Overview

Payhawk is an all-in-one platform that helps businesses manage global spending. It offers smart company cards, real-time tracking, and automated expense controls to save time and speed up the month-end close process, though some manual work may still be needed.

Payhawk Specifications

ESG Metrics Tracking and Reporting

Carbon Emissions Data Capture and Calculation Tools

What Is Payhawk? 

Payhawk is a comprehensive spend management platform offering corporate Visa cards, dedicated IBANs, and automated expense and invoice processing. It integrates seamlessly with ERPs like NetSuite, Xero, and QuickBooks, while its AI extracts receipt data in over 60 languages. Finance teams benefit from centralized control of multi-entity spending, customizable approval workflows, and real-time reporting. The platform is regulated under EMI rules and complies with PCI DSS, SOC 1, and SOC 2 standards.

Payhawk Pricing 

Payhawk offers the following pricing plans:

  • Cards & Expenses – Starting at $699/month
  • Bill Payments – Starting at $699/month
  • Procure to Pay – Starting at $999/month
Get Payhawk pricing based on your business size, team needs, and budget.

Disclaimer: The pricing is subject to change.

Payhawk Integrations 

The Payhawk software supports integration with multiple systems and platforms, such as: 

Watch the Payhawk demo to learn more about its integration arrangements.

Who Is Payhawk For? 

Payhawk is ideal for a wide range of industries and sectors, including: 

  • Mid to large-sized finance teams
  • Multinational or remote organizations
  • High-growth startups
  • Tech companies
  • Businesses with global operations
  • Companies with multi-currency spending needs
  • Teams managing employee expenses
  • Businesses needing ERP and accounting integrations

Is Payhawk Right For You? 

If your business handles expenses across multiple countries or entities, Payhawk could be an ideal solution. It's especially valuable for finance teams seeking greater control over budgets, approval workflows, and real-time reporting. With robust features, seamless ERP integration, and multi-language support, Payhawk is well-suited for growing global companies.

Still doubtful if Payhawk is the right fit for you? Connect with our customer support staff at (661) 384-7070 for further guidance. 

Payhawk Features

Payhawk gives each business its own bank account numbers (IBANs) in different currencies, which helps you send and receive payments locally without delays or extra fees. Your funds are protected under strict European banking rules (PSD2), and you can link these accounts to your existing bank to manage everything in one place.

See How It Works

Payhawk offers Visa debit and credit cards for employees that work across 32+ countries and in 7 currencies. These cards include built-in controls to limit spending and send real-time alerts. Employees can snap photos of receipts, which the system saves automatically, making it easy to track and report expenses as they happen.

See How It Works

With Payhawk, employees can submit travel and work-related expenses digitally. The software supports fast approvals and pays employees directly into their bank accounts. It saves time and reduces errors by removing the need for paper receipts or spreadsheets, making it easier for finance teams to stay on top of budgets.

See How It Works

Payhawk simplifies how you handle invoices, suppliers, and payments. You can create and approve purchase orders, pay vendors in different countries, and track everything in one system. The platform helps you avoid late payments and keeps every step organized, from receiving an invoice to completing a bank transfer.

See How It Works

Payhawk connects directly with popular accounting software, ERPs, and HR tools, so data flows between systems without extra work. For custom setups, developers can use Payhawk’s API and webhooks to automate tasks and sync information in real time, keeping your finance system connected and accurate.

See How It Works

Payhawk’s AI agents help take over repetitive finance tasks like reviewing expenses, checking invoices, or flagging issues. These tools speed up daily work without losing control over decisions. They’re designed to enhance your team’s productivity by handling routine jobs so you can focus on more important tasks.

See How It Works

Pros And Cons of Payhawk

Pros

  • It helps teams track spending in real time

  • The cards work in different currencies and come with controls to manage employee spending better

  • Users like how it captures receipts automatically

Cons

  • Some users had trouble connecting Payhawk with specific accounting or ERP systems

  • Some users feel that the reporting features are basic

Payhawk Reviews

Total 9 reviews

4.7

All reviews are from verified customers

Rating Distribution

5

Stars

67%

4

Stars

33%

3

Stars

0%

2

Stars

0%

1

Stars

0%

Share your experience

TB

Tyler B.

Small Business, 11-50 employees

5.0
November 2024

Overall good tool

Pros

The support team responds incredibly fast and they'll sort out any problems I have through chat within the same day. Setting up connections between this platform and our accounting software is simple and making adjustments later is just as simple.

Cons

The invoice posting from Payhawk to our accounting system takes longer than I'd like, though it's not a dealbreaker.

Rating Distribution

Ease of use

10

Value for money

9

Customer Support

8

Functionality

9

AC

Abby C.

Mid Market, 51-100 employees

5.0
November 2024

Easy platform with great support

Pros

Our implementation experience has been pretty smooth overall. We did run into some teething problems with the TravelPerk integration but we're working with our account manager to sort those out. The chatbot feature has been handy for getting quick answers on smaller questions where we just needed clarification. What I really appreciate is having most of our purchasing requirements consolidated into one platform and it's genuinely easy to use. The dashboard layout makes sense and doesn't require much explanation to figure out.

Cons

I find the linked bank accounts pretty frustrating since we still need to deposit funds before making any payments, not really sure what the point of linking them is in the first place? It's not terrible but I'd really like to see the ability to make direct payments straight from the bank account.

Rating Distribution

Ease of use

10

Value for money

10

Customer Support

10

Functionality

10

A

Anonymous

Mid Market, 51-100 employees

4.0
November 2024

Excellent expense tracking and control tool

Pros

I can request various credit cards, both physical and virtual ones and assign them to different team members. Managing teams, categories, expense controls, budget definitions and subscription oversight is straightforward. Bank transfers for paying vendor invoices work well, plus I can reimburse employee expenses and set kilometer rates for travel. Everything works across multiple currencies too! The multi-company feature is fantastic since I can manage businesses in different countries with their respective currencies like having a UK company and US company under one platform. The synchronization capabilities are impressive, connecting smoothly with NetSuite for accounting, TravelPerk for travel invoicing, Microsoft Dynamics 365, Xero, Google Workspace and several other tools.

Cons

Occasionally I run into small glitches with Google Wallet or Apple Pay on my phone, plus attaching receipts can be tricky sometimes. The support team is always ready to help though and my account manager stays on top of things with regular follow-ups to get everything sorted out.

Rating Distribution

Ease of use

8

Value for money

9

Customer Support

9

Functionality

10

Frequently Asked Questions

Yes. Payhawk offers a mobile app for iOS and Android.

Payhawk is ideal for finance teams, startups, tech companies, and global businesses that manage multi-currency spending, employee expenses, or need ERP integrations.

Payhawk supports over 60 languages for receipt and invoice scanning via AI.

Payhawk pricing starts at $599/month for Cards & Expenses or Bill Payments, and $899/month for Procure to Pay. Businesses can request tailored Payhawk cost quotes depending on their team size, spending needs, and operational goals.

Yes. Payhawk provides a full RESTful API with real-time webhooks.

Payhawk offers dedicated onboarding, multilingual support, and real-time customer service. Users get a first response in ~40 seconds, with most issues resolved within 24 hours. Customer satisfaction ranges from 98–99%.

Payhawk integrates smoothly with a variety of systems and platforms, including Sage Intacct, NetSuite, Microsoft Dynamics 365 Business Central, Xero, and QuickBooks. To see how these integrations work in practice, you can explore the Payhawk demo for a closer look.