Gusto Vs QBO Payroll: Find The Perfect Fit For Your HR Needs

Gusto offers an intuitive automated payroll system, allowing businesses to set recurring schedules for hourly, salaried, or contract employees without manual intervention. The platform calculates all necessary deductions, including taxes, benefits contributions, and garnishments, before finalizing the payroll.

It also handles payroll adjustments for bonuses or reimbursements and syncs these updates smoothly with time-tracking data. A standout feature is its multi-state payroll support, ensuring compliance across multiple jurisdictions. Additionally, Gusto automates the filing of federal, state, and local taxes, including year-end W-2 and 1099 forms, saving business time.

QBO Payroll also delivers a payroll automation system, and its capabilities ensure that payroll runs are processed quickly. The same-day direct deposit makes certain that employees are paid without delays. Like Gusto, QBO Payroll automatically calculates deductions for taxes, benefits, and garnishments.

Payroll data is automatically updated in QuickBooks, which ensures all financial records are in sync without any additional input. This is a valuable feature for businesses that rely on QuickBooks for managing budgets, expenses, and invoicing. Additionally, QBO Payroll ensures compliance by filing federal and state taxes.

Gusto offers a built-in time tracking system that directly integrates with payroll. Employees can log their hours, PTO, and overtime through Gusto’s platform, and this data automatically syncs with payroll to ensure accurate payments. It also provides tools for managing holiday pay and tracking labor costs, which gives employers insights into how time is spent.

Additionally, the software smoothly integrates with Timeero, a time, mileage, and GPS tracking solution that allows for easy data export to Gusto for streamlined payroll processing.

QBO Payroll integrates with QuickBooks Time (TSheets), a time-tracking solution that supports advanced features like job costing, GPS tracking, and employee scheduling. Employees can clock in and out via mobile devices, which makes it ideal for businesses with field workers or remote teams.

This data feeds directly into payroll to ensure accurate calculations for hourly employees and overtime pay. The advanced capabilities of QuickBooks Time set QBO Payroll apart, especially for industries like construction and professional services that require precise tracking of labor costs.

Gusto offers an intuitive self-service platform designed to empower employees by giving them easy access to their payroll, tax, and benefits information. Through the portal, employees can view and download pay stubs, W-2s, and 1099s, update personal information like direct deposit details, and enroll in benefits plans.

One standout feature is that it integrates with Gusto Wallet, which helps employees manage their finances through early wage access and savings tools. Additionally, the portal provides transparency by displaying all benefits details, accrued PTO, and work schedules, and this makes it an all-in-one tool for employees.

QBO Payroll includes an employee self-service portal that allows workers to access pay stubs, tax forms, and benefits enrollment. The portal also integrates with QuickBooks Time, which enables employees to track hours and request PTO directly. Additionally, through the account management self-service tool, users can manage their subscriptions, view billing history, update payment options, and download invoices.

It also allows for actions such as requesting refunds or canceling and re-subscribing to products. The tool provides a secure and convenient way to manage account activities, with users able to review account information and make necessary changes directly through the platform.

Gusto allows businesses to pay contractors via direct deposit, checks, or even on-demand payments by offering flexibility in how contractors receive compensation. Gusto’s system tracks the payments made to contractors and ensures that businesses remain compliant with tax regulations by automatically generating the necessary 1099 forms at year-end.

One of the key advantages is its automatic syncing with payroll runs. When a contractor is added to the system, their payment information integrates smoothly with the regular payroll process, reducing administrative tasks. Additionally, Gusto provides an easy-to-use dashboard for contractors to view their payment history and access tax documents.

QBO Payroll contractor payments is an optimized solution designed to simplify the payment process for contractors. With next-day direct deposit, businesses can ensure timely and efficient payments to their contractors. The platform allows contractors to set up a free account by providing their W-9 forms and bank deposit details.

Additionally, it helps businesses stay tax-time ready by facilitating the e-filing of 1099 forms and handling payroll taxes. For businesses that manage both contractors and employees, QBO Payroll offers a complete payroll solution, including employee payments, tax filing, and benefits administration, all in one platform.

Gusto offers transparent, flexible pricing for its payroll and HR services. The available plans are:

On the other hand, QBO Payroll offers various pricing options to accommodate businesses of all sizes, with a free 30-day trial. The plans