Koalafi

Koalafi

Last Updated Jun 12, 2025

Overview

Koalafi makes financing simple and accessible with fast approvals and a user-friendly experience. Though only available in the US, it helps build credit with flexible financing options. Merchants easily reach more buyers while customers enjoy a smoother purchase process tailored to their financial needs, all in one smooth platform.

Overall Rating

Based on 2 users reviews

4.5

Rating Distribution

Positive

100%

Neutral

0%

Negative

0%

Starting Price
Custom

What Is Koalafi?

Koalafi empowers both businesses and shoppers by making financing easier, faster, and more inclusive. It’s designed for merchants who want to boost conversions and for customers looking to manage purchases with confidence. The platform comes with powerful features like one-time applications, credit-building benefits, and broad credit approval, which makes it a prime option as a smart solution for flexible payments. Koalafi is ideal for retailers seeking better reach and buyers needing manageable terms, delivering value through efficiency, accessibility, and a smooth user journey.

Koalafi Pricing

The Koalafi cost consists of two primary types of financing plans for merchants and customers:

Loans

  • Credit Limits: Up to $10,000 (higher in certain categories)

Leases

  • Credit Limits: Up to $7,500 (higher in certain categories)
Get a detailed analysis of the Koalafi price plans to pick the one that best fits your financial requirements.

Disclaimer: The pricing is subject to change.

Koalafi Integrations

Koalafi offers seamless integration with a variety of apps, including:

Watch a free Koalafi demo to learn more about its integration functionalities.

Who Is Koalafi For?

Koalafi software serves both merchants and consumers across the e-commerce and retail industry.

It benefits merchants who want to offer flexible lease-to-own financing to increase sales and attract non-prime customers. As for consumers, it serves as a flexible, credit-free way to make purchases and build or rebuild their credit.

Is Koalafi Right For You?

Koalafi is a great choice if you're a merchant looking to boost sales and attract more customers, especially those with limited or no credit. For consumers, it’s ideal if you need a flexible way to make purchases without relying on traditional credit. Koalafi offers simple, manageable payment plans, helping both businesses and customers grow without financial stress. For such and other notable capabilities, it is a go-to choice for hundreds of companies, such as Home Zone Furniture, Canales Furniture, and RC Willey.

Still not sure about Koalafi? Connect with our support team at (661) 384-7070 for further guidance.

Pros And Cons of Koalafi

Pros

  • Offers flexible pay-over-time options for all credit types

  • A single application gives access to multiple financing choices

  • Helps customers build credit through reported payments

Cons

  • Service availability is restricted to the United States

  • Requires proper integration with merchant systems

Frequently Asked Questions

Koalafi offers two financing plans: Loans with a credit limit of $10,000 and Leases with a credit limit of $7,500. Get a detailed breakdown of its plans to figure out all the details to get a quote specific to your requirements.

No, Koalafi does not have a mobile app.

Koalafi offers smooth integration with Shopify, WooCommerce, BigCommerce, Magento, Charge After, Tireweb, and LendPro.

Koalafi offers support through chat, email, phone, FAQs, a portal, and general resources.

The typical users of Koalafi are merchants and ordinary consumers from the e-commerce and retail industries.

Yes, Koalafi offers an API.

Koalafi supports only the English language.