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Overview

DigiFi streamlines loan origination and account opening with an end-to-end digital platform, no-code configuration, AI agents, and developer tools for flexible credit decisioning. While advanced customization may require additional development resources, it offers strong adaptability. Overall, it is suitable for banks and lenders seeking a configurable digital origination system.

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Overall Rating

Based on 20 users reviews

5

Rating Distribution

Positive

100%

Neutral

0%

Negative

0%

Starting Price
Custom

DigiFi Specifications

Integration With Third-party Apps

Contact Management

Lead Management

Opportunity Management

View All Specifications

What Is DigiFi?

DigiFi is an all-in-one digital origination platform designed for banks and lenders to manage loan origination and account opening processes. It provides an end-to-end system that includes a loan origination system, account opening system, decision engine, digital applicant and partner portals, no-code configuration tools, and a developer toolkit with APIs and webhooks. The platform also includes AI agents. It helps financial institutions streamline origination workflows and manage multiple products simultaneously.

DigiFi Pricing

The DigiFi cost starts at $1,995/month. This basic plan, known as Core, includes 3 team member seats and 500 monthly applications. Further pricing tiers of the software are as follows:

  • Advanced - $3,995/month
  • Premium - $7,995/month
  • Enterprise - $14,995/month

DigiFi offers additional seats at $95/month each, with application overage fees of $0.50 (Core), $0.25 (Advanced), $0.15 (Premium), and $0.10 (Enterprise). All plans include 500 AI actions and 100 portal applications monthly, with overages billed at $0.10/AI action and $0.50/application. Private hosting costs $1,995/month (Advanced+ plans). Professional services are $95/hour. The platform also includes 24x5 premium support and uptime-backed SLAs.

Request a personalized DigiFi pricing quote tailored to your specific requirements.

Disclaimer: The pricing is subject to change.

DigiFi Integrations

DigiFi supports integration with various third-party applications, including:

Watch a free DigiFi demo to learn more about its integration arrangements.

Who Is DigiFi For?

DigiFi is designed for financial institutions and lenders that need a configurable digital platform and is best suited for:

  • Banks and credit unions
  • Consumer and personal lenders
  • Buy now, pay later (BNPL) providers
  • Community banks
  • Small business lenders

Is DigiFi Right For You?

If you’re a bank or lender looking to manage lending and account opening through a single digital origination platform, DigiFi is designed to support that process end to end. It is trusted by financial institutions such as Mariner Finance LLC, Greenwave Finance, Zippy, Community 1st Credit Union, and HFS Financial.

DigiFi is SOC 2 Type II compliant and includes security and compliance features such as SSO, two-factor authentication, user permissions, change logs, and built-in testing and deployment tools. If security, compliance, and an end-to-end digital origination platform are priorities, DigiFi may be a suitable fit.

Still not sure if DigiFi is right for you? Our support staff is available at (661) 384-7070 to help you make the right choice.

DigiFi Features

DigiFi centralizes and streamlines loan origination across diverse lending products through a modern, user-friendly system. It supports efficient collaboration, structured workflows, and consistent processing to help financial institutions manage applications accurately and at scale across markets.

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DigiFi digitizes and simplifies bank and financial account opening through an automated, digital-first framework. It enhances onboarding experiences by structuring workflows, organizing applicant data, and supporting efficient processing from initial submission through account creation and activation.

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The platform enables instant, accurate, and auditable decision-making using integrated rules, formulas, models, and scorecards. It assesses creditworthiness, verifies information, and applies structured logic to support consistent evaluations across diverse lending and banking scenarios.

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The software provides a white-labeled digital portal for applicants to complete the entire origination journey online. It supports application submission, offer selection, information verification, and secure document signing within a structured, end-to-end digital process.

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DigiFi delivers a white-labeled online portal that enables brokers, dealers, and partners to submit applications digitally. It structures customer submissions, organizes required information, and supports streamlined collaboration between partners and financial institutions.

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Pros And Cons of DigiFi

Pros

  • Highly flexible loan product handling

  • Easy setup for teams and managers

  • Powerful end-to-end automation workflows

Cons

  • Dashboard may slow down with large application volumes

  • Limited out-of-the-box reporting visualization

DigiFi Reviews

Total 20 reviews

5

All reviews are from verified customers

Rating Distribution

5

Stars

100%

4

Stars

0%

3

Stars

0%

2

Stars

0%

1

Stars

0%

Share your experience

MB

Mayra B.

Financial Services, 101-500 employees

Less than 6 months

5.0
January 2026

user-friendly contractor tracking

Pros

The thing that stands out most to me about DigiFi is how user-friendly it feels from the start. I've found it to be a really practical way to keep track of our contractors and stay on top of the tasks that have been completed for them. In my experience it's simple to work with and makes day-to-day tracking much more manageable. I'd definitely recommend it to others.

Cons

One thing I've noticed is that it's still missing some automation when it comes to emails and general communication. I'd also really like a better way to monitor accounts since that part doesn't feel as organized as it could be.

Rating Distribution

Ease of use

8

Value for money

8

Customer Support

9

Functionality

9

MB

Mayra B.

Financial Services, 101-500 employees

Less than 6 months

5.0
January 2026

user-friendly contractor tracking

Pros

The thing that stands out most to me about DigiFi is how user-friendly it feels from the start. I've found it to be a really practical way to keep track of our contractors and stay on top of the tasks that have been completed for them. In my experience it's simple to work with and makes day-to-day tracking much more manageable. I'd definitely recommend it to others.

Cons

One thing I've noticed is that it's still missing some automation when it comes to emails and general communication. I'd also really like a better way to monitor accounts since that part doesn't feel as organized as it could be.

Rating Distribution

Ease of use

8

Value for money

8

Customer Support

9

Functionality

9

MB

Mayra B.

Financial Services, 101-500 employees

Less than 6 months

5.0
January 2026

user-friendly contractor tracking

Pros

The thing that stands out most to me about DigiFi is how user-friendly it feels from the start. I've found it to be a really practical way to keep track of our contractors and stay on top of the tasks that have been completed for them. In my experience it's simple to work with and makes day-to-day tracking much more manageable. I'd definitely recommend it to others.

Cons

One thing I've noticed is that it's still missing some automation when it comes to emails and general communication. I'd also really like a better way to monitor accounts since that part doesn't feel as organized as it could be.

Rating Distribution

Ease of use

8

Value for money

8

Customer Support

9

Functionality

9

Frequently Asked Questions

DigiFi offers 24/5 support through chat, online contact form, user manuals, guides, blog, and email.

DigiFi features are used by banks, credit unions, fintech lenders, and community and small business lenders to manage loan origination and account opening digitally.

DigiFi integrates with third-party applications such as DocuSign, SendGrid, Plaid, Google Analytics, Dealertrack, and Equifax.

Pricing for DigiFi starts at $1,995/month for the Core plan, which includes three team member seats and 500 monthly applications. Higher tiers include Advanced ($3,995/month), Premium ($7,995/month), and Enterprise ($14,995/month). Additional seats cost $95/month, with application and AI overage fees varying by plan; private hosting is $1,995/month (Advanced+), and professional services are billed at $95/hour. Request a custom DigiFi price plan for your organization today.

No, DigiFi does not offer a dedicated mobile application.

Yes, DigiFi offers an API.

DigiFi offers multilingual support, including English, Spanish, Dutch, Danish, Finnish, French, German, Hungarian, Italian, Norwegian, Portuguese, Romanian, Russian, Swedish, and Turkish.

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