Instant Pay offers fee-free earned wage access, a powerful benefit that enhances employee financial wellness and boosts retention. While some users report challenges with the review process for disputing personal transaction charges, the platform’s seamless integration with major payroll systems and outstanding manager support make it a compelling choice.

Instant Pay Specifications

Employee Self-Service Portal

Payroll Integration

Mobile App

Benefits Administration

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What Is Instant Pay?

Instant Pay is a financial wellness platform that modernizes the traditional pay cycle by offering earned wage access (EWA). It empowers employees to access up to 50% of their daily earned wages immediately after a shift, helping them manage unexpected expenses and avoid high-cost debt like payday loans. By providing on-demand pay, the software reduces employee financial stress, which in turn boosts workplace morale, engagement, and loyalty.

Instant Pay Pricing

The Instant Pay cost varies for employees and employers according to their specific requirements. Request a personalized Instant Pay pricing quote for your business.

Instant Pay Integrations

Instant Pay software supports integration with multiple systems and platforms, such as:

Watch the Instant Pay demo to learn more about its integration arrangements.

Who Is Instant Pay For?

Instant Pay is ideal for a wide range of industries, including:

  • Restaurants
  • Retail
  • Customer contact service
  • Hospitality

Is Instant Pay Right For You?

Instant Pay is an ideal fit for businesses seeking to gain a competitive edge in talent acquisition and retention by offering a high-impact, modern financial benefit. Its standout feature is providing employees with fee-free access to their earned wages, a model that has earned it industry recognition, including being named a 2025 ‘PayTech Awards’ finalist and was named a ‘Top 10 Most Innovative Company’ by the ‘Technology Association of Georgia’ (TAG).

Still not sure about Instant Pay? Contact our support team at (661) 384-7070 for further guidance.

Instant Pay Features

Empower your employees with on-demand access to a portion of their earned wages right after their shift. This helps bridge the gap to payday, allowing them to cover unexpected expenses and avoid high-interest debt, boosting their financial wellness and satisfaction.

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Modernize tip distribution by eliminating cash and paying out tips digitally and instantly after a shift. This feature provides a secure and auditable trail, keeps staff safe by going cashless, and ensures employees receive their full earnings promptly, without the need for integration.

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Provide employees with an Instant Visa® payroll card to access their funds immediately. The card can be used for purchases anywhere Visa is accepted, for online bill pay, and for cash withdrawals at over 40,000 surcharge-free ATMs nationwide.

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Go beyond pay access with a suite of financial wellness tools designed to promote long-term stability. This platform partners with best-in-class providers to offer resources that help employees save, build credit, and enhance their overall financial health and independence.

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Instant Pay Reviews

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Frequently Asked Questions

Instant Pay integrates with major HR and payroll platforms, including UKG, ADP, and Paycor.