Constrafor

Constrafor helps construction firms streamline subcontractor management through contract administration, invoice processing, and compliance tracking. While reporting customization is somewhat limited, its centralized workflows improve operational visibility and payment coordination. It is particularly suited for general contractors and subcontractors managing multiple projects and trade partners.

What Is Constrafor?

Constrafor is a construction risk management and financial operations platform designed to help general contractors and subcontractors manage procurement, compliance, and subcontractor workflows. It centralizes contract administration, invoice processing, and compliance tracking to improve operational efficiency and reduce project-level risk.

The platform streamlines key construction workflows such as subcontractor onboarding and payment coordination, while improving visibility across financial and contractual activities. It also provides cash flow insights and reporting tools that help construction firms maintain better control over project finances and working capital.

What Is Constrafor Best For?

Constrafor is best known for its Early Pay Program (EPP), an invoice financing solution that enables users to access liquidity by advancing a portion of invoices. It includes a calculator that lets users set the advance percentage and duration, helping optimize cash flow planning and financing costs. Subscription tiers may reduce rates for larger funding needs, supporting more efficient working capital management.

How Much Does Constrafor Cost?

Constrafor pricing starts at $13,500/year for Mid-Size Firms. This plan is designed for contractors with less than $500M in annual construction volume (ACV) and includes full-scale onboarding support and unlimited platform access.

Further pricing tiers of the software are as follows:

• Large-Size Firms: $25,000/year
• Major Firms: $40,000/year
• Industry Leaders: Custom Pricing

Constrafor Early Pay Program Pricing (Subcontractors):

• Blue: $0/month
• Gold: $1,750/month
• Platinum: $3,500/month

In addition to its base subscription, organization should also factor in additional potential expenses, such as:

• Implementation And System Onboarding: $3,000–$10,000 — Includes guided setup of subcontractor workflows, document onboarding (COIs, compliance forms), invoice approval routing configuration, and user training
• ERP And Construction Software Integration: $3,000–$15,000 — Connecting Constrafor with platforms like Procore, Autodesk Construction Cloud, Sage 300, CMiC, or Viewpoint for invoice syncing and subcontractor data exchange
• Workflow Configuration And Setup Alignment: $1,500–$6,000 — Standard configuration of approval flows, subcontractor onboarding steps, and payment schedules using built-in templates
• Early Pay Transaction Costs: Variable (typically 0.33%–4.0% per payment cycle) — Fees associated with advancing subcontractor payments and financing arrangements.
• Ongoing Support And Account Services: $500–$2,000/month — Includes platform support, onboarding assistance for new subcontractors, reporting help, and operational guidance

Disclaimer: The pricing is subject to change.

Constrafor Integrations

The software supports integration with multiple platforms, such as:

• Sage 300 Construction
• Autodesk Construction Cloud
• Viewpoint Vista
• CMiC
• Procore

How Does Constrafor Work?

Here is a quick overview of how administrators can begin using the software:

• Access the central dashboard to monitor contracts, invoices, compliance, and payment activities
• Configure project records and organize subcontractor information across active construction projects
• Review prequalification submissions to evaluate trade partner capacity and project readiness
• Generate contracts using stored templates and distribute documents for electronic signatures
• Track certificates of insurance and monitor renewal requirements through centralized workflows
• Process subcontractor invoices and monitor approval statuses from a unified workspace
• Analyze project reports to identify payment trends, compliance issues, and operational bottlenecks

Who Is Constrafor For?

Constrafor is ideal for a range of use cases in the construction sector, including:

• General contracting
• Commercial construction
• Civil construction
• Infrastructure projects
• Utility construction

Constrafor Use Cases

Based on our analysis of case studies and current platform capabilities, we have identified key scenarios where Constrafor is a strong fit for general contractors, subcontractors, and construction managers:

Streamlining Certificate Of Insurance (COI) Tracking Across Multiple Construction Projects

A general contracting firm managing multiple projects used Constrafor’s COI Management module to streamline certificate tracking and reduce manual coordination with subcontractors and insurance agents. The platform centralized COI workflows, automated expiration alerts, and improved compliance visibility, transforming a time-intensive process into a more efficient, centralized risk management function.

General Contractors Managing Public Infrastructure Projects With Extended Payment Cycles

General contractors working on public infrastructure projects use early payment financing to give subcontractors control over payment timing. This improves trade partner liquidity, strengthens subcontractor relationships, and enhances contractor competitiveness, leading to higher retention and improved long-term project growth potential.

Managing Multi-State Municipal Projects With Unpredictable Payment Cycles

A municipal infrastructure contractor operating across multiple states used an early payment financing program to stabilize cash flow amid inconsistent government payment timelines. The solution provided predictable access to working capital, helping offset large upfront project costs and reducing financial uncertainty across jurisdictions. This stability enabled the business to maintain operations, manage expenses more efficiently, and continue investing in operational improvements and technology development despite fluctuating payment cycles.

Is Constrafor Right For You?

Are you struggling with long subcontractor payment cycles that put cash flow pressure on your contractors while they manage project expenses before client payments arrive? Constrafor helps solve this challenge by enabling early payments to subcontractors, giving contractors more control over working capital. This allows construction teams to avoid payment delays and keep projects moving without disrupting financial planning.

Trusted by construction firms such as M.B. Kahn, this platform gained wide recognition in the 2024 FinTech Innovation Top 50 by GGV Capital U.S. and partners.

Still not sure about Constrafor? Contact our support team at (661) 384-7070 for further guidance.