Last Updated

Key Takeaways

Generated from the text of customer reviews

Square Payroll is a payroll and tax-filing platform built into Square's Point-of-Sale (POS) ecosystem. Small business owners and office managers use it daily, with food and beverage, retail, and wellness businesses benefiting most. Reviewers praise its simple setup, while some cite slow customer support. Recent updates include attaching receipts to credit card transactions and barcode layout customization.

Our Verdict

Square Payroll works best for small to midsize businesses already using Square's POS or team-management tools. Its tax filing and direct deposit features suit teams with straightforward payroll needs. Pricing stays reasonable for smaller headcounts but rises per employee as teams grow. We recommend it for hourly-heavy businesses seeking dependable payroll without a dedicated finance team.

Square Payroll Specifications

  • Employee Information Management
  • Employee Onboarding
  • Attendance and Time Tracking
  • Leave Management

Square Payroll Features

Employees Onboarding

Square Payroll helps businesses manage onboarding for employers and new hires alike. Employees receive an invitation to enter their own personal information, banking details, and tax forms directly, cutting down on paperwork that owners would otherwise collect by hand. Submitted details flow straight into payroll, adding new team members within a few steps.

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New-Hire Reporting

Square Payroll allows teams to report new hires to the appropriate state agency once an employer adds someone to payroll, following state reporting regulations. This capability helps remove a compliance task that owners would otherwise track and file separately in every state where they employ staff. It also assists in keeping a growing business aligned with reporting deadlines without extra paperwork.

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Team Scheduling

The software's scheduling tools let owners create, publish, and adjust shifts for their entire staff from the same dashboard used to run payroll. Because scheduling and pay share one system, users can carry planned hours into payroll calculations. This feature benefits restaurants and retail stores that build shifts by the week.

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Time Tracking

Through the 'Square Team App', employees can clock in and out, track hours worked, and view estimated earnings and pay stubs from their phones. Owners can also avoid running a separate time clock system, since logged hours sync directly with payroll, suiting hourly staff working variable shifts across locations.

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Instant Deposit

Eligible team members who use 'Cash App' can access pay up to two calendar days before the scheduled payday through Square Payroll's 'Instant Deposit'. Instead of waiting for a standard bank transfer to clear, employees can see funds available sooner in qualifying states. This approach also helps ease cash-flow pressure for hourly workers living paycheck to paycheck.

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Multiple Tax Jurisdictions

For every state or locality where a business processes payroll, Square Payroll allows firms to remit tax payments. It also empowers managers to complete filings with the applicable tax agency on the employer's behalf. This capability is helpful for businesses with employees working remotely or across state lines, as it removes the need to track separate filing calendars by hand.

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Pros And Cons of Square Payroll

Pros

  • W-2 preparation reduces administrative workload during tax season

  • Easy deployment and customization support faster payroll setup

  • Automated tax forms assist teams in simplifying employee payment administration

  • Accurate reporting gives teams clearer payroll oversight

  • Automated data entry helps reduce manual payroll errors

Cons

  • Limited calendar visibility can complicate timecard reviews

  • Fewer pay-history filters can slow payroll data analysis

  • Delayed bug fixes can prolong issues and reduce operational efficiency

Square Payroll Pricing

Contractor-Only Payroll

Full-Service Payroll

  • Unlimited pay runs per month

  • Simple onboarding

  • Employee self-onboarding

  • Timecard import

  • Automatic payroll tax calculations

  • Multiple tax jurisdiction support

  • Annual fee of $3 per mailed form

  • Instant Deposit

  • Live support for account setup

  • Custom reports

  • All Contractor-Only Payroll features, plus:

  • Post-tax deductions and garnishments

  • New-hire reporting

  • Automated federal tax payments and filings

  • Direct-tip tracking and importing

  • Labor-cost reporting

  • Up to 10 days of scheduling

  • Overtime calculations

  • Automated state tax payments and filings

  • Benefit deductions and company contributions

Disclaimer: The pricing details were last updated on Sep 02, 2026 from the vendor's website. Please contact us for a tailored pricing list.

Square Payroll Reviews

Total 35 reviews

4.7

All reviews are from verified customers

Rating Distribution

5

Stars

77%

4

Stars

14%

3

Stars

9%

2

Stars

0%

1

Stars

0%

Share your experience

KG

Kim G.

Apparel & Fashion, N/A employees

More than a year

5.0
January 2026

“Super easy and reliable tool”

Pros

I am not gonna lie this software is super user-friendly. I've had a few questions here and there and their customer support actually helped me out quickly. It just makes processing payments fast and keeps everything simple for me.

Cons

There's nothing I dislike about it. It's super convenient and user-friendly for both me and my clients. I feel like I've got good options to use without it being complicated.

Rating Distribution

Ease of use

10

Value for money

10

Customer Support

10

Functionality

10

E

Emily

Retail, 11-50 employees

More than a year

5.0
July 2025

“Big time saver tool”

Pros

I love how Square Payroll simplifies shift tracking and payroll. Staff can easily clock in and out, receive automatic tip and commission payouts and even request time card edits, all from their phones. The system also handles new hire paperwork, tax filings and vacation requests, It literally saves me hours of admin work.

Cons

I just wish Square Payroll and Shifts actually linked with the Appointments system. Right now I gotta do the schedule twice which is kinda annoying.

Rating Distribution

Ease of use

9

Value for money

9

Customer Support

9

Functionality

9

CB

Carolyn Black-Coffey

Consumer Services, 1-10 employees

Less than a year

5.0
June 2025

“Organised and Efficient payroll tool”

Pros

I used to dread payroll but now it's a three minute task. Everything from wage tracking to tax submission is automated and accurate which has completely eliminated the stress I once felt.

Cons

Setting it up was a bit rough at first. I felt a little lost with the tech stuff but their team really walked me through everything and answered all my questions.

Rating Distribution

Ease of use

9

Value for money

9

Customer Support

9

Functionality

9

Frequently Asked Questions

Does Square Payroll have a mobile application?

Yes, it offers a mobile app for both Android and iOS devices.

What other apps does Square Payroll integrate with?

The platform supports integration with QuickBooks Online and POS systems.

What types of pricing plans does Square Payroll offer?

The software offers two plans: Contractor-Only Payroll ($6/person/month) and Full-Service Payroll ($35/person/month). You can request a personalized Square Payroll price quote now.

Does Square Payroll offer an API?

Yes, it offers an API.

Who are the typical users of Square Payroll?

Various businesses, including retail, professional services, beauty and salons, food and beverages, and fitness, benefit from Square Payroll.

What language does Square Payroll support?

Square Payroll software is primarily available in English and Spanish.

What level of support does Square Payroll offer?

The platform offers support via online chat, phone, and email.