DebtBook: Pricing, Free Demo & Features

Name: DebtBook
Rating: 4.9 (15 reviews)

Last Updated Jun 29, 2026

Key Takeaways

Generated from the text of customer reviews

DebtBook is a platform for government and nonprofit finance teams to manage debt, leases, and subscription accounting. It automates compliance with workflows and reporting, reducing manual effort and improving financial management accuracy. Recently, it has earned STAR Level One certification from the Cloud Security Alliance, validating its adherence to 197 cloud security controls and strengthening trust in its secure cloud infrastructure.

Our Verdict

DebtBook delivers strong value for government and nonprofit finance teams managing complex debt and lease accounting, with users highlighting major time savings, reduced spreadsheet reliance, and strong automation for compliance and reporting. Pricing is viewed as aligned with its value and consistently rated cost-effective. We recommend it for public sector teams looking to improve accuracy and reduce manual financial workloads.

Overall Rating

Based on 15 users reviews

4.9

All Reviews

Rating Distribution

Positive

100%

Neutral

Negative

Starting Price

Custom Pricing

DebtBook Specifications

Lease Management
Property Accounting
Document Management
Reporting And Analytics
Compliance Tracking
Integration With Financial Systems
Lease And Contract Management
Financial Reporting
Asset And Portfolio Management
Integration With Accounting Systems

View All Specifications

What Is DebtBook?

DebtBook software offers a user-friendly platform that simplifies managing debt, leases, and subscriptions, replacing multiple spreadsheets with a centralized system. It streamlines budgeting, payment tracking, and document storage while supporting compliance with GASB standards. The onboarding process is efficient and tailored, complemented by responsive customer support and regular feature updates. This software saves time for finance teams, auditors, and bankers, delivering strong value and ease of use for government and nonprofit organizations.

What Is DebtBook Best For?

DebtBook is best known for its automated debt accounting capabilities that help government and nonprofit finance teams replace manual spreadsheet tracking with centralized, audit-ready reporting. The platform automatically calculates and manages complex accounting requirements such as amortization schedules, lease and subscription accounting, and compliance reporting. This automation helps organizations reduce reporting errors, save time during audits, and maintain more accurate visibility into long-term debt obligations and liabilities.

How Much Does DebtBook Cost?

The DebtBook cost may start from around $1,250–$4,000/month, according to industry benchmarks for enterprise public finance and treasury management platforms. Debtbook offers the following packages, all available at custom pricing:

Lease And Subscription Management (Starter and Complete plans)
Debt Management Platform
Cash Management Platform
Investment Management
Contract Management

Along with the base subscription cost, users should account for the following potential additional expenses:

Implementation And Onboarding: $10,000–$100,000+, depending on ERP integration complexity, data migration from legacy systems, and compliance workflows
ERP/Financial System Integrations: $5,000–$50,000+, depending on the number of systems connected and customization needs
Training And Change Management: $2,000–$20,000+, based on finance team size and onboarding depth required for debt, lease, and investment modules
Data Migration And Historical Setup: $5,000–$30,000+, depending on volume of debt instruments, leases, and historical financial data being transferred

Users generally view DebtBook’s pricing as aligned with the strong value it delivers for government and nonprofit finance teams managing complex debt and lease accounting workflows. The platform is consistently rated highly for value for money, with users highlighting significant time savings, reduced spreadsheet dependency, and strong support as key drivers of ROI. Many reviewers also describe the software as very cost effective, particularly given its automation and compliance capabilities.

Get a customized DebtBook pricing estimate that aligns with your organizational goals.

Disclaimer: Pricing references are based on publicly available third-party information and industry benchmarks. Actual costs may vary.

DebtBook Integrations

DebtBook features integration with Koxa and Municipal Bond Information Services (MBIS).

How Does DebtBook Work?

Log in to DebtBook’s cloud-based treasury and debt management platform to access centralized debt, lease, and subscription accounting tools. Follow the steps below to use its key capabilities:

Import or enter debt, lease, and subscription details into the platform to create a centralized record of financial obligations and payment schedules
Automate amortization calculations, journal entries, and compliance reporting to reduce manual spreadsheet work and improve accounting accuracy
Monitor upcoming payments, disclosures, and reporting deadlines through a centralized dashboard that improves visibility into treasury activities and obligations
Generate audit-ready reports, disclosures, and accounting schedules aligned with GASB 87, GASB 96, and ASC 842 requirements
Track debt issuances, leases, subscriptions, and long-term liabilities in one cloud-accessible system to improve financial oversight and collaboration across teams
Use forecasting, reporting, and treasury management tools to support budgeting decisions, improve transparency, and simplify audit preparation

Schedule a DebtBook demo to explore its workflows and capabilities.

Who Is DebtBook For?

DebtBook supports operations within the property management sector, including areas such as:

Local government
State government
Higher education
Healthcare
Transportation
Airports and seaports
Utility systems

DebtBook Use Cases

Based on our analysis of DebtBook’s abilities and product positioning, we have identified key scenarios where the platform is commonly used for debt, lease, and treasury management in government and nonprofit organizations:

1. Local Government Finance Teams Centralizing Debt Management And Reporting

DebtBook is beneficial for local government finance teams that need a centralized system for managing debt records, allocations, payment schedules, and financial reporting. The platform helps organizations replace disconnected spreadsheets with a single source of truth, reducing reliance on manual processes and individual staff knowledge. This improves reporting consistency, supports faster onboarding for finance personnel, automates allocation tracking, and strengthens long-term forecasting and debt analysis capabilities.

2. Local Government Finance Teams Strengthening Long-Range Capital Planning

DebtBook is useful for local government finance teams that need better visibility into how future borrowing decisions will impact long-term budgets and debt capacity. The platform’s Sizing tool allows organizations to model multiple financing scenarios, compare repayment structures, and evaluate how new debt fits within existing obligations. This helps finance teams improve capital planning, assess affordability more accurately, and make more informed budgeting and funding decisions without relying heavily on manual spreadsheet modeling.

3. Public Finance Teams Managing Large Debt Portfolios With Limited Staff Capacity

Public finance teams managing large debt portfolios use DebtBook to bring all debt records, refunding activity, and payment structures into a single, structured system that replaces manual spreadsheet-based tracking. The platform is particularly valuable in environments where a small team is responsible for overseeing complex, multi-issuance debt portfolios, as it consolidates decades of bond data and automates tracking of key debt details such as schedules, rates, and obligations. This reduces the operational burden of maintaining accuracy across multiple filings and spreadsheets while making it easier to quickly access complete, reliable debt information for reporting, audits, and day-to-day decision-making.

4. Public Sector Finance Teams Streamlining Lease And Subscription Management

The platform enables public sector finance teams to centralize and simplify the management of lease and subscription agreements by consolidating contracts from multiple departments into one structured system. This helps eliminate fragmented tracking methods and reduces reliance on manual spreadsheets for GASB 87 and GASB 96 compliance. By automating lease calculations, subscription accounting schedules, and reporting workflows, organizations are able to maintain more accurate records, reduce errors in financial reporting, and improve coordination between accounting and departmental stakeholders managing agreements across the organization.

Is DebtBook Right For You?

Looking for a solution designed specifically for public sector finance operations? DebtBook may be the right choice. Built by former government and nonprofit finance professionals, this cloud-based platform manages debt, cash, leases, and subscriptions with precision. Purpose-built for the unique demands of public finance, the software reflects deep industry expertise and delivers tools tailored to how finance teams actually operate.

The platform also emphasizes security and compliance through measures such as encrypted data protection, secure cloud infrastructure, role-based user access controls, and SOC 2-aligned safeguards designed to protect sensitive financial information and support reliable, audit-ready reporting.

Still have questions about DebtBook? Call (661) 384-7070 for additional information and personalized assistance.

DebtBook Features

Debt Management

DebtBook centralizes treasury and debt accounting data in a unified cloud-based system, automating financial reports, ensuring timely debt payments, and streamlining disclosure filings with accuracy. This boosts productivity across public finance operations through the DebtBook platform.

See How It Works

Cash Management

The software enhances financial oversight by enabling automated daily cash positioning, accurate forecasting, and fraud detection. It empowers public sector teams to minimize risk, control expenditures, and optimize overall performance through a comprehensive and centralized platform.

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Lease Management

The platform streamlines GASB 87 compliance by automating audits, speeding up reporting, and enabling unlimited collaborative access. This ensures that government and nonprofit teams operate efficiently while staying aligned with evolving accounting standards using DebtBook.

See How It Works

Subscription Management

DebtBook platform streamlines GASB 96 compliance by automating journal entry exports, centralizing subscription-based IT contracts, and offering audit-ready documentation. It is designed specifically to support cost control and transparency for public finance departments and accounting professionals.

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Pros And Cons of DebtBook

A quick look at DebtBook's strengths and weaknesses to
help you decide if it's the right fit

Pros

Saves significant time by eliminating the need for multiple spreadsheets
Regular updates and new features based on client feedback
Houses all financial leases and debt in one accessible location

Cons

GASB87 integration somehow slows down development of other debt features
The platform features limited ad hoc reporting capabilities

DebtBook Pricing

An overview of DebtBook pricing plans to help you
choose the best option for your team and budget.

Leases & Subscriptions	Debt Management	Cash Management	Investment Management	Contract Management

2 users Full Automated GL Functionality Determination Questions Schedule Creation Journal Entry Exports Audit Note Exports Change Management Account & Reporting Settings AI Data Entry ERP Export Format Automatic Materiality Determination	Refunding History Net Debt Service Variable Rate Commercial Paper Draw Down Facilities Defeased Debt Service DTC Reporting Maturity Table & Bond Stats Payment Reporting Document Management	Cash Forecasting Fraud Detection Cash Positioning Bank Statement Integration Transaction History Automated Transaction Categorization Forecast to Actual Variance Analysis Direct API & SFTP Bank Integrations	Integrated cash forecasts Scenario-based portfolio analysis Automated compliance and reporting tools for GASB 31, 40, & 72 AI powered portfolio oversight for policy compliance Benchmark performance reporting Automated custodian and pricing feeds	Unlimited users and guests Unlimited contract storage AI-powered contract processing Full contract visibility & management Contract collection Reporting tools

Disclaimer: The pricing details were last updated on Sep 14, 2026 from the vendor's website. Please contact us for a tailored pricing list.

DebtBook Reviews

Insights from real users on DebtBook’s features,
performance, and overall experience.

Total 15 reviews

4.9

All reviews are from verified customers

Rating Distribution

Stars

87%

Stars

13%

Stars

Share your experience

Michael

Religious Institutions, 1-10 employees

Less than 6 months

5.0

March 2025

“Ideal for adopting new GASB lease and subscription rules”

Pros

It is so easy to use and adding subscriptions or leases is also very easy once you get familiar with the terminology.

Cons

Learning the steps to add a subscription can be a bit complicated. I think this is more due to GASB guidelines than the software itself.

Rating Distribution

Ease of use

Value for money

Customer Support

Functionality

Jessica

Government Administration, 500+ employees

More than a year

5.0

August 2021

“Top-notch debt management software”

Pros

The product is extremely easy to use. Exporting data to Excel is simple, allowing for multiple uses. It replaced several spreadsheets we previously updated manually.

Cons

No complaints. The software keeps improving and is easy to use.

Rating Distribution

Ease of use

Value for money

Customer Support

Functionality

Kim

Government Administration, 500+ employees

Less than a year

4.0

August 2021

“Amazing system”

Pros

Implementation was easy. We provided bond documents and manual spreadsheets, and DebtBook did the rest. We just cross checked our records.

Cons

Overall, we are happy with every aspect of this software.

Rating Distribution

Ease of use

Value for money

Customer Support

Functionality

View All 15 Reviews

Frequently Asked Questions

Quick answers to common questions to help you better understand the product, features, and services.

Does DebtBook have a mobile app?

No, DebtBook does not offer a dedicated mobile application but is accessible through browsers on various devices.

What level of support does DebtBook offer?

DebtBook provides support through mail, email/helpdesk, and a resource hub.

Who are the typical users of DebtBook?

DebtBook supports property management functions across sectors such as local and state government, higher education, healthcare, transportation, airports, seaports, and utility systems.

What other apps does DebtBook integrate with?

DebtBook supports integration with Koxa and Municipal Bond Information Services (MBIS).

What language does DebtBook support?

DebtBook supports English.

What types of pricing plans does DebtBook offer?

DebtBook price may start from around $1,250–$4,000/month and offers various plans such as Lease And Subscription Management: Starter package and Complete package, Debt Management Platform, Cash Management Platform, Investment Management, and Contract Management. Request a personalized DebtBook price estimate to match your organizations' distinct operational needs.

Does DebtBook offer an API?

Yes, DebtBook offers API access.

DebtBook

Key Takeaways

Our Verdict

Overall Rating

Rating Distribution

Starting Price

DebtBook Specifications

What Is DebtBook?

What Is DebtBook Best For?

How Much Does DebtBook Cost?

DebtBook Integrations

How Does DebtBook Work?

Who Is DebtBook For?

DebtBook Use Cases

1. Local Government Finance Teams Centralizing Debt Management And Reporting

2. Local Government Finance Teams Strengthening Long-Range Capital Planning

3. Public Finance Teams Managing Large Debt Portfolios With Limited Staff Capacity

4. Public Sector Finance Teams Streamlining Lease And Subscription Management

Is DebtBook Right For You?

DebtBook Features

Pros And Cons of DebtBook

Pros

Cons

DebtBook Pricing

Leases & Subscriptions

Debt Management

Cash Management

Investment Management

Contract Management

Custom Pricing

Custom Pricing

Custom Pricing

Custom Pricing

Custom Pricing

DebtBook Reviews

Frequently Asked Questions

Does DebtBook have a mobile app?

What level of support does DebtBook offer?

Who are the typical users of DebtBook?

What other apps does DebtBook integrate with?

What language does DebtBook support?

What types of pricing plans does DebtBook offer?

Does DebtBook offer an API?

What Is DebtBook?

What Is DebtBook Best For?

How Much Does DebtBook Cost?

DebtBook Integrations

How Does DebtBook Work?

Who Is DebtBook For?

DebtBook Use Cases

1. Local Government Finance Teams Centralizing Debt Management And Reporting

2. Local Government Finance Teams Strengthening Long-Range Capital Planning

3. Public Finance Teams Managing Large Debt Portfolios With Limited Staff Capacity

4. Public Sector Finance Teams Streamlining Lease And Subscription Management

Is DebtBook Right For You?