Last Updated
Overview
DigiFi streamlines loan origination and account opening with an end-to-end digital platform, no-code configuration, AI agents, and developer tools for flexible credit decisioning. While advanced customization may require additional development resources, it offers strong adaptability. Overall, it is suitable for banks and lenders seeking a configurable digital origination system.
Overall Rating
Based on 20 users reviews
5
Rating Distribution
Positive
100%
Neutral
0%
Negative
0%
Starting Price
Custom
DigiFi Specifications
Integration With Third-party Apps
Contact Management
Lead Management
Opportunity Management
What Is DigiFi?
DigiFi is an all-in-one digital origination platform designed for banks and lenders to manage loan origination and account opening processes. It provides an end-to-end system that includes a loan origination system, account opening system, decision engine, digital applicant and partner portals, no-code configuration tools, and a developer toolkit with APIs and webhooks. The platform also includes AI agents. It helps financial institutions streamline origination workflows and manage multiple products simultaneously.
DigiFi Pricing
The DigiFi cost starts at $1,995/month. This basic plan, known as Core, includes 3 team member seats and 500 monthly applications. Further pricing tiers of the software are as follows:
- Advanced - $3,995/month
- Premium - $7,995/month
- Enterprise - $14,995/month
DigiFi offers additional seats at $95/month each, with application overage fees of $0.50 (Core), $0.25 (Advanced), $0.15 (Premium), and $0.10 (Enterprise). All plans include 500 AI actions and 100 portal applications monthly, with overages billed at $0.10/AI action and $0.50/application. Private hosting costs $1,995/month (Advanced+ plans). Professional services are $95/hour. The platform also includes 24x5 premium support and uptime-backed SLAs.
Disclaimer: The pricing is subject to change.
DigiFi Integrations
DigiFi supports integration with various third-party applications, including:
- Docusign
- Plaid
- SendGrid
- Google Analytics
- Dealertrack DMS
- Equifax
Who Is DigiFi For?
DigiFi is designed for financial institutions and lenders that need a configurable digital platform and is best suited for:
- Banks and credit unions
- Consumer and personal lenders
- Buy now, pay later (BNPL) providers
- Community banks
- Small business lenders
Is DigiFi Right For You?
If you’re a bank or lender looking to manage lending and account opening through a single digital origination platform, DigiFi is designed to support that process end to end. It is trusted by financial institutions such as Mariner Finance LLC, Greenwave Finance, Zippy, Community 1st Credit Union, and HFS Financial.
DigiFi is SOC 2 Type II compliant and includes security and compliance features such as SSO, two-factor authentication, user permissions, change logs, and built-in testing and deployment tools. If security, compliance, and an end-to-end digital origination platform are priorities, DigiFi may be a suitable fit.
Still not sure if DigiFi is right for you? Our support staff is available at (661) 384-7070 to help you make the right choice.
DigiFi Features
DigiFi centralizes and streamlines loan origination across diverse lending products through a modern, user-friendly system. It supports efficient collaboration, structured workflows, and consistent processing to help financial institutions manage applications accurately and at scale across markets.
DigiFi digitizes and simplifies bank and financial account opening through an automated, digital-first framework. It enhances onboarding experiences by structuring workflows, organizing applicant data, and supporting efficient processing from initial submission through account creation and activation.
The platform enables instant, accurate, and auditable decision-making using integrated rules, formulas, models, and scorecards. It assesses creditworthiness, verifies information, and applies structured logic to support consistent evaluations across diverse lending and banking scenarios.
The software provides a white-labeled digital portal for applicants to complete the entire origination journey online. It supports application submission, offer selection, information verification, and secure document signing within a structured, end-to-end digital process.
DigiFi delivers a white-labeled online portal that enables brokers, dealers, and partners to submit applications digitally. It structures customer submissions, organizes required information, and supports streamlined collaboration between partners and financial institutions.