Missed tax deadlines, messed-up timesheets, and unsatisfied employees – that is what you experience when you do not use payroll software. As a small business owner, you surely wouldn’t face all these issues. And the only way to avoid them is by selecting the right payroll software that’s particularly designed for small businesses.

With the help of the right system, all your employee info, payments, and filings live in one place, so that nothing goes missing. Using such a platform, Human Resources (HR) teams and owners can run payroll, track PTO, and stay compliant without stressing all the time about regulations. As a result, payday does not feel like a nuisance; instead, it feels like everything is under control.

In this guide, we’ve highlighted payroll tools that will make running a small business faster and far less stressful.

Software

Our Ratings

Top Features

Price

Gusto

4.4 

★★★★★

  • Pay Stubs
  • W-2 Forms
  • Time Tracking
  • New Hire Reporting

Starts from $49/month

QuickBooks Payroll

N/A

  • Tax Compliance
  • Automated Reports
  • Penalty Protection
  • HR Services

Starts from $88/month

ADP RUN

N/A

  • AI Error Prevention
  • Recurring Payroll
  • Software Integrations
  • Compliance Updates

Custom pricing

Paychex Flex

3.8 

★★★★★

  • Employee Self Service
  • HR Analytics
  • Tailored customer Support
  • Retirement Services

Custom pricing

Rippling HR

4.9 

★★★★★

  • Advanced Workflows
  • Custom Policies
  • Role Permissions
  • Report Builder

Starts from £7/user/month

Square Payroll

4.8 

★★★★★

  • Timecards
  • Instant Payments
  • Pay Scheduling
  • Square Team Management

Starts from $6/person

OnPay

4.7 

★★★★★

  • Multi-State Payroll
  • Insurance Withholding
  • Single Sign-On
  • Prebuilt Reports

Starts from $6/month/person

Patriot Payroll

★★★★★

  • Off-Cycle Payroll
  • Easy Direct Deposit
  • Free USA-Based Support
  • Worker’s Compensation

Starts from $17/month + $4/worker

Wave Payroll

4.5 

★★★★★

  • Invoicing
  • Accounting
  • Online Payments
  • Dashboard

Starts from $19/month

1. Gusto – Best For Full-Service Payroll With Onboarding And Benefits

Gusto HR software is built for small and growing teams that want a single place to manage new hires, manage HR operations, and most importantly, run payroll. It provides unlimited payroll runs, benefits administration, and employee onboarding. 

The platform provides easy setup and a dashboard where pay stubs, W-2 forms, and time-tracking data are easily accessible. The result? No redundant paperwork.  

Overall, Gusto stands out for its payroll-first approach combined with integrated benefits support, ideal for small teams that want everything in one place. 

Top Features 

  • Pay Stubs 
  • W-2 And 1099s 
  • Time Tracking 
  • New Hire Reporting 

Pricing 

The vendor offers two modules, one for Teams and one Solo: 

Pay Myself: 

  • Solo - $49/month + $6/person/month 

Pay My Team: 

  • Simple - $49/month + $6/person/month 
  • Plus - $80/month + $12/person/month 
  • Premium - $180/month + $22/person/month 
  • Contractor Only - $35/month + $6/person/month 

Disclaimer: The pricing is subject to change. 

Pros And Cons

Pros:

  • Handling payroll and PTO help minimize calculation mistakes and records
  • Accommodates complex pay setups without difficulty
  • Live monitoring ensures leave information stays precise and updated

Cons:

  • The platform does not allow logging work hours in advance
  • Options for modifying reports to specific needs are restricted

2. QuickBooks Payroll – Best For Accounting-Integrated Payroll

Tightly integrated with QuickBooks accounting, QuickBooks payroll helps small accounting teams keep payroll and financial books integrated. It includes automatic tax calculations, same-day or next-day direct deposit on higher tiers, and staffed payroll support for financial compliance. This allows small finance teams to manage payroll within a familiar accounting ecosystem and achieve accurate financial reporting. 

Top Features 

  • Tax Compliance 
  • Automated Reports 
  • Penalty Protection 
  • Employee Support 

Pricing 

It offers three pricing plans for bookkeeping + payroll with a 30-day free trial: 

  • Payroll Core + Simple Start – $88/month + $6.50/employee/month 
  • Payroll Core + Essentials – $125/month + $6.50/employee/month 
  • Payroll Premium + Plus – $203/month + $10/employee/month 

Disclaimer: The pricing is subject to change. 

Pros And Cons 

Pros:

  • Syncs payroll with accounting to removing redundant data entry steps
  • Time tracking increases payroll accuracy and labor cost visibility
  • Customizable roles and reports improve compliance processes

Cons:

  • Lack of time clock integration requires manual timecard entry in payroll system
  • No batch timesheet feature limits multi-employee job entries in payroll

3. ADP RUN – Best For Scalable Provider Expertise

It is designed for small companies aiming to scale quickly. RUN Powered by ADP pairs payroll processing with ADP’s nationwide compliance and tax-filing infrastructure. 

The platform offers packaged plans, HR add-ons, and integrations with common accounting and POS systems. This combination enables managers to manage rapid workforce expansion while maintaining full compliance with labor regulations and internal policies. 

ADP’s strength is its scalable service model and vendor-managed compliance, giving small and growing teams access to reliable payroll and regulatory support. 

Top Features 

  • AI Error Prevention 
  • Recurring Payroll 
  • Compliance Updates 

Pricing 

The vendor offers the following four pricing plans at custom pricing with 3 months free: 

  • Essential Payroll 
  • Enhanced Payroll 
  • Complete Payroll & HR+ 
  • HR Pro Payroll & HR 

Disclaimer: The pricing is subject to change. 

Pros And Cons 

Pros:

  • Automated reporting minimizes manual workload and errors
  • PTO tracking centralizes employee data efficiently
  • Compliance and HR tools simplify overall workforce management

Cons:

  • Timekeeping lacks customizable workday definitions
  • Time allocation and Scheduling features are limited or inflexible

4. Paychex Flex – Best For Packaged HR And Payroll Options

Suitable for small businesses, Paychex Flex combines payroll processing with optional HR, retirement, and benefits administration. It stands out for its packaged HR plus payroll solution that centralizes employee management and financial planning.  

The platform supports phone-assisted payroll submissions and mobile access, facilitating remote teams. It automates tax administration, further taking the burden off payroll administrators. Additionally, its ‘Paychex Promise’ feature provides peace of mind for business owners as they can extend fund collection by up to seven days. 

Top Features

  • Employee Self-Service
  • HR Analytics
  • Tailored Customer Support
  • Retirement Services

Pricing 

Paychex offers two modules for different needs:

  • Small Business Essentials
  • Paychex Flex Select
  • Paychex Flex Pro 
  • Full-Service HR & Payroll
  • Flex Enterprise
  • HR Pro 
  • HR PEO

Disclaimer: The pricing is subject to change.

Pros And Cons

Pros:

  • Unified payroll, HR, and employee benefits management improve workflows
  • Quick access to payroll information, W-2s, and pay stubs streamlines routine tasks
  • Tools support improved financial planning, retirement contributions, and benefits tracking

Cons:

  • Reporting options are limited for advanced data needs
  • Benefits enrollment is slow and lacks automated workflows

5. Rippling – Best For Payroll Tied To IT And Workforce Provisioning

For organizations that want payroll integrated with HR and IT workflows, Rippling HR is the right choice. It unites payroll, benefits, device provisioning, and app access in one system. The platform handles the full employee lifecycle. Onboarding, management, and offboarding are all automated. Employee data stays consistent across apps and devices; therefore, teams always stay up to date.

Top Features

  • Pre-Built Workflows Templates
  • Custom Policies
  • Role-Based Permissions
  • Report Builder

Pricing

Starting from £7/user/month plus a base fee of £30/month, Rippling prices vary based on the selected modules and services:

  • Rippling Platform
  • Rippling HCM
  • Rippling IT
  • Rippling Spend

Disclaimer: The pricing is subject to change.

Pros And Cons 

Pros:

  • Automates onboarding, offboarding, and workflows to boost efficiency
  • Integrates with Google Workspace and Slack for smoother operations
  • Less time for employee management improves payroll efficiency

Cons:

  • RPass extension lacks some features that limit secure password management
  • Reporting is less customizable, making niche data extraction harder

6. Square Payroll – Best For Retailers And Restaurants With POS Integration

Square Payroll integrates directly with Square POS and timecards, automatically converting hours, tips, and sales into payroll runs. It supports hourly employees and contractors while providing payroll tax filing services. These features make it suitable for cafes, retail stores, and small restaurants, enabling them to process payroll directly from their sales dashboard. 

The platform shines for POS-driven payroll, making shift-based and tip-based pay fast and accurate. 

Top Features 

  • Timecards 
  • Instant Payments 
  • Pay Scheduling 
  • Square Team Management 

Pricing 

Square offers two plans, including: 

  • Full-Service Payroll - $35/month + $6/person paid 
  • Contractor-Only Payroll - $6/person paid 

Disclaimer: The pricing is subject to change. 

Pros And Cons 

Pros:

  • EIN and tax number setup speeds compliance
  • Converts timecards to payroll automatically for faster processing
  • Auto-calculates overtime and breaks via POS integration

Cons:

  • Tax calculations may require manual correction
  • Employee accounts only support benefits, limiting customization

7. OnPay – Best For Customer Support

OnPay Payroll combines payroll, basic HR tools, and benefits management into a single platform. This eliminates the need for small business owners to juggle multiple tools as they can find all the required functionalities in one platform. 

Its three-click payroll runs and free onboarding make it appealing to owners who prefer a straightforward product. Accounting teams will benefit from reliable tax filings and a simple interface that keeps multi-state payroll and reporting accurate. 

Above everything else, OnPay differentiates itself with dependable support and a predictable, easy-to-use payroll experience. 

Top Features 

  • Multi-State Payroll 
  • Unemployment Insurance Withholding 
  • Single Sign-On 
  • Prebuilt Reports 

Pricing 

The vendor offers the following plan with one month free: 

  • Base fee: $49/month 
  • Per Person: $6/month/person 

Disclaimer: The pricing is subject to change. 

Pros And Cons 

Pros:

  • Regular platform enhancements keep payroll processes efficient and future-ready
  • Immediate and dependable connection with QuickBooks ensures seamless accounting integration
  • Multi-state payroll and quarterly reporting are managed accurately without extra effort

Cons:

  • Social Security checks automatically trigger with every payroll cycle for compliance assurance
  • QuickBooks tax synchronization needs manual distinction between employer and employee contributions

8. Patriot Payroll – Best For Budget-Conscious And DIY Small Employers

Patriot Payroll stands out for guided setup, basic HR reporting, and optional full-service tax filing, targeting owners who want ‘Do It Yourself’ payroll.  

Small accounting teams or solo accountants benefit from direct deposit and automation that simplify payroll steps without advanced HR features. The interface is intuitive, which means less time spent on training the staff. 

Top Features 

  • Off-Cycle Payroll 
  • Easy Direct Deposit 
  • Free USA-Based Support 
  • Worker’s Compensation 

Pricing 

Patriot offers a 30-day free trial for all payroll and accounting plans: 

Payroll Software 

  • Basic Payroll: $17/month + $4/worker 
  • Full Service Payroll: $37/month + $5/worker 

Accounting Software

  • Accounting Basic - $20/month 
  • Accounting Premium - $30/month 

Disclaimer: The pricing is subject to change. 

Pros And Cons 

Pros:

  • Direct deposit and automatic tax filing streamline payroll accuracy and reduce manual work
  • QuickBooks integration automates data sync, saving time and preventing errors
  • Payroll automation minimizes effort, simplifying multi-step payroll tasks

Cons:

  • Limited integrations require manual data entry from external tools
  • Documentation lacks full detail, making report functions unclear without reference

9. Wave Payroll – Best For Freelancers And Solopreneurs

Appealing to freelancers, consultants, and very small companies, Wave Accounting Platform integrates payroll with Wave accounting, handling direct deposit, tax filings, and synced payroll journal entries. The service is best for microbusinesses that want minimal vendor complexity and seamless accounting connections. 

Wave Payroll is unique for freelancers and solopreneurs, offering a lightweight, all-in-one payroll and accounting solution. 

Top Features 

  • Invoicing 
  • Accounting 
  • Online Payments 
  • Dashboard 

Pricing 

Wave pricing model is as follows: 

  • Starter Plan: $0 
  • Pro Plan: $19/month 

Disclaimer: The pricing is subject to change. 

Pros And Cons

Pros:

  • Flexibility to run payroll supports solo and multi-employee operations seamlessly
  • Automation and third-party integrations reduce manual tasks
  • Recurring invoices ensure timely billing and consistent cash flow

Cons:

  • Missing calendar feature limits scheduling for automated operations
  • Cannot customize for non-US regions, limiting international compliance support

Choosing The Right Payroll Software For Your Small Business

On the whole, payroll doesn’t have to be a headache. With the right software, paying employees, handling taxes, and managing benefits becomes much simpler.

Additionally, features like automated tax filing, direct deposit, and benefits management save time and reduce mistakes. This makes life easier for business owners and HR teams. As a result, employees stay happy, compliance stays on track, and you can focus more on growing your business. If you’re unsure which tool fits best, we can help you find the right match.