Last Updated
Overview
Lumino software provides optimized payment processing with zero‑fee transparent pricing and next‑day payouts. While some advanced features might be slightly costly for some users, its custom underwriting and white‑glove support enhance onboarding and reliable fund access for payment efficiency. Users laud it for its robust security measures and seamless integrations.
Overall Rating
Based on 1 users reviews
5
Rating Distribution
Positive
100%
Neutral
0%
Negative
0%
Starting Price
Custom
Lumino Specifications
- Billing and Invoicing
- Financial Reporting
- Cash Flow Management
- Expense Tracking
What Is Lumino Payment Processing?
Lumino Payment Processing is suitable for high‑risk merchants such as e‑commerce brands, agencies, coaches, and B2B providers. The software offers zero‑fee dual pricing and enables stores to pass credit card fees to customers or pick low‑cost ACH payments. It also provides next‑day payouts, ironclad fund security guarantees, and custom merchant accounts customized according to different risk profiles. Moreover, its multiple integrations and extensive account management ensure transparency in operations.
Lumino Payment Processing Pricing
Retail:
- Zerum Cash Discount Plan: $0/month
- Zerum Interchange+ Plan: $48/month
Online:
- Zero Fees + Rewards Plan: $100/month
- Pro Plan: $58/month
- Enterprise Plan: Custom quote
You can request a detailed breakdown of Lumino plans to pick the one that is best for your business objectives.
Disclaimer: The pricing is subject to change.
Lumino Payment Processing Integrations
Several third-party apps can integrate with Lumino, including:
- Shopify
- QuickBooks Online
- BigCommerce
- WordPress
- Magento
- WooCommerce
- Clickfunnels
Who Is Lumino Payment Processing For?
A range of industries and business types can benefit from the software, such as:
- E-commerce
- Retailers
- B2B
- Finance
- SaaS
- Credit repair
Is Lumino Payment Processing Right For You?
Lumino Payment Processing is suitable for organizations experiencing high‑risk processing challenges and looking for cost predictability. The platform offers a zero‑fee pricing model and an ACH option as it reduces transaction expenses for large retailers. It also offers next‑day payouts and fund security to guarantee a sustainable, reliable cash flow. Moreover, the software supports a secure subscription dat safeguard and customizable payment links for brands and stores. For its transparency, reliability, and security, Lumino Payment Processing is a go-to choice for hundreds of businesses.
Still unsure about Lumino Payment processing software? Contact our support team at (661) 384-7070 and get expert assistance regarding all your further concerns.
Lumino Features
User-friendly Interface
The software offers a user-friendly interface that simplifies the overall experience of payment processing and reduces the effort for both merchants and customers. It is easy to use, allows effortless navigation, and enables users to manage transactions with ease.
Chargeback Management
The platform provides a built-in chargeback management tool that allows merchants to handle disputes effectively. This efficient management safeguards revenue by minimizing losses from chargebacks, leading to sustained business growth.
Advanced Analytics
Lumino Payment Processing empowers merchants with detailed insights into customer behavior and market trends. These analytics offer extensive tracking, providing data that can be utilized to enhance competitive advantage.
Customer Vault
The feature securely stores confidential customer payment information to enable faster and more secure future transactions. It ensures compliance with security standards by encrypting payment details so businesses can efficiently manage recurring payments.
Pros And Cons of Lumino
Pros
User-friendly interface
Fast and easy setup
24/7 customer support is available
Offers transparent pricing
Provides numerous integrations
Cons
Transactions fees might be slightly high comparatively for small stores, as per some users
Advanced features require some time to learn
Lumino Reviews
Total 1 reviews
5
All reviews are from verified customers
Rating Distribution
5
Stars100%
4
Stars0%
3
Stars0%
2
Stars0%
1
Stars0%
Share your experience
E-Learning, 11-50 employees
“Excellent service and quick payouts”
Pros
The setup was quick. Also the customer support is simply the best and payouts happen the next day. And if I ever need help, I can easily open a ticket or call support. I even have a dedicated account manager who I can text. Overall it is a great platform to work with and the integrations with my other apps are seamless. We use it every day.
Cons
I have not come across anything negative so far. As everything has been running well up to this point.
Rating Distribution
Ease of use
10
Value for money
10
Customer Support
10
Functionality
10
Frequently Asked Questions
What level of support does Lumino Payment Processing software offer?
Lumino Payment Processing offers support through phone, email, and FAQs.
What language does Lumino Payment Processing support?
The software supports the English language only.
Does Lumino Payment Processing have a mobile app?
No, Lumino software does not offer a mobile app.
What types of pricing plans does Lumino Payment Processing offer?
Lumino Payment Processing pricing depends on different types of plans: retail and online. There is a Zerum Cash Discount Plan at $0/month (retail), Zerum Interchange+ Plan at $48/month (retail), Zero Fees+ Rewards Plan at $100/month (online), Pro Plan at $58/month (online), and an Enterprise Plan offering a custom quote (online) to businesses. You can get a detailed breakdown of Lumino Payment Processing pricing for selecting the most suitable plan for your business.
What other apps does Lumino Payment Processing integrate with?
Lumino Payment Processing integrates with Shopify, Highlevel, BigCommerce, WordPress, Magento, WooCommerce, QuickBooks Online, and more.
Who are the typical users of Lumino Payment Processing?
The typical users of Lumino Payment Processing are from various business types and industries, such as e-commerce platforms, retail, B2B, small businesses, financial intermediaries, SaaS, and credit repair.
Does Lumino Payment Processing offer an API?
Yes, Lumino offers an API.