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Overview
SmartPay is a human resource payroll software that streamlines pay-as-you-go billing with SOC-compliant security and broad carrier, agent, and payroll network support. While users have requested improvements in the interface, it delivers flexible, scalable, and web-based technology backed by hands-on customer care.
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Starting Price
Custom
SmartPay Specifications
Payroll Integration
Time And Attendance Tracking
Employee Information Management
Recruitment and Applicant Tracking
What Is SmartPay?
SmartPay is a SaaS-based pay-as-you-go billing and payment platform tailored for insurance premium financing. It connects carriers, agents, payroll providers, and policyholders to streamline premium collection and reconciliation. With its PayGo option, payments are calculated directly from reported payrolls, reducing large upfront costs and streamlining audits.
By automating premium payments, SmartPay minimizes manual tasks for insurers while improving cash flow visibility and providing greater convenience for employers.
SmartPay Pricing
Disclaimer: The pricing has been sourced from third-party websites and is subject to change.
SmartPay Integrations
The vendor has not listed any available third-party integrations for this software.
Who Is SmartPay For?
SmartPay software is ideal for a wide range of industries and sectors, including:
- Carriers
- Insurance agents
- Payroll providers
- Employers and policyholders
Is SmartPay Right For You?
If your organization is seeking a secure, flexible way to manage workers’ compensation premium payments, SmartPay may be the right fit. The software is trusted by more than 80 providers, 3,000+ agents, over 400 payroll providers, and over 35,000+ policyholders, as well as self-insured groups and premium finance companies. The platform supports flexible pay-as-you-go options and operates on a secure, scalable infrastructure.
Organizations looking to streamline premium processing while maintaining data protection and adaptability will find SmartPay a strong, future-ready choice.
Still doubtful if SmartPay is the right fit for you? Connect with our customer support staff at (661) 384-7070 for further guidance.
SmartPay Features
PayGo directly connects with payroll systems to calculate insurance premiums from actual payroll data. This functional design eliminates reliance on estimated wages and delivers accurate, system-generated calculations at every reporting interval.
SmartPay features ‘Audit Management’ that automates audit preparation by basing payments solely on reported payroll. Its built-in classification checks and reporting functions increase accuracy and reduce manual corrections, supporting smoother year-end audits within the system.
Payments are generated automatically as payroll is reported. This scheduling feature distributes premiums evenly across the policy term, removing manual payment handling and ensuring timely processing without administrative intervention.
The payroll reporting feature allows employers to submit payroll data easily through SmartPay’s extensive onboarded payroll network or via simple self-reporting. This flexibility ensures timely updates to premium calculations while reducing the administrative burden for both agents and employers.
The security feature ensures compliance through SOC-certified infrastructure that protects sensitive financial data. By safeguarding transactions within a secure, web-based environment, SmartPay provides stakeholders with confidence in data integrity while consistently meeting industry regulatory and privacy standards.

