Overview

Credit Key allows B2B merchants to offer instant financing at checkout, enabling buyers to split payments over time. While currently limited to U.S.-based businesses, its seamless integration and real-time approval process make it a valuable tool for simplifying B2B transactions.

Credit Key Specifications

Order Management

Reporting/Analytics

Refund Management

Credit Card Processing

What Is Credit Key?

Credit Key is a financing platform designed for B2B e-commerce businesses, enabling merchants to offer flexible payment terms to their customers. It serves industries such as wholesale, manufacturing, and distribution by simplifying how companies extend credit at the point of sale. By handling credit checks, approvals, and repayments, Credit Key removes the administrative burden typically associated with offering net terms. This helps businesses improve cash flow, reduce risk, and increase order values without tying up internal resources.

Credit Key Pricing

Credit Key cost is tailored to each business, depending on factors like company size and financing needs. Businesses can connect with the team to get pricing options.

Credit Key Integrations

The software seamlessly integrates with various business applications, including:

Watch a free Credit Key demo to learn more about its integrations.

Who Is Credit Key For?

The software is built to support businesses of all sizes, spanning a range of industries, such as:

  • Wholesale and Distribution
  • Manufacturing
  • Automotive and Parts
  • Industrial Equipment
  • Office Supplies
  • Electronics and Technology
  • Home Improvement and Hardware

Is Credit Key Right For You?

Credit Key is a modern alternative to traditional financing, streamlining the purchasing process for both buyers and sellers. It helps businesses increase sales, improve cash flow, reduce financial risk, and simplify payments, all while offering customers greater flexibility. By easing administrative tasks, Credit Key allows teams to focus more on growth and confidently close larger orders.

Still not sure if Credit Key is right for you? Get in touch with our customer support team at (661)384-7070, and it will help you make the best decision.

Credit Key Features

Credit Key enables real-time credit approvals during checkout, whether customers purchase online, in-store, or through a sales rep. This instant decision-making process removes delays, enabling buyers to complete orders quickly and helping businesses reduce cart abandonment and lost sales.

See How It Works

The platform enables businesses to offer customers payment terms starting at Net 30 and extending up to 12 months. This flexibility supports buyers with cash flow management and enables them to make larger purchases without upfront financial strain, increasing conversion potential.

See How It Works

Merchants receive full payment from Credit Key within 48 hours of shipment, while Credit Key assumes all risk of repayment. This setup removes the burden of collections and bad debt from sellers, ensuring steady cash flow without financial uncertainty or resource strain.

See How It Works

The software works across eCommerce platforms, in-person sales, and sales team workflows without requiring heavy IT involvement. Its seamless omnichannel integration ensures businesses can offer financing wherever customers buy, streamlining operations and maintaining a consistent purchasing experience across all touchpoints.

See How It Works

By offering instant financing and convenient payment options, Credit Key makes the purchasing process easier for buyers. This improves overall satisfaction, encourages repeat purchases, and often leads to increased order sizes, helping merchants grow revenue while maintaining a smooth customer journey.

See How It Works

Pros And Cons of Credit Key

Pros

  • Provides a streamlined application process

  • Users find the platform intuitive and convenient

  • Businesses can boost sales by enabling customers to make larger purchases

  • Integrates smoothly with various platforms

  • Businesses can tailor the software to match their specific needs and branding

Cons

  • Some businesses may find the available payment methods insufficient for their needs

  • Credit Key may have higher processing fees, impacting profitability

  • A personal guaranty may be required, potentially posing a risk for individual borrowers

  • Credit Key may not cover certain business expenses, limiting its applicability

Credit Key Reviews

Total 10 reviews

4.8

All reviews are from verified customers

Rating Distribution

5

Stars

80%

4

Stars

20%

3

Stars

0%

2

Stars

0%

1

Stars

0%

Share your experience

A

Anonymous

Verified User in Manufacturing, 51-100 employees

5.0
April 2024

Excellent Customer Support

Pros

We have been using Credit Key for over a year now and most of our financing customers are processed through them. The portal is really easy to use and whenever I have a question about a payment, the customer service team has always been super helpful and responsive.

Cons

I don't really have any complaints about it. Yes there are some fees involved but they are absorbed by the company, which is expected in any business arrangement.

Rating Distribution

Ease of use

10

Value for money

9

Customer Support

10

Functionality

10

S

Shawn

Not Specified, 51-100 employees

5.0
November 2023

I've had fantastic experiences with the team at Credit Key

Pros

It is really easy to work with. The credit process is simple and their website is user friendly, making it so easy to navigate.

Cons

So far I have not seen any downsides with this tool. It has been smooth sailing from start to finish.

Rating Distribution

Ease of use

10

Value for money

10

Customer Support

10

Functionality

10

A

Anonymous

Wholesale, 11-50 employees

5.0
November 2023

Simple and efficient to use

Pros

Setting up this software was very simple. It is so easy to use and the process was simple from start to finish.

Cons

One small problem is that sometimes its emails end up in spam folders but that's not a huge issue overall.

Rating Distribution

Ease of use

10

Value for money

10

Customer Support

10

Functionality

10

Frequently Asked Questions

Yes, Credit Key software offers an API.

Credit Key software is used by manufacturing, wholesale, and office supplies industries.

Credit Key price depends on business needs. Users can get a custom quote accordingly.

Credit Key software supports English.

Yes, Credit Key has a mobile app.

Credit Key software offers phone support, email, chat, FAQS and Knowledge Base.

Credit Key integrates with WooCommerce, BigCommerce, Shopify, and NetSuite.