iPayments

What Is iPayments?

iPayments is a cloud-based accounts receivable and payment solution built for finance teams that use Microsoft Dynamics 365 Business Central. It is designed for businesses that manage customer invoices, receivables, and payment collection as part of their accounting operations.

The software offers features such as Click-to-pay, Auto Reconciliation, Customer Portal, and Advanced Collections Management. Together, these capabilities give iPayments a broader focus than a standalone payment gateway. The platform is suited to B2B businesses where payment activity forms a regular part of customer accounting and receivables work.

iPayments operates within the Business Central environment. This makes it relevant to companies that want their payment processes connected to the ERP that they already use. This can also help finance teams keep payment activity closer to their existing accounting workflows instead of handling it in a separate system.

The platform focuses on the financial side of customer payments. It brings payment collection and accounts receivable into one solution. This makes it relevant for finance and accounting teams that need payment processing to work alongside their existing ERP setup.

What Is iPayments Best For?

The platform is best known for its ‘Advanced Collection Management’ feature, which gives finance teams tools to manage overdue customer accounts within Microsoft Dynamics 365 Business Central. It provides views of aging balances, collection notes, customer history, and collection plans. This helps AR teams organize follow-up work around outstanding invoices. This is particularly relevant for B2B businesses that manage recurring receivables and need collection activity connected to their accounting records. The feature makes collections a built-in part of the Business Central workflow instead of requiring them to be handled as a separate process.

How Much Does iPayments Cost?

iPayments pricing starts at $350/month for the iPayments Basic plan, which includes ACH and credit card processing, Advanced Collections Management, and eCommerce. Other plans and add-ons the software offers are as follows:

• iPayments Advanced: Starting at $500/month
• Point of Sale (Add-On): $150/month/location

The platform also offers a free trial through Microsoft AppSource. iSolutions also charges a one-time setup fee, which includes hands-on training.

Beyond the base subscription, organizations may also need to account for the following estimated additional costs commonly associated with similar software solutions:

• One-Time Implementation/Setup: Approximately $500 – $2,000, depending on Business Central configuration, payment setup, data mapping, and training
• Credit Card Processing Fees: Typically, around 2.5% – 3.5% of each credit card transaction, may include a small per-transaction fee
• ACH/EFT Transaction Fees: Often around $0.20 – $1.50/ACH transaction, percentage-based or monthly limits may apply depending on the agreement
• Payment Hardware For POS: Approximately $300 – $1,500+/location for compatible card readers, terminals, cash drawers, or related equipment, depending on the setup

Disclaimer: The pricing is subject to change.

iPayments Integrations

iPayments supports integration with the following software and platforms:

• Microsoft Dynamics 365 Business Central
• Clover software
• BlueSnap

How Does iPayments Work?

To get started, log in to Microsoft Dynamics 365 Business Central, where iPayments works within the existing ERP environment. Here are the steps you can follow:

• Log in to Microsoft Dynamics 365 Business Central and configure iPayments for your payment methods and customer accounts
• Create invoices or sales orders in Business Central and select the relevant payment option when collecting customer payments
• Send customers a Click-to-Pay link or process card and ACH payments from the relevant account or transaction records
• Review incoming payment activity and outstanding customer balances in Business Central
• Review overdue accounts and use collection tools to record follow-ups and manage outstanding balances
• Match incoming payments with related invoices and review transaction records for reconciliation
• Access payment and receivables information in Business Central to monitor customer account activity

Who Is iPayments For?

iPayments software serves businesses using Microsoft Dynamics 365 Business Central, particularly those with recurring payment, accounts receivable, and collections requirements, including:

• Accounting and financial services
• Manufacturing
• Distribution
• Wholesale
• Retail
• Professional services
• B2B services

iPayments Use Cases

Based on iPayments features, documented use cases and recent user feedback, we have identified a few scenarios where the software fits businesses with payment collection, receivables, and order activity are closely tied to Microsoft Dynamics 365 Business Central:

1. Finance Teams Managing Recurring And Overdue Receivables

Finance and AR teams handling recurring invoices often need to manage payment follow-up as part of their regular workload. This becomes more important when a business has a large customer base, and overdue balances require frequent attention.

iPayments fits this situation by keeping payment collection and receivables activity within the same Business Central environment. It can be particularly relevant for teams that want their collection work to remain connected to customer account and invoice records.

2. Product Businesses Releasing Orders After Payment

Manufacturers, distributors, and other product businesses may need to confirm customer payment before releasing orders for fulfilment. When payment status sits separately from order information, finance and operations teams may need to check multiple systems before deciding whether an order is ready to ship.

iPayments fits businesses where payment activity needs to remain connected to the sales and order process. This is particularly relevant when payment timing directly affects order release and fulfilment decisions.

3. Multi-Entity Organizations Managing Payments Across Companies

Organizations operating multiple legal entities can face added complexity when customers make payments to different companies within the same business group. Finance teams need to associate transactions with the appropriate entity and customer account while maintaining separate company records.

iPayments fits this structure by supporting payment processing within a multi-company Business Central environment. This makes it relevant to businesses where payment activity spans several entities but remains part of the same broader organization.

4. Canadian Businesses Accepting Credit Card And EFT Payments

Canadian businesses that collect customer payments by both credit card and electronic funds transfer have specific payment requirements to consider. This situation can apply to companies selling products, providing professional services, or managing recurring customer accounts.

iPayments supports Canadian EFT alongside credit card processing within Business Central. It therefore fits Canadian businesses that want these payment activities to form part of their existing accounting workflow.

5. Businesses Managing High-Volume B2B Accounts Receivable

Businesses with frequent customer transactions may need a payment workflow that keeps processing activity connected to their accounting records. This is particularly relevant for organizations handling large numbers of invoices, sales orders, and incoming payments as part of their regular operations.

iPayments brings payment processing into Business Central, allowing finance teams to work with transaction activity alongside the related customer and accounting records. This makes it relevant to businesses where payment volume creates a regular reconciliation and account-management workload.

Is iPayments Right For You?

Are you looking for an accounts receivable and payment platform built directly into Microsoft Dynamics 365 Business Central? iPayments brings payment collection, customer payments, and AR management into the same ERP environment, making it relevant for finance teams managing recurring payments and overdue invoices.

iPayments has also received recognition, including 11 G2 badges in the Fall 2026 Accounts Receivable reports and a finalist position in the 2026 SaaS Awards for Best SaaS Product for ERP. iSolutions also states that it is PCI compliant and uses tokenization to protect payment card information.

For security and ongoing product development, iPayments keeps payment activity within Business Central while its recent updates have added enhanced security changes, improved collections performance, recurring payment capabilities, and email processing for larger volumes.

Recent AR developments place greater emphasis on automation, faster payment processing, digital customer experiences, and reducing manual cash application. iPayments is incorporating these trends with AutoPay, Click-to-Pay, customer self-service, automated collections, and continued updates to its payment and AR workflows.

Still not sure if iPayments is right for you? Contact our customer support team at (661) 384-7070 to discuss your needs and available options.