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Key Takeaways
Generated from the text of customer reviews
FinFit is a cloud-based financial wellness platform that supports companies and employes in retail, manufacturing, healthcare, and other industries. While student loan services are provided by unaffiliated third-party companies, most customers value the unlimited financial coaching support. Recent updates include the FinFit Financial Foundations program, which provides HR teams with credits, premium material, and SHRM accreditation.
Our Verdict
FinFit is an excellent solution for organizations wishing to provide their employees with savings, credit, and debt management tools in one spot. Its pricing structure scales across company sizes, making it a viable solution for both small firms and large corporations with larger personnel. We recommend it for firms preferring an all-in-one platform for employee financial wellness.
FinFit Specifications
- Benefits Administration
- Employee Self-Service Portal
- Employee Engagement
- Payroll Integration
What Is FinFit?
FinFit is a workplace benefit platform designed to assist employes get ahead financially by combining savings, credit, and lending resources in one spot. It enables employes to create an emergency safety net straight through their employer's benefits system, whether they want to save, cover an unforeseen expense, or pay off existing debt. This results in quick approval decisions for a variety of financial products, including emergency savings accounts and credit lines, and personal loans.
Moreover, employes can utilize a member dashboard to maintain their accounts, receive financial coaching, and complete self-paced money management courses. FinFit assists employers in reducing employe turnover and financial stress by providing employes with a mechanism to address money concerns before they become more serious.
What Is FinFit Best For?
FinFit is notable for its ‘Financial Health Assessment’, an online tool that provides customers with a comprehensive report and a personalized financial health score. This clear, data-driven picture of the financial situation helps people take actions that help them move closer to greater financial wellness by highlighting both possibilities for growth and particular areas of financial strength.
How Much Does FinFit Cost?
FinFit pricing is estimated to cost between $5-$15/user/month, according to industry benchmarks for similar employee benefits platforms. This range is estimated for budgeting purposes only and may vary depending on organizational needs and team size.
Apart from the base subscription cost, businesses should keep the following potential costs in mind:
- Implementation And Onboarding: $2,000–$20,000
- Data Migration: $2,000–$15,000
- Admin And Manager Training: $1,000–$10,000
- HRIS, Collaboration, And API Integrations: $2,000–$15,000
Disclaimer: Pricing references are based on publicly available third-party information and industry benchmarks. Actual costs may vary.
FinFit Integrations
The platform offers integration with multiple third-party apps, including:
How Does FinFit Work?
Log in to FinFit using your company's benefits site to begin creating your financial safety net. This helps employees better their finances while receiving support from their employer.
- Choose the financial necessity you wish to focus on initially, such as saving money, improving credit, or repaying debt
- Begin using methods to achieve that objective, such as automated paycheck savings, emergency funds, or a lower-interest loan to pay down debt
- Learn more with the built-in tools, which include financial coaching, a Financial Health Assessment, a financial dashboard, money courses, and prizes for accomplishing activities
- Track your success over time on your FinFit dashboard, while your employer can see how the program helps the entire company
Who Is FinFit For?
FinFit software caters to a wide range of industries and sectors, such as:
- Retail
- Manufacturing
- Agriculture
- Healthcare
- Construction
- Finance and accounting
- Business services
FinFit Use Cases
In order to promote employee financial wellness, lower employee turnover, and lessen financial stress at work, retail companies, finance and accounting firms, manufacturers, and healthcare providers frequently use FinFit. We analyzed FinFit’s capabilities to identify the common ways that it is used in:
Retail Businesses Dealing With High Turnover Among Hourly Workers
As retail jobs often cannot provide sufficient income to deal with financial emergencies, employees give up and go to another company which offers, at least, one additional dollar per hour. Such a situation is especially aggravating during the peak season when businesses need to hire more workers, but previous ones have already left. FinFit helps employees create emergency credit lines for when they need them and automatically save a part of the paycheck so that the month with a couple of missed shifts does not end their careers at the current company. Thus, a business can reduce losses caused by inexperienced worker turnover, retain productive employees, and dedicate more resources to other pressing concerns.
Finance And Accounting Firms Supporting Employees Under Constant Deadline Pressure
Tax season and audit crunch time can leave finance and accounting workers working long hours with no time to manage their personal bills or budgets. If left untreated, such pressure manifests itself later as missed payments, increasing credit card bills, or simply burnout. FinFit eliminates the need for these workers to set aside time during the busiest weeks of the year by offering them a self-service dashboard, a Financial Health Assessment, and coaching that they can use on their own schedule. It's a low-lift way for companies to help their workers without increasing their workload.
Manufacturers Reducing Reliance On 401(k) Loans Among Plant Workers
Even though it subtly reduces retirement savings, borrowing from a 401(k) is sometimes the quickest method to pay for medical bills or auto breakdowns that appear on a plant worker's desk. This trend occurs more frequently than most manufacturers realize on the floor, where wages are tight, and emergencies are common. FinFit offers employees a more reasonable personal loan as well as direct access to emergency funds, allowing them to pay bills without having to dip into their retirement accounts. Employers stay on track for retirement when there are fewer 401(k) withdrawals, and manufacturers see the ripple effects in their benefits numbers.
Healthcare Providers Easing Financial Stress Among Shift-Based Staff
Nurses and shift workers rarely get a stable income, so it becomes difficult for them to save up regularly and to budget for unexpected expenses. Such financial stress can both affect a worker's performance at the hospital, as well as their personal life. FinFit can help employees avoid resorting to costly credit options to tide over between salaries by facilitating a dynamic savings plan, based on differing monthly wages as well as providing instant access to cash. It can help businesses see an increase in staff retention, reduced distractions for workers, as well as improved patient turnout.
Is FinFit Right For You?
Employers who want to give their employees financial support without designing and implementing their own credit, savings, or loan programs have an answer in FinFit. It’s ideal for companies with hourly or lower-wage employees, who often show up late or not at all, losing focus at work, or quitting their jobs because another employer offered a slightly higher wage.
FinFit can help employers reduce the financial stress of their employees. It also helps them save money, gain access to credit, and pay down debts. Additionally, it also takes data privacy seriously, having an annual SOC 2 report attesting to the company’s commitment to data security and confidentiality in accordance with standards set by the American Institute of Certified Public Accountants.
The vendor was named one of the Top 25 Work Tech Vendors for 2024 by Inspiring Workplaces Group, in partnership with The Starr Conspiracy. As of 2026, employee benefits are expected to become much more personalized in response to employees seeking greater control over their compensation, finances, and retirement planning. Trends show financial wellness and retirement security as areas of emphasis, so FinFit will help you prepare for a future when employees will expect a financial wellness program from their employers.
If you are still not sure about FinFit, contact our customer support team at (661) 384-7070, who will help you make an informed decision.
FinFit Features
Financial Coaching
Members have unrestricted access to free, one-on-one money advisors who can assist with budgeting, debt management, and other difficult financial decisions. Each session can contain a personalized action plan, providing employes with actual assistance rather than generic counsel, allowing them to make progress on the specific financial issues they are facing.
Financial Dashboard
The FinFit dashboard allows employers to view all of their bank accounts in a single place, so they can easily monitor spending and gain visibility of their overall finances. The dashboard includes alerts, notifications, and budgeting tools which allow users to stay up to date on their finances and start adopting better financial habits over time.
Money Management Courses
FinFit has a library of interactive, self-paced, courses in credit and debt management, credit ratings, budgeting, and savings. Employees can complete the courses on their own time, learning at their own pace, without having to attend in-person training.
Emergency Savings
With emergency savings, workers can determine how much they want to save from each paycheck and then set up an automatic savings plan with no minimum deposits or fees. Employers can also choose to fund matching contributions to the accounts. This lets employees build an emergency fund to help cover unexpected expenses while making it simple to save.
Emergency Credit
Members can get a line of credit up to $300, with no standard credit check required. Funding takes place in seconds, and repayment is processed electronically through payroll, offering employees a simple, fast way to cover unexpected expenses.
Personal Loan
Employes can apply and get approved for a personal loan up to $35,000 at a low, fixed interest rate with no damage to credit scores by applying. Loans are generally funded within one to two business days and repaid automatically through payroll deduction, letting members pay down existing debts or cover large expenses without having to go to expensive lenders or tap into retirement accounts.
Pros And Cons of FinFit
Pros
Comes packed with a wide range of financial wellness tools
Includes a financial dashboard that makes managing accounts simple
Gives users access to emergency savings and personal loans
Offers unlimited support through financial coaching
Cons
Student loan services are handled through unaffiliated third-party providers, not FinFit directly
Some features come with added fees which can be burdensome for a few users
FinFit Reviews
Total 10 reviews
4.7
All reviews are from verified customers
Rating Distribution
5
Stars70%
4
Stars30%
3
Stars0%
2
Stars0%
1
Stars0%
Share your experience
Verified User
Automotive, 500+ employees
“What an awesome platform!”
Pros
It is great that it promotes financial wellness for all our employees.
Cons
I cannot think of anything. The platform has worked great for us.
Rating Distribution
Ease of use
8
Value for money
8
Customer Support
8
Functionality
8
Maria C.
Hospital & Health Care, 500+ employees
“An excellent solution for business financial wellness”
Pros
FinFit has worked really well for us as a financial wellness program. Also it has helped us take care of our employees welfare and its customization options are highly beneficial.
Cons
It has all the features we need and I have not come across any issues.
Rating Distribution
Ease of use
10
Value for money
8
Customer Support
10
Functionality
8
Sagar S.
Legal, 11-50 employees
“Keeps track of each employee's financial status”
Pros
One thing I like about it is that it ensures the financial safety of everyone which allows them to save as much as they can.
Cons
I think it would be even better if it were more user friendly with added features.
Rating Distribution
Ease of use
8
Value for money
8
Customer Support
8
Functionality
8
Frequently Asked Questions
What other apps does FinFit integrate with?
FinFit software offers integration with multiple third-party platforms, including Kronos HR, Paychex Flex isolved HCM, and PrismHR.
What types of pricing plans does FinFit offer?
FinFit price starts approximately at $5-$15/user/month, as per the industry benchmarks. Request a tailored FinFit pricing quotation.
Does FinFit offer an API?
Yes, the vendor offers an API to help consumers access and configure the platform.
Does FinFit have a mobile app?
FinFit has a dedicated mobile app for both Android and iOS.
What language does FinFit support?
The software supports the English language.
What level of support does FinFit offer?
The vendor offers support via phone and email.
Who are the typical users of FinFit?
FinFit commonly serves a wide range of businesses working in various industries and sectors including retail, manufacturing, healthcare, finance, agriculture, and construction.
