Last Updated
Overview
DigiFi streamlines loan origination and account opening with an end-to-end digital platform, no-code configuration, AI agents, and developer tools for flexible credit decisioning. While advanced customization may require additional development resources, it offers strong adaptability. Overall, it is suitable for banks and lenders seeking a configurable digital origination system.
Overall Rating
Based on 5 users reviews
5
Rating Distribution
Positive
100%
Neutral
0%
Negative
0%
Starting Price
Custom
DigiFi Specifications
- Integration With Third-party Apps
- Contact Management
- Lead Management
- Opportunity Management
What Is DigiFi?
DigiFi is an all-in-one digital origination platform designed for banks and lenders to manage loan origination and account opening processes. It provides an end-to-end system that includes a loan origination system, account opening system, decision engine, digital applicant and partner portals, no-code configuration tools, and a developer toolkit with APIs and webhooks. The platform also includes AI agents. It helps financial institutions streamline origination workflows and manage multiple products simultaneously.
DigiFi Pricing
The DigiFi cost starts at $1,995/month. This basic plan, known as Core, includes 3 team member seats and 500 monthly applications. Further pricing tiers of the software are as follows:
- Advanced - $3,995/month
- Premium - $7,995/month
- Enterprise - $14,995/month
DigiFi offers additional seats at $95/month each, with application overage fees of $0.50 (Core), $0.25 (Advanced), $0.15 (Premium), and $0.10 (Enterprise). All plans include 500 AI actions and 100 portal applications monthly, with overages billed at $0.10/AI action and $0.50/application. Private hosting costs $1,995/month (Advanced+ plans). Professional services are $95/hour. The platform also includes 24x5 premium support and uptime-backed SLAs.
Disclaimer: The pricing is subject to change.
DigiFi Integrations
DigiFi supports integration with various third-party applications, including:
- Docusign
- Plaid
- SendGrid
- Google Analytics
- Dealertrack DMS
- Equifax
Who Is DigiFi For?
DigiFi is designed for financial institutions and lenders that need a configurable digital platform and is best suited for:
- Banks and credit unions
- Consumer and personal lenders
- Buy now, pay later (BNPL) providers
- Community banks
- Small business lenders
Is DigiFi Right For You?
If you’re a bank or lender looking to manage lending and account opening through a single digital origination platform, DigiFi is designed to support that process end to end. It is trusted by financial institutions such as Mariner Finance LLC, Greenwave Finance, Zippy, Community 1st Credit Union, and HFS Financial.
DigiFi is SOC 2 Type II compliant and includes security and compliance features such as SSO, two-factor authentication, user permissions, change logs, and built-in testing and deployment tools. If security, compliance, and an end-to-end digital origination platform are priorities, DigiFi may be a suitable fit.
Still not sure if DigiFi is right for you? Our support staff is available at (661) 384-7070 to help you make the right choice.
DigiFi Features
Loan Origination System
DigiFi centralizes and streamlines loan origination across diverse lending products through a modern, user-friendly system. It supports efficient collaboration, structured workflows, and consistent processing to help financial institutions manage applications accurately and at scale across markets.
Account Opening System
DigiFi digitizes and simplifies bank and financial account opening through an automated, digital-first framework. It enhances onboarding experiences by structuring workflows, organizing applicant data, and supporting efficient processing from initial submission through account creation and activation.
Decision Engine
The platform enables instant, accurate, and auditable decision-making using integrated rules, formulas, models, and scorecards. It assesses creditworthiness, verifies information, and applies structured logic to support consistent evaluations across diverse lending and banking scenarios.
Applicant Digital Portal
The software provides a white-labeled digital portal for applicants to complete the entire origination journey online. It supports application submission, offer selection, information verification, and secure document signing within a structured, end-to-end digital process.
Partner Digital Portal
DigiFi delivers a white-labeled online portal that enables brokers, dealers, and partners to submit applications digitally. It structures customer submissions, organizes required information, and supports streamlined collaboration between partners and financial institutions.
Pros And Cons of DigiFi
Pros
Highly flexible loan product handling
Easy setup for teams and managers
Powerful end-to-end automation workflows
Cons
Dashboard may slow down with large application volumes
Limited out-of-the-box reporting visualization
DigiFi Reviews
Total 5 reviews
5
All reviews are from verified customers
Rating Distribution
5
Stars100%
4
Stars0%
3
Stars0%
2
Stars0%
1
Stars0%
Share your experience
Mayra B.
Financial Services, 101-500 employees
Less than 6 months
“user-friendly contractor tracking
Pros
The thing that stands out most to me about DigiFi is how user-friendly it feels from the start. I've found it to be a really practical way to keep track of our contractors and stay on top of the tasks that have been completed for them. In my experience it's simple to work with and makes day-to-day tracking much more manageable. I'd definitely recommend it to others.
Cons
One thing I've noticed is that it's still missing some automation when it comes to emails and general communication. I'd also really like a better way to monitor accounts since that part doesn't feel as organized as it could be.
Rating Distribution
Ease of use
8
Value for money
8
Customer Support
9
Functionality
9
Julio A. M.
Financial Services, 11-50 employees
Less than a year
“simple lending workflow and responsive team
Pros
For me what stands out about DigiFi is how well the entire digital loan origination process is laid out from start to finish. I found the workflow well organized and once I became familiar with the platform, using it felt very natural. The automation around credit decisioning, document gathering and borrower communication has really helped me cut down on manual work while also speeding up turnaround times. I also appreciate how flexible the system is when it comes to supporting different loan products and underwriting rules which has been especially valuable for both operations and compliance. Another thing I genuinely like is how open the team is to feedback. Whenever I share a recommendation, they are willing to review it, think it through and move quickly to implement improvements.
Cons
From my perspective the biggest drawback is the lack of strong out-of-the-box visualization. I would like to see more powerful native reporting and dashboard capabilities especially for real-time operational visibility. Although API access gives me the option to build a custom data layer and set up reporting the way I want, that solution takes extra effort and usually depends on outside tools instead of being something already built into the platform.
Rating Distribution
Ease of use
9
Value for money
8
Customer Support
9
Functionality
9
Spencer S.
Financial Services, 500+ employees
Less than a year
“awesome support and thoughtful solutions
Pros
Their support and level of service have been outstanding and I've felt that no project or idea has ever been treated as too complicated. Whenever any possible roadblocks come up, they consistently walk us through well-considered options or alternative approaches instead of leaving us stuck.
Cons
Honestly this feels a bit nitpicky because I do not have many real complaints. We're able to integrate with Snowflake and pull in our internal data elements which is valuable but I do wish those Snowflake integrations could be managed directly inside the platform. That would let us handle query updates or add new integrations internally without needing extra help.
Rating Distribution
Ease of use
10
Value for money
10
Customer Support
10
Functionality
10
Frequently Asked Questions
What level of support does DigiFi offer?
DigiFi offers 24/5 support through chat, online contact form, user manuals, guides, blog, and email.
Who are the typical users of DigiFi software?
DigiFi features are used by banks, credit unions, fintech lenders, and community and small business lenders to manage loan origination and account opening digitally.
What other apps does DigiFi integrate with?
DigiFi integrates with third-party applications such as DocuSign, SendGrid, Plaid, Google Analytics, Dealertrack, and Equifax.
What types of pricing plans does DigiFi offer?
Pricing for DigiFi starts at $1,995/month for the Core plan, which includes three team member seats and 500 monthly applications. Higher tiers include Advanced ($3,995/month), Premium ($7,995/month), and Enterprise ($14,995/month). Additional seats cost $95/month, with application and AI overage fees varying by plan; private hosting is $1,995/month (Advanced+), and professional services are billed at $95/hour. Request a custom DigiFi price plan for your organization today.
Does DigiFi have a mobile app?
No, DigiFi does not offer a dedicated mobile application.
Does DigiFi offer an API?
Yes, DigiFi offers an API.
What language does DigiFi support?
DigiFi offers multilingual support, including English, Spanish, Dutch, Danish, Finnish, French, German, Hungarian, Italian, Norwegian, Portuguese, Romanian, Russian, Swedish, and Turkish.