PayPal Software Reviews

“Most people already have it”

Pros

Since most people already have it set up, it makes payments really convenient and I haven't had any problems receiving funds.

Cons

No complaints here, it works very well for exactly what we need it to do.

“outstanding invoice creation feature”

Pros

Right from the start, the interface feels very user-friendly and sending or receiving money is simple. Payments usually arrive within the expected timeframe and in the past 10 years I've never had a problem getting my money. The invoice creation feature is also really useful because it solves a real need and performs better than almost any free alternative I've tried.

Cons

That said, managing invoices can be confusing sometimes. There isn't an obvious path to the invoice list so you end up clicking through links that feel almost hidden. The transaction fees could also be more competitive especially now that newer alternatives on the market offer much better rates.

“Market-standard and simple to adopt”

Pros

Its biggest advantage is how simple it is to use and implement and the fact that it has become a market standard.

Cons

The biggest downside is the cost. These days, there are other solutions that are just as efficient and reliable but with much lower fees.

“Takes a few clicks”

Pros

No matter where the vendor is based, sending and receiving payments is really convenient and only takes a few clicks.

Cons

They occasionally remove useful features like the virtual card for online purchases.

“Broad acceptance”

Pros

Its wide acceptance is a big plus and the interface is simple to use. Secure transactions, smooth integration with many online platforms and the convenience of sending and receiving money are some of its best features.

Cons

There are still some frustrations like account holds or freezes and the fees charged on certain transactions. The way disputes are handled can also be disappointing and seller protection may feel limited in some cases.

“account blocked without explanation”

Pros

Honestly there's nothing positive I can point to here. I thought I had found another way for customers to pay for goods but it ended up being the worst decision.

Cons

My account was closed after being open for just one day and I still got no clear explanation for why it was blocked.

“Decent exchange rate”

Pros

Using it feels simple, secure and fast and it has been very reliable overall. The exchange rate it offers is also quite decent.

Cons

it automatically transfers funds to the bank account so the user does not really have control over that.

“Keeps funds safe”

Pros

It does a really good job of keeping your funds and personal information secure. The platform is simple to use and sending money happens very quickly.

Cons

At times your account can end up getting frozen in certain situations.

“Fast transfers in minutes”

Pros

Getting paid through PayPal is really convenient because once the money arrives, I can move it straight to my bank account, debit card or credit card and it usually shows up within minutes.

Cons

there's no way to convert Amazon gift cards into cash through it.

“lets us link multiple bank accounts”

Pros

The app is simple to navigate. It lets us link multiple bank accounts and transactions can be done with just a tap. Another nice benefit is that every transaction earns points which can later be redeemed for daily essential items.

Cons

If there's a server issue on either side, a deducted or processing payment can't really be stopped once it's in progress.

“I value the security”

Pros

I really value how securely payments are processed. I also appreciate the support platform since it helps a lot whenever I need to make inquiries or check anything related to my transactions.

Cons

At times when I contact phone support, the wait time can be pretty long.

“Online payments are handy”

Pros

Being able to pay online for the things I want to buy is really convenient.

Cons

Moving money into and out of PayPal can be difficult.

“simple to collect money”

Pros

Collecting money with it is very simple and that's a big reason people keep using it. It's widely trusted and its simplicity makes it appealing for both personal and business use.

Cons

It's simple to use, well known by both buyers and sellers and accepted on almost every website. The security side also gives people extra confidence when using it.

“Fast bank transfers”

Pros

Being able to move money from the account straight into a bank account is something I really appreciate and the whole process is simple to complete.

Cons

I don't like that it still isn't accepted by every business.

“efficient performance”

Pros

Everything it offers is very efficient and the speed of the features really stands out.

Cons

I honestly have nothing to complain about with PayPal.

“Effortless global payments”

Pros

Getting paid for online work feels almost effortless with PayPal. One of the biggest advantages is that it works worldwide so when someone from another country needs to pay me, they can do it without any hassle and the money reaches my account. The security is another big plus because it gives me confidence that my account and funds are protected from fraud. On top of that, payments usually come through quickly so I'm not left waiting around for days after finishing a job. It has easily become my go-to option for receiving payments.

Cons

Signing up takes longer than it does with some competing platforms so the registration process can feel a bit drawn out.

“credit line option is a bonus”

Pros

Using PayPal is pretty simple and since it's recognized almost everywhere, most people already trust and accept it. It adds a helpful layer of protection to transactions which gives some peace of mind and having the credit line option is a nice bonus. There's also a friends and family feature when you need to send money to someone close and as far as I know, no fee gets taken from that.

Cons

Dealing with customer service can be frustrating and overly complicated and they often seem to favor buyers even when the seller handled everything properly. The fees on sales can also feel pretty steep especially when you're already selling through another platform like Etsy or eBay. In those cases, both the marketplace and PayPal take a portion which really adds up.

“Zero subscription cost”

Pros

Secure transfers with no subscription cost and the subscription service setup is hassle-free.

Cons

The fees can be too high, refunds during disputes often take longer than expected and accounts can get frozen pretty quickly.

“uses encryption and fraud monitoring”

Pros

Its security is what I appreciate most. The platform uses encryption and fraud monitoring which helps keep us protected and reduces the risk of fraud in any situation.

Cons

The biggest downsides, in my view, are the transaction fees and unexpected account freezes. The fees add to our overall expenses and when an account gets frozen without warning, it creates a lot of inconvenience.

“Handy payments across borders”

Pros

Sending money with it is really easy and useful, kind of like Zelle. It also works well for making payments internationally which is a big plus.

Cons

receiving the money can take longer than expected.