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Overview

SmartPay is a human resource payroll software that streamlines pay-as-you-go billing with SOC-compliant security and broad carrier, agent, and payroll network support. While users have requested improvements in the interface, it delivers flexible, scalable, and web-based technology backed by hands-on customer care.

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SmartPay Specifications

Payroll Integration

Time And Attendance Tracking

Employee Information Management

Recruitment and Applicant Tracking

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What Is SmartPay?

SmartPay is a SaaS-based pay-as-you-go billing and payment platform tailored for insurance premium financing. It connects carriers, agents, payroll providers, and policyholders to streamline premium collection and reconciliation. With its PayGo option, payments are calculated directly from reported payrolls, reducing large upfront costs and streamlining audits.

By automating premium payments, SmartPay minimizes manual tasks for insurers while improving cash flow visibility and providing greater convenience for employers.

SmartPay Pricing

SmartPay pricing offers flexible plans that start from $11.86/user, one-time payment. The software offers various packages that cater to different organizations and their needs. Request a custom SmartPay cost quote for your business.

Disclaimer: The pricing has been sourced from third-party websites and is subject to change.

SmartPay Integrations

The vendor has not listed any available third-party integrations for this software.

Watch the SmartPay demo to see how it performs with real-life scenarios.

Who Is SmartPay For?

SmartPay software is ideal for a wide range of industries and sectors, including:

  • Carriers
  • Insurance agents
  • Payroll providers
  • Employers and policyholders

Is SmartPay Right For You?

If your organization is seeking a secure, flexible way to manage workers’ compensation premium payments, SmartPay may be the right fit. The software is trusted by more than 80 providers, 3,000+ agents, over 400 payroll providers, and over 35,000+ policyholders, as well as self-insured groups and premium finance companies. The platform supports flexible pay-as-you-go options and operates on a secure, scalable infrastructure.

Organizations looking to streamline premium processing while maintaining data protection and adaptability will find SmartPay a strong, future-ready choice.

Still doubtful if SmartPay is the right fit for you? Connect with our customer support staff at (661) 384-7070 for further guidance.

SmartPay Features

PayGo directly connects with payroll systems to calculate insurance premiums from actual payroll data. This functional design eliminates reliance on estimated wages and delivers accurate, system-generated calculations at every reporting interval.

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SmartPay features ‘Audit Management’ that automates audit preparation by basing payments solely on reported payroll. Its built-in classification checks and reporting functions increase accuracy and reduce manual corrections, supporting smoother year-end audits within the system.

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Payments are generated automatically as payroll is reported. This scheduling feature distributes premiums evenly across the policy term, removing manual payment handling and ensuring timely processing without administrative intervention.

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The payroll reporting feature allows employers to submit payroll data easily through SmartPay’s extensive onboarded payroll network or via simple self-reporting. This flexibility ensures timely updates to premium calculations while reducing the administrative burden for both agents and employers.

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The security feature ensures compliance through SOC-certified infrastructure that protects sensitive financial data. By safeguarding transactions within a secure, web-based environment, SmartPay provides stakeholders with confidence in data integrity while consistently meeting industry regulatory and privacy standards.

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Pros And Cons of SmartPay

Pros

  • Aligning premiums with payroll prevents financial discrepancies

  • Streamlined audits save time and reduce stress

  • Faster payroll submission reduces administrative work

Cons

  • Limited detail on integration scope

  • The interface could be more intuitive

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Frequently Asked Questions

SmartPay software is ideal for a wide range of industries and sectors, including carriers, insurance agents, payroll providers, employers, and policyholders.

No, SmartPay doesn’t have any mobile apps.

SmartPay pricing includes a basic plan that starts from $11.86/user, one-time. Request a custom SmartPay price quotation.

SmartPay offers support via phone, email, and live chat.

SmartPay primarily offers support in the English language.

No, SmartPay doesn’t provide an API.

SmartPay integrations are not listed by the vendor.