Last Updated
Overview
nCino Cloud Banking Platform streamlines lending, onboarding, and portfolio management by unifying workflows, data, and analytics in a single cloud environment. While some processes may require configuration to meet institutional needs, the software is well-suited for banks, credit unions, and mortgage lenders seeking scalable, connected banking operations.
Overall Rating
Based on 9 users reviews
4.4
Rating Distribution
Positive
100%
Neutral
0%
Negative
0%
Starting Price
$175
/month
nCino Cloud Banking Platform Specifications
- Contact Management
- Document Management
- Workflow Automation
- Automated Workflows
What Is nCino Cloud Banking Platform?
nCino Cloud Banking Platform is a cloud-based software platform designed for financial institutions of all sizes, including banks, credit unions, and mortgage lenders. The software unifies lending, account onboarding, portfolio management, analytics, and workflow digitization within a connected system. It supports commercial, consumer, and mortgage banking processes while providing actionable insights from centralized data. nCino Cloud Banking Platform helps financial institutions improve operational efficiency, manage risk more effectively, and deliver connected banking experiences at scale.
nCino Cloud Banking Platform Pricing
The nCino Cloud Banking Platform cost is structured around a customizable subscription model, starting at $175/month.
Disclaimer: The pricing has been sourced from third-party websites and is subject to change.
nCino Cloud Banking Platform Integrations
nCino Cloud Banking Platform features seamless integration with various third-party applications, including:
Who Is nCino Cloud Banking Platform For?
The platform caters to a variety of organizations across the banking sector, including:
- Community banks
- Credit unions
- Enterprise banks
- Independent mortgage banks
- Building societies
- Mutuals
Is nCino Cloud Banking Platform Right For You?
If you are a financial institution looking to digitize and reengineer core banking processes, the nCino Cloud Banking Platform provides a unified foundation designed to improve efficiency and deliver better experiences. It supports institutions of all sizes in managing lending, onboarding, and portfolio activities through connected, intelligent workflows.
Trusted by more than 2,700 organizations worldwide, including Navy Federal Credit Union, Santander, ASB, AIB, and Thincats, nCino is suited for banks seeking scalable, data-driven transformation aligned with modern financial services demands.
Still not sure if nCino Cloud Banking Platform is right for you? Our support staff is available at (661) 384-7070 to help you make the right choice.
nCino Cloud Banking Platform Features
Data, AI, Analytics
The software delivers AI-powered banking intelligence using collective industry data to automate lending, risk, compliance, and customer workflows. It enables faster decision-making, proactive monitoring, and efficient operations across the global financial services industry.
Digital Experiences
nCino Cloud Banking Platform unifies onboarding, digital account opening, and lending into connected journeys that reduce friction and abandonment across business lines. Powered by intelligence and automation, it centralizes data to enable approvals and growth.
Account Onboarding
The platform streamlines account onboarding with automated workflows that unify account opening and product origination. It reduces friction while improving speed and consistency across digital and in-branch interactions.
Portfolio Management
This feature automates credit portfolio oversight from origination through monitoring by centralizing data, reducing risk, and enabling proactive decisions. The software delivers intelligent workflows and connects strategy to execution across lending portfolios.
Lending
The nCino Cloud Banking Platform unifies lending teams, workflows, and insights to automate approvals, strengthen compliance, and improve transparency. It delivers analytics and personalization, simplifies operations, and supports scalable lending experiences.
Pros And Cons of nCino Cloud Banking Platform
Pros
Integrates tightly with Salesforce for flexible banking workflows
Supports end-to-end loan origination processes
Centralizes systems for shared transaction visibility
Cons
The customer portal offers limited control and flexibility
User interface migration tools can be unreliable
nCino Cloud Banking Platform Reviews
Total 9 reviews
4.4
All reviews are from verified customers
Rating Distribution
5
Stars44%
4
Stars56%
3
Stars0%
2
Stars0%
1
Stars0%
Share your experience
Small Business, 11-50 employees
“Useful core tools”
Pros
One of the biggest advantages about it is how well it works with Salesforce. It gives us a packaged banking solution with the support we need while still letting us take advantage of the other softwares broader features whenever it makes sense. Several features have made a noticeable difference in our daily operations especially forms manager, docman, the loan page and spreads. Even if some of those tools are used more heavily than others they all add value to our workflow and help improve efficiency. Another strong point is the way the platform brings systems together so everyone across the company is looking at the same information and the same view of each transaction.
Cons
At the same time the limits around customer control within the package have been frustrating. The customer portal feels underused across the customer base and includes parts that are difficult to update. Even small changes to the customer experience seem to require a larger project which makes simple adjustments harder than they should be. The out of the box interface also feels clunky and even minor process changes can have a noticeable impact on load times. On top of that the onboarding was a heavy lift! It took about 18 months to get fully up and running and required a lot of internal effort and customization because the platform did not completely deliver on what was originally promised.
Rating Distribution
Ease of use
7
Value for money
9
Customer Support
9
Functionality
9
Mid Market, 51-100 employees
“Good Loan tracking”
Pros
Watching how a loan moves through each stage over time is really useful and the way route,, subroutes and screen sections can be configured across objects is quite interesting. It's also a big plus that this managed package can be installed directly in Salesforce.
Cons
There are still some limitations especially around the out of the box configuration options. Many clients are hoping for further improvements and additional enhancements because expectations for the platform continue to grow.
Rating Distribution
Ease of use
10
Value for money
10
Customer Support
10
Functionality
10
Small Business, 11-50 employees
“trusty security!”
Pros
Easy to figure out and the security features stand out. It feels dependable and works well for end users.
Cons
I haven't run into anything I dislike about it based on the time I've spent using it.
Rating Distribution
Ease of use
9
Value for money
8
Customer Support
8
Functionality
9
Frequently Asked Questions
Who are the typical users of nCino Cloud Banking Platform software?
nCino Cloud Banking Platform serves a range of organizations across the banking sector, including community banks, credit unions, enterprise banks, independent mortgage banks, building societies, and mutuals.
What level of support does nCino Cloud Banking Platform offer?
nCino Cloud Banking Platform offers support through phone, email, an online contact form, and a blog.
Does nCino Cloud Banking Platform offer an API?
Yes, nCino Cloud Banking Platform offers an API.
Does nCino Cloud Banking Platform have a mobile app?
No, nCino Cloud Banking Platform does not offer a dedicated mobile application.
What language does nCino Cloud Banking Platform support?
nCino Cloud Banking Platform supports Japanese, English, and Spanish.
What other apps does nCino Cloud Banking Platform integrate with?
nCino Cloud Banking Platform integrates with third-party platforms, including Accenture, Infosys, Deloitte Digital, Appirio, Lucro, Zennify, and KPMG.
What types of pricing plans does nCino Cloud Banking Platform offer?
Pricing for nCino Cloud Banking Platform follows a customizable subscription model, with plans starting at $175/month. Request a detailed nCino Cloud Banking Platform price breakdown for your organization today.