SmartLord

SmartLord features AI-driven tenant screening that connects directly to bureau data sources to deliver credit, criminal, eviction, and income verification reports in seconds. Applicants are evaluated against landlord-defined screening rules for consistent decision-making, while automated income verification uses pay stub parsing and bank deposit matching to detect potentially falsified documents. Each screening report is stored with its corresponding decision and adverse-action notice, supporting compliant and transparent evaluation workflows.

The software provides Stripe-powered rent collection through automated ACH and card payment processing, handling invoicing, payment reminders, failed transaction retries, and instant receipt generation. The system also supports autopay setup, partial payments, and automated SMS alerts for failed or retried transactions, while enforcing lease-based late fee rules in a compliant manner. All payments are tracked in a real-time ledger with clear visibility into pending, processing, and cleared funds, giving property owners accurate cash flow updates and reducing manual rent tracking.

SmartLord generates state-specific lease agreements tailored to all 50 U.S. states using AI that aligns each clause with current landlord-tenant statutes. Each lease is continuously updated as laws change through a live legislation tracking system, ensuring compliance and reducing legal risk. Users answer a few setup questions, and the system produces a complete, court-ready lease with statute-cited clauses, automated disclosures, and a full redline audit trail for transparency.

The platform automatically tracks every financial transaction, including rent payments, receipts, and vendor payouts, then categorizes them into Internal Revenue Service (IRS) Schedule E tax lines in real time. Using Optical Character Recognition (OCR) and Stripe (payment processing)-powered data flows, it captures and reconciles expenses instantly, producing Certified Public Accountant (CPA)-ready reports and exports that reduce manual bookkeeping and streamline year-end tax preparation.

This feature delivers investor-grade analytics across every property and portfolio in real time, including Net Operating Income (NOI), capitalization rate (cap rate), cash-on-cash returns, occupancy rates, and cash flow trends. Powered by live transaction data, it automatically consolidates rent, expenses, and maintenance activity into visual dashboards and CPA-ready exports, enabling data-driven decisions without manual spreadsheets or reporting delays.