Lumino software provides optimized payment processing with zero‑fee transparent pricing and next‑day payouts. While some advanced features might be slightly costly for some users, its custom underwriting and white‑glove support enhance onboarding and reliable fund access for payment efficiency. Users laud it for its robust security measures and seamless integrations.

Lumino Specifications

Billing and Invoicing

Financial Reporting

Cash Flow Management

Expense Tracking

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What Is Lumino Payment Processing?

Lumino Payment Processing is suitable for high‑risk merchants such as e‑commerce brands, agencies, coaches, and B2B providers. The software offers zero‑fee dual pricing and enables stores to pass credit card fees to customers or pick low‑cost ACH payments. It also provides next‑day payouts, ironclad fund security guarantees, and custom merchant accounts customized according to different risk profiles. Moreover, its multiple integrations and extensive account management ensure transparency in operations.

Lumino Payment Processing Pricing

The Lumino Payment Processing cost varies based on two types of plans: retail and online. Packages are as follows:

Retail:

  • Zerum Cash Discount Plan: $0/month
  • Zerum Interchange+ Plan: $48/month

Online:

  • Zero Fees + Rewards Plan: $100/month
  • Pro Plan: $58/month
  • Enterprise Plan: Custom quote

You can request a detailed breakdown of Lumino plans to pick the one that is best for your business objectives.

Disclaimer: The pricing is subject to change.

Lumino Payment Processing Integrations

Several third-party apps can integrate with Lumino, including:

Watch a free Lumino Payment Processing demo to learn more about its integrations.

Who Is Lumino Payment Processing For?

A range of industries and business types can benefit from the software, such as:

  • E-commerce
  • Retailers
  • B2B
  • Finance
  • SaaS
  • Credit repair

Is Lumino Payment Processing Right For You?

Lumino Payment Processing is suitable for organizations experiencing high‑risk processing challenges and looking for cost predictability. The platform offers a zero‑fee pricing model and an ACH option as it reduces transaction expenses for large retailers. It also offers next‑day payouts and fund security to guarantee a sustainable, reliable cash flow. Moreover, the software supports a secure subscription dat safeguard and customizable payment links for brands and stores. For its transparency, reliability, and security, Lumino Payment Processing is a go-to choice for hundreds of businesses.

Still unsure about Lumino Payment processing software? Contact our support team at (661) 384-7070 and get expert assistance regarding all your further concerns.

Lumino Features

The software offers a user-friendly interface that simplifies the overall experience of payment processing and reduces the effort for both merchants and customers. It is easy to use, allows effortless navigation, and enables users to manage transactions with ease.

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The platform provides a built-in chargeback management tool that allows merchants to handle disputes effectively. This efficient management safeguards revenue by minimizing losses from chargebacks, leading to sustained business growth.

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Lumino Payment Processing empowers merchants with detailed insights into customer behavior and market trends. These analytics offer extensive tracking, providing data that can be utilized to enhance competitive advantage.

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The feature securely stores confidential customer payment information to enable faster and more secure future transactions. It ensures compliance with security standards by encrypting payment details so businesses can efficiently manage recurring payments.

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Frequently Asked Questions

Lumino Payment Processing offers support through phone, email, and FAQs.