Managing payroll for independent contractors and freelancers can feel like a whole different ballgame. Contractors require 1099 forms, and employers generally don't withhold taxes. That means you need a system that simplifies payments and regulates tax form handling. It should keep your payments compliant, without added stress.

To help you cut through the hassle, we’ve done the research for you. We have thoroughly researched and curated a list of the seven best payroll software for contractors, tailored to the needs of businesses of all sizes, from startups to large enterprises.

7 Best Payroll Software For Contractors: At A Glance

Software

Key Features

Pricing (starting at)

Deployment / Platform

QuickBooks Payroll

  • Unlimited 1099 E-File 
  • Direct deposit with next-day processing 
  • Income and expense tracking 

$88/mo + $6.50/employee

Cloud-based, Web, Desktop (QuickBooks Online)

Gusto HR

  • Automatic 1099 generation & tax filing 
  • Contractor self-service portal 
  • Integrated HR & benefits 

$49/mo + $6/person

Cloud-based, Web

Deel

  • Multi-currency payments 
  • AI-powered payroll error detection 
  • Flexible contractor models 

$29/employee/mo

Cloud-based, Web

Square Payroll

  • Time tracking with Square Staff 
  • Automated 1099-NEC filing 
  • Mobile payroll runs 

$6/month/person

Cloud-based, Web, Mobile (iOS, Android)

Remote HR

  • Global contractor support in 100+ countries 
  • Unified payroll & benefits platform 
  • Stablecoin payouts 

$29/employee/m

Cloud-based, Web

ADP Payrol

  • Contractor payment automation 
  • Integrated OSHA reporting 
  • Self-service mobile portal 

Custom pricing

Cloud-based, Web, Mobile

Patriot Software

  • Free contractor portal 
  • Net-to-gross payroll tool 
  • Integrated time & attendance 

$17/mo + $4/worker

Cloud-based, Web

QuickBooks Payroll - Best For Businesses Already In The Ecosystem

QuickBooks Online Payroll provides contractor payments via direct deposit with unlimited 1099 e-file capabilities. Users can e-file these forms to the IRS and send copies to their contractors. This makes compliance easier.

QuickBooks Payroll integrates with QuickBooks accounting, making it ideal for businesses already using the platform. There is no limit on the number of payments per contractor, which allows flexibility in managing workforce contracts.

Key Features:

  • Unlimited 1099 E-File: Prepares and e-files an unlimited number of 1099-NEC forms for the filing year for payments recorded in QuickBooks to contractors or vendors
  • Direct Deposit: Contractor payments via direct deposit with next-day processing and deposit capability for qualifying businesses
  • Income And Expense Tracking: Helps classify payments and expenses, assists with tax deductions, and keeps financial records accurate

Pros And Cons Of QuickBooks Payroll

Pros

Cons

Quick to install and runs on a bi-weekly schedule without hassle

Customizable menu tabs offer fast quick access to key features

Easily assign roles with clear precise permission control

Mixing salary and hourly complicates tax input

No time clock integration; manual entry required

Pricing Of QuickBooks Payroll

QuickBooks Payroll offers three main tiers:

  • Payroll Core + Simple Start: $88/month + $6.50/employee/month
  • Payroll Core + Essential Start: $125/month + $6.50/employee/month
  • Payroll Premium + Plus: $203/month + $10/employee/month

These plans offer a free Expert Assisted trial for 30 days.

Disclaimer: The pricing is subject to change.

Gusto HR – Best For Comprehensive Contractor Management

Gusto's payroll service makes it simple to pay independent contractors. The software handles the paperwork automatically, helping with onboarding and paying contractors with minimal effort. Gusto HR software also offers contractor-only plans for businesses that don't need to pay W-2 employees, and it supports U.S.-based contractors who require a 1099-NEC.

The software offers clear, affordable pricing and provides dedicated support via phone, chat, or email. This makes it an ideal choice for teams with full-time staff, contractors, or a mix of both.

Key Features:

  • Integrated Tax Compliance: Offers automatic 1099 generation, tax filing, and year-end reporting to ensure compliance with federal and state requirements
  • Smart HR And Benefits: As businesses expand, they can easily add benefits such as health insurance and 401(k) plans to support their growing workforce
  • Self-Service Portal: Contractors can view pay stubs, tax forms, and update their information through secure online portals

Pros And Cons Of Gusto HR

Pros

Cons

Auto save tax filings time and ensure compliance

Offers sick day requests, paystubs, and benefits in one platform

Strong account protection with alerts and authentication app

Limited benefits options, especially for smaller businesses

Occasional slow login and delayed notifications

Pricing Of Gusto HR 

Gusto pricing plans and details:

Pay My Team:

  • Simple: $49/month + $6/month/person
  • Plus: $80/month + $12/month/person
  • Premium: $180/month + $22/month/person
  • Contractor Only: $35/month + $6/month/contractor (for businesses that don’t have W-2 employees)

Pay Myself

  • Solo: $49/month + $6/month

Disclaimer: The pricing is subject to change.

Deel - The Go-To for Paying Global Teams

Deel is a platform for managing payroll and contracts. It handles contract creation, tax document management, and compliance checks. It also includes features for invoice approvals and expense tracking. Tailored for global workforce management, The platform includes a Compliance Monitor that automatically flags changes in local labor and tax laws.

Deel simplifies the legal and administrative challenges of managing international contractors. It manages contracts and payments across 130+ countries.  It’s ideal for businesses with a global workforce that need to stay on top of compliance requirements.

Key Features:

  • AI-Powered Payroll: AI detects contractor payment errors and then suggests corrections. It helps in automating admin tasks, ensuring compliance and accelerating payouts
  • Multi-Currency Payments: It offers compliant payments in 200+ currencies with competitive exchange rates and transparent fee structures
  • Flexible Contractor Models: Both direct Contractor Management and a Contractor of Record model are available. These allow managing freelancers directly or having Deel handle compliance

Pros And Cons Of Deel

Pros

Cons

Clear, easy access to contracts, payments, and documents

On-time payments reduce stress with international work

Transfers are quick, almost like local transactions

Funds are not held in your name, no guarantee in case of company failure

Employers may hesitate due to the per-employee cost

 

Pricing Of Deel

Deel offers four main pricing modules; Deel Payroll, Deel HR, Deel IT, and Deel Services.

The Deel Payroll includes the following pricing plans:

  • Deel PEO: Free for up to 3 months
  • Deel Global Payroll: Starting at $29/employee/month
  • Deel Contractor Management: $49/contractor/month
  • Deel Contractor of Record: Starting at $325/contractor/month
  • Deel EOR (Employer of Record): $599/employee/month
  • Deel US Payroll: Custom pricing

Disclaimer: The pricing is subject to change.

Square Payroll – Best For Easy Contract Management

Square Payroll is a user-friendly payroll solution suitable for businesses hiring and paying contractors. It provides payroll with minimal setup requirements and no complicated paperwork, focusing on simplicity. Contractors have access to their own online accounts where they can update personal information.

Contractors can be paid via direct deposit, check, or Cash App, providing flexibility and convenience in receiving payments. It regulates complex tax documentation and payment processing, which makes it easier to meet regulatory requirements.

Key Features:

  • Time Tracking With Square Staff: Contractors can clock in and out using the Square Team App. Hours sync directly with Square Payroll, and import timecards with a single click
  • Automated 1099‑NEC Filing And Delivery: It automatically generates, files, and delivers 1099-NEC tax forms to the contractors and the IRS. This takes the year-end tax burden off
  • Payroll Runs From Anywhere And Mobile Access: Users can run payroll on the go, from a mobile device, using the Square Team App—useful if contractors are in multiple locations

Pros And Cons Of Square Payroll

Pros

Cons

Simple employee onboarding, with self-onboarding or import options

Simple conversion of worked timecards into payroll processing

Easy off-site clock-in and live access to hours and pay stubs via phone

Withholding rate sometimes changes incorrectly, requiring a manual fix

Difficulties handling banking info issues with direct deposit

Pricing Of Square Payroll

Square Payroll offers two main pricing plans:

  • Full-Service Payroll: $35/month + $6/month/person
  • Contractor-Only Payroll: $6/month/person

Disclaimer: The pricing is subject to change.

Remote HR - Best For Global Compliance And Risk Mitigation

Remote HR platform is a global payroll platform designed to handle the complexities of paying contractors across multiple countries. It is particularly well suited for companies with remote and international contractors as it automates the payroll processes. It also provides compliance and tax filings.

Contractors can use a simple, easy-to-use portal to manage their payments, track tax documents, and keep their details up to date. For businesses hiring across different countries, Remote takes care of local tax and labor laws. This keeps everything compliant without the extra stress.

Key Features:

  • Global Contractor Support: Contractors can be paid in over 100+ countries with automatic compliance with local labor laws and tax regulations. Ideal for businesses that engage remote contractors internationally
  • Improved Workforce Management: It is easy to hire, pay, and manage contractors and employees worldwide. The tool offers transparent pricing, smart benefits, and automated payroll, all on one unified platform
  • Stablecoin Payouts: Remote now enables US-based companies to pay contractors in nearly 70 countries using stablecoins like USDC, offering a secure, fast, and cost-effective way to compensate global talent

Pros And Cons Of Remote

Pros

Cons

All time off, expenses, and payslips accessible in one app

Clear paylist showing hours and deductions

Effortless and reliable global payroll and compliance

Expense reports require item-by-item approval; no bulk option

Some platform navigation takes time to get used to

Pricing Of Remote

Following are the Remote payroll prices: 

  • Contractor Management: $29/contractor/month 
  • Payroll: $29/employee/month
  • Professional Employer Organization: Starting at $99/employee/month
  • Contractor Management Plus: $99/contractor/month
  • Contractor Of Record: Starting at $325/contractor/month
  • Employer Of Record: $699/employee/month
  • Equity Advanced: Starting at $999/year

Disclaimer: The pricing is subject to change.

ADP Payroll – Best For Automated Contract Management

ADP GlobalView Payroll offers a comprehensive solution for managing both employees and independent contractors. Through its platforms like WorkMarket, businesses can onboard contractors, assign work, calculate payment, and generate tax forms. It streamlines contractor operations by handling verification, invoicing, and payment scheduling, with audit-ready records.

ADP offers multiple payment options and integrates with major HR and accounting systems. Built-in compliance safeguards help reduce misclassification risk and lighten administrative tasks. It supports scaling flexible talent while maintaining control, accuracy, and compliance across different jurisdictions.

Key Features:

  • Payroll Processing For Contractors: ADP simplifies contractor payments by regulating processes, tracking invoices, and handling 1099-NEC forms at year-end, making payroll easier
  • Integrated Safety And OSHA Reporting: Combines payroll data with safety tracking and training logs, helping contractors stay OSHA-compliant and reduce insurance costs
  • Self-Service Mobile Portal For Workers: Contractors and subcontractors can easily access pay stubs, tax documents, and work schedules right from their phones

Pros And Cons Of ADP

Pros

Cons

Covers all HR needs: payroll, onboarding, pay stub tracking

Stores and copies previous payroll data for accuracy

Simple to understand with clear first-time login instructions

Timecard and timeclock issues are causing wrong pay periods 

Broken timekeeping app with ongoing payroll errors

Pricing Of ADP

ADP offers plans based on the number of employees at custom pricing: 

For 1-49 employees:

  • Essential Payroll
  • Enhanced Payroll
  • Complete Payroll And HR Plus
  • HR Pro Pyaroll And HR

For 50+ employees:

  • Select
  • Plus
  • Premium

Disclaimer: The pricing is subject to change.

Patriot Payroll- Best For Budget-Conscious Small Businesses

Patriot payroll offers user-friendly payroll solutions that simplify compliance. It serves over 60,000 customers across the USA with support for up to 500 employees. The platform delivers unlimited payroll processing with comprehensive contractor management. It is an affordable payroll system with free features that competitors can charge extra for.

Patriot enables contractors to receive payments via direct deposit. This simplifies the payment process and reduces the need for manual administration, saving time and effort. This feature is available in both Basic and Full-Service Payroll plans.

Key Features:

  • Free Contractor Portal: Contractors have access to a dedicated portal where they can view payment history and update contact details. It enhances work quality while managing information independently
  • Net-To-Gross Payroll Tool: Helps contractors figure out how much gross pay is needed to reach a specific take-home amount. Useful for budgeting and planning ahead
  • Integrated Time And Attendance: Patriot tracks contractors and feeds the data directly into payroll, making payments simple and accurate

Pros And Cons Of Patriot Software

Pros

Cons

Simplifies payroll process and saves money in the long run

Handles payroll deposits and reports accurately and on time

Easy-to-use system that automates payroll after setup

Help files lack detail on report usage and function

Lacks a "how-to" video library for key tasks like importing data

Pricing Of Patriot Software

Following are the Payroll Software pricing plans of Patriot:

  • Basic Payroll: $17/month plus $4/worker
  • Full Service Payroll: $37/month plus $5/worker

These plans are free for 30 days.

Disclaimer: The pricing is subject to change.

Conclusion

Contractor payroll software is an integral need for businesses managing independent contractors. The right solution offers compliance, streamlines payments, and improves overall contractor satisfaction.

The platforms listed above are effective for businesses to manage their payrolls with scalability and compliance. They are desirable for all business sizes when it comes to contractor management. Whether it is an affordable solution like Patriot Software or a more comprehensive, global option like Deel, each one brings its own strengths to the table.

Choosing the one fit solution based on business size, budget, and contractor management complexity will eventually make payment processes easier.

If you are on a hunt for an overall HR and payroll solution, check out our website for more comprehensive payroll software solutions.