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Overview

Centime delivers integrated finance automation and banking for payables, receivables, and cash oversight. It cuts manual tasks and strengthens liquidity decisions. While initial setup requires data mapping, its forecasting and payment tools deliver strong value, making Centime a reliable choice for financial control.

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Overall Rating

Based on 15 users reviews

4.7

Rating Distribution

Positive

100%

Neutral

0%

Negative

0%

Starting Price
Custom

Centime Specifications

Financial Reporting

Invoice Management

Expense Tracking

Budgeting and Forecasting

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What Is Centime?

Centime is a cloud-based accounting and finance suite built for growing companies dealing with cash gaps and manual tracking inefficiencies. It automates payables to accelerate vendor payments, receivables to shorten collection cycles, and forecasting to predict liquidity needs. These capabilities reduce processing delays, enhance cash visibility, and enable informed financial planning. Businesses gain stronger control over working capital, easing cash pressure and promoting sustainable growth.

Centime Pricing

Centime offers customized pricing tailored to business size, invoice volumes, and selected modules. These plans are as follows:

  • Accounts Payable
  • Accounts Receivable
  • Expense Management
  • Business Banking
Request a personalized Centime pricing quote for your business today!

Disclaimer: The pricing is subject to change.

Centime Integrations

The software supports integration with multiple systems and platforms, such as:

Watch the Centime demo to learn more about its integration arrangements.

Who Is Centime For?

Centime software is ideal for a wide range of industries and sectors, including:

  • Manufacturing
  • Healthcare
  • Construction
  • Technology

Is Centime Right For You?

Seeking a unified tool to tame payables delays and receivables lags? Centime tackles these by automating collections and payments for quicker cash turns. It holds SOC 2 Type II, GDPR, and HIPAA compliance for data security and regulatory adherence. The platform delivers secure growth through fraud monitoring and deposit protection. Trusted by firms like Erdman and JobGet, it earned the title of Fintech of the Year from Aite-Novarica.

Still not sure if Centime is right for you? Contact our customer support team at (661) 384-7070, who will help you make the best decision.

Centime Features

Centime software employs AI to extract and categorize invoice data from multiple formats automatically. It cross-checks details against purchase orders, flagging inconsistencies early. This ensures clean, reliable records and eliminates manual entry errors. Enhanced visibility into pending payables enables faster decisions, shortens processing cycles, and frees finance teams for higher-value analysis.

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The platform allows building approval paths tied to spend limits and roles. Requests route automatically to the right reviewers with mobile alerts. This setup cuts wait times and ensures policy checks at each step. Leaders track commitments in real time to align with budgets. Consequently, departments handle more volume with fewer oversights.

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Centime features intelligent reminders that adjust to each customer’s payment behavior. It predicts delays and recommends targeted follow-ups using historical data. Finance teams prioritize high-risk accounts to recover dues faster, ensuring predictable inflows. This proactive approach enhances cash reliability and strengthens supplier relationships through timely communication.

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The platforms automate projections that consolidate inflow and outflow data from multiple sources. With model what-if scenarios, users can test financial impacts and spot shortfalls early on. Dashboards display vital metrics like burn rate for instant visibility, enabling executives to make confident, data-driven decisions on investments and reserves.

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It supports receipt uploads, expense submissions, and approvals directly from smartphones. Built-in policies enforce spending limits on submission to prevent excesses. Managers review and reimburse faster, while employees stay compliant on the go, ensuring tighter oversight and streamlined travel cost management.

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The platform offers interest-bearing business accounts with FDIC-insured sweeps for greater protection. Funds transfer seamlessly across partner banks without additional fees or configurations. Real-time fraud alerts enhance transaction security. This setup increases deposit coverage and ensures idle cash contributes actively toward business growth and financial stability.

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The software offers secure, single-use virtual cards that enable precise control over vendor spending. Transaction limits and automated reconciliation ensure accuracy and prevent misuse. Procurement teams can instantly issue cards for urgent needs, reducing delays. This approach minimizes unauthorized expenses while maintaining transparent, efficient payment workflows.

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Pros And Cons of Centime

Pros

  • Enhances invoice matching accuracy 

  • Improves forecasting precision notably 

  • Predicts cash shortfalls early 

Cons

  • Expense rules need periodic revisions

  • Virtual cards restrict some adaptability 

Centime Reviews

Total 15 reviews

4.7

All reviews are from verified customers

Rating Distribution

5

Stars

67%

4

Stars

33%

3

Stars

0%

2

Stars

0%

1

Stars

0%

Share your experience

RP

Ryan P.

Mid Market, 51-100 employees

5.0
November 2024

incredible service and AMEX payments

Pros

After evaluating several AP automation platforms, I chose to go with this one. Even though they are relatively new to the market, their customer service has been incredible as they have worked closely with my team to address issues and make improvements consistently. Sure every new vendor has some issues but their support team is outstanding. I doubt the bigger, more established companies would be nearly as responsive or willing to accommodate our needs. The implementation process was smooth too and I am really glad we made the switch. Another major advantage is that they are the only vendor that lets me pay suppliers using our corporate AMEX, which is a game-changer for us.

Cons

Has some minor glitches occasionally but nothing major that prevents it from meeting our needs.

Rating Distribution

Ease of use

9

Value for money

9

Customer Support

9

Functionality

9

AM

Amber M.

Accounting, 51-100 employees

5.0
August 2024

Notes feature is the best

Pros

The notes feature is my favorite part as it saves me tons of time keeping track of what I have already done with each invoice. The reminder emails and statements work really well too. Sometimes customers actually respond to notifications even when I could not reach them before. I use this every day and found it pretty easy to set up basically like flipping a switch.

Cons

Well the syncing feature occasionally causes problems. These are typically bugs that get resolved once I reach out to customer support about them.

Rating Distribution

Ease of use

9

Value for money

9

Customer Support

9

Functionality

9

LN

Lisa N.

Small Business, 11-50 employees

5.0
August 2024

Helps us stay organized

Pros

Centime interface is simple and easy to navigate. Uploading and storing documents in one place keeps everything organized and the customer service team is always quick to respond whenever I need help.

Cons

Takes some time to get the hang of things initially but once we figure out the workflow everything runs smoothly.

Rating Distribution

Ease of use

9

Value for money

9

Customer Support

9

Functionality

9

Frequently Asked Questions

Centime provides support through phone, email, and a ticket-based system.

Centime supports integration with multiple systems and platforms, including NetSuite, Sage Intacct, and QuickBooks.

The vendor has not shared information about its API.

Centime price is customized based on invoice volumes. Get a tailored quote on the Centime cost.

Centime software supports English language.

No. Centime does not offer a mobile app.

Centime is suitable for a wide range of industries and sectors, particularly in manufacturing, healthcare, and technology.