update right after a purchase is made, it usually shows up the next day.

“Simple to use”

Pros

Found it to be user-friendly and that's honestly the one thing I really appreciate about it.

Cons

When it comes to international payments, the fees are extremely high. It takes roughly 8-9% of the transaction amount which is honestly a lot. Yes, that number is correct. If you plan to handle international transactions, I'd strongly suggest considering another option.

“Money transfers that feel convenient”

Pros

I really like being able to send money to someone for free, whether they already have an account or not.

Cons

That said, the fees for sending money through Xoom are pretty high and really should be lowered.

“Clear platform and helpful setup”

Pros

The platform is informative and the website feels well organized and simple to use.

Cons

The fees can be expensive when paying for certain products or services.

“No downsides”

Pros

Handling payments with this has been very simple. It makes payment processing for my company quick, user-friendly and simple to manage.

Cons

I honestly haven't come across any downsides with it.

“Instant payments and low fees”

Pros

Very simple to understand, with little to no fees and transactions that go through quickly.

Cons

I haven't run into any negative issues with them at all.

“Awful support and no respect”

Pros

Honestly there was nothing positive for me here. I couldn't get in touch with anyone, the reply about not refunding an item I never received was terrible and they just kept making me wait.

Cons

The response was poor and it really felt like the customer was not treated with any respect.

“Helpful for international payments”

Pros

Getting payments from outside Brazil became much more manageable with PayPal and that helped me a lot.

Cons

I did run into a few technical issues while trying to complete my payment and I ended up needing help from technical support.

“Trusted option”

Pros

Having it as a payment option really helps win over people who are undecided since it's such a recognizable and trusted service.

Cons

The fees can occasionally seem a little high especially considering how much the company already earns.

“payments in no time”

Pros

I use it very, very regularly. It's really convenient for making quick payments without having to enter my bank card details every time which is fantastic. And when I need to send money to someone, all it takes is having their contact information and the payment is done in no time.

Cons

At this point I honestly haven't come across any negatives.

“Top choice for global payments”

Pros

Whenever I need to handle international payments, this is the platform I rely on the most. As a freelancer, whether I'm getting paid by a company, an individual or through different accounts, I keep coming back to it as my preferred payment method. Creating invoices and sending payment requests is simple and receiving money from anywhere in the world is why I use it consistently. The only minor thing I've noticed is that the currency conversion rate can be slightly different from the actual market rate.

Cons

If there's one point worth mentioning, it would be the currency conversion rates. At times the exchange rate offered is a bit different compared to other payment alternatives. Aside from that, the service is still one of the best available in the industry.

“Top-tier payment processor”

Pros

Because it is so widely recognized, it works really well as a payment processor across a lot of applications. It integrates easily with many shopping cart and e-commerce platforms and most people are comfortable using it.

Cons

The fees can build up over time but overall they're still fairly reasonable.

“clean design”

Pros

Right away, the clean-looking interface makes everything feel simple and user-friendly. Payments go through almost instantly and it's really convenient being able to quickly find people you send money to often or request money from without any hassle.

Cons

One part that really bothers me is the high fee on small transactions. Sending something as little as a dollar to a friend can somehow end up costing around $5 which feels ridiculous. Another downside is that debit or credit card purchases can occasionally take up to a week to finish processing.