Credit Key allows B2B merchants to offer instant financing at checkout, enabling buyers to split payments over time. While currently limited to U.S.-based businesses, its seamless integration and real-time approval process make it a valuable tool for simplifying B2B transactions.
Credit Key Specifications
Order Management
Reporting/Analytics
Refund Management
Credit Card Processing
What Is Credit Key?
Credit Key is a financing platform designed for B2B e-commerce businesses, enabling merchants to offer flexible payment terms to their customers. It serves industries such as wholesale, manufacturing, and distribution by simplifying how companies extend credit at the point of sale. By handling credit checks, approvals, and repayments, Credit Key removes the administrative burden typically associated with offering net terms. This helps businesses improve cash flow, reduce risk, and increase order values without tying up internal resources.
Credit Key Pricing
Credit Key Integrations
The software seamlessly integrates with various business applications, including:
Who Is Credit Key For?
The software is built to support businesses of all sizes, spanning a range of industries, such as:
- Wholesale and Distribution
- Manufacturing
- Automotive and Parts
- Industrial Equipment
- Office Supplies
- Electronics and Technology
- Home Improvement and Hardware
Is Credit Key Right For You?
Credit Key is a modern alternative to traditional financing, streamlining the purchasing process for both buyers and sellers. It helps businesses increase sales, improve cash flow, reduce financial risk, and simplify payments, all while offering customers greater flexibility. By easing administrative tasks, Credit Key allows teams to focus more on growth and confidently close larger orders.
Still not sure if Credit Key is right for you? Get in touch with our customer support team at (661)384-7070, and it will help you make the best decision.
Credit Key Features
Credit Key enables real-time credit approvals during checkout, whether customers purchase online, in-store, or through a sales rep. This instant decision-making process removes delays, enabling buyers to complete orders quickly and helping businesses reduce cart abandonment and lost sales.
The platform enables businesses to offer customers payment terms starting at Net 30 and extending up to 12 months. This flexibility supports buyers with cash flow management and enables them to make larger purchases without upfront financial strain, increasing conversion potential.
Merchants receive full payment from Credit Key within 48 hours of shipment, while Credit Key assumes all risk of repayment. This setup removes the burden of collections and bad debt from sellers, ensuring steady cash flow without financial uncertainty or resource strain.
The software works across eCommerce platforms, in-person sales, and sales team workflows without requiring heavy IT involvement. Its seamless omnichannel integration ensures businesses can offer financing wherever customers buy, streamlining operations and maintaining a consistent purchasing experience across all touchpoints.
By offering instant financing and convenient payment options, Credit Key makes the purchasing process easier for buyers. This improves overall satisfaction, encourages repeat purchases, and often leads to increased order sizes, helping merchants grow revenue while maintaining a smooth customer journey.