Managing your finances can feel overwhelming, especially when juggling bills, subscriptions, and savings goals. That's where TrueBill Software, now called Rocket Money, comes in. It is a personal finance app that simplifies money management and helps you save.

But with both free and premium features available, one big question remains: how much does TrueBill cost?

This article will walk you through TrueBill's pricing structure and what you get when you upgrade to a Premium Membership.

TrueBill Pricing Guide

TrueBill offers a flexible pricing model that suits a variety of users' needs. The basic version of the app is completely free to download and use, allowing anyone to get started with core budgeting and financial tracking tools.

For users looking to unlock more powerful features, TrueBill offers a 'Premium Membership’, which comes with a monthly fee between $6 to $12. Interestingly, users choose how much they want to pay within this range.

New Premium members get a 7-day free trial. This allows them to test all the advanced features before committing a monthly fee.

Another noteworthy service is 'Bill Negotiation,' which doesn't have an upfront cost. Instead, if the service successfully lowers users' bills (such as internet or phone), the platform takes 35% to 60% of their first year's savings as a fee. Again, users get to choose what percentage they are comfortable with when opting in.

Disclaimer: The pricing is subject to change.

What's Included In The Premium Membership?

Subscribing to TrueBill's Premium unlocks a suite of advanced tools that give users deeper insight and control over their finances. Here's a closer look at what's included:

  • Unlimited Budgets : Unlike the free version, users can create and manage multiple budgets for different purposes, including groceries, savings, or family expenses
  • Full Credit Reports : Premium users get access to their full credit reports using the FICO® 2 scoring model. This helps them monitor and improve their credit health
  • Cancellation Services : TrueBill identifies recurring subscriptions and bills by analyzing users' bank transactions. Users can request cancellations directly through the app, and the platform handles the process
  • Net Worth Tracking : The premium version enables users to view their total net worth by tracking assets and liabilities in one place, providing them with an easier way to get a snapshot of their financial health
  • Financial Goal Plans : Using this feature, users can transfer money to an FDIC-insured savings account and track their progress toward goals like building an emergency fund or saving for a trip
  • Real-Time Syncing : TrueBill updates account balances in real-time, giving users a live view of their financial picture as their bank shares information with the app
  • Transaction Management : It allows users to categorize transactions, split them across multiple budgets, add personal notes, and account for cash spending, helping them stay more organized
  • Account Sharing : Whether it's with a partner or a financial advisor, Premium users can share account access for collaborative budgeting and financial planning
  • Data Export : Users can download their transaction history for specific time frames to get help with tax preparation or detailed financial reviews

On the whole, TrueBill keeps pricing transparent and user-controlled, making it accessible to a wide range of users. Whether you stick with the free version or upgrade to Premium, there's value to be found, especially if you're serious about managing your money smarter.